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View Poll Results: What is your health insurance increase for 2017?
0% - 3% 15 16.48%
3% - 6% 15 16.48%
6% - 9% 16 17.58%
9% - 12% 17 18.68%
12% - 15% 7 7.69%
greater than 15% 21 23.08%
Voters: 91. You may not vote on this poll

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  #1  
Old 21.09.2016, 12:51
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Health Insurance 2017

New survey indicates average increase of 6.5% in Health insurance premiums

http://www.bonus.ch/ND/Krankenkassen...609211LAP.aspx

The Federal Office of Public Health (BAG) will officially communicate exact figures by the end of September.
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Old 26.09.2016, 13:49
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Re: Health Insurance 2017

5.6% increase in Neuchâtel.

http://www.arcinfo.ch/articles/regio...uchatel-583200

Could be worse, we could live in Jura.
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  #3  
Old 26.09.2016, 13:56
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Re: Health Insurance 2017

So Glarus and Jura with the highest increases. Also childrens premiums increasing above average.

DB will be fuming. I'm sure it's punishment for him voting Brexit.
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Old 27.09.2016, 08:16
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Re: Health Insurance 2017

Here is a link to an honest independent website, without advertising or steering: http://www.priminfo.ch/praemien/

For policies with the basic franchise of paying the first Fr 300 per year, the price increase after 1.1.2017 will be 4.5%. For higher franchises the price increase will be up to 10%

In the newspaper today is an explanation for why despite 0% inflation, the prices rise every year: not the fault of anyone except the patients.
Too many people go straight to the expensive specialist doctors, you don't need an expensive expert for simple everyday problems.

To reduce your premiums, by about 25%, you can choose an HMO policy, which means you commit yourself to going first of all to a participating doctor's practice, of your choosing. If you need a specialist he will choose the best one for you. There are other types of policy, viz. Hausartzt, Telemed.
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Old 27.09.2016, 10:43
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Re: Health Insurance 2017

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In the newspaper today is an explanation for why despite 0% inflation, the prices rise every year: not the fault of anyone except the patients.
Too many people go straight to the expensive specialist doctors, you don't need an expensive expert for simple everyday problems.
Of course that is the reason. That plus Dr. Google. Though the two are related.

But people don't get that. Instead, they blame the bad "expensive" doctors and, of course, the worst of all evils - pharma.

Simple minds.
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Old 30.09.2016, 19:01
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Re: Health Insurance 2017

Hello,

I'm with Assura and I was planning to change insurer as it was expected that Assura would have to boost its premiums a lot since it was making deep losses this year (so I read somewhere...).
However, it seems that Assura is still the cheapest. Should I stay with them (I'm more or less satisfied... I have never went above my franchise so I have not really tested them.) ? Or it's wiser to go for one in better financial condition (which one?).

ps: Don't go to Allianz. I had them for accident insurance and they never accept bills.
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  #7  
Old 30.09.2016, 19:32
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Re: Health Insurance 2017

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Hello,

I'm with Assura and I was planning to change insurer as it was expected that Assura would have to boost its premiums a lot since it was making deep losses this year (so I read somewhere...).
However, it seems that Assura is still the cheapest. Should I stay with them (I'm more or less satisfied... I have never went above my franchise so I have not really tested them.) ? Or it's wiser to go for one in better financial condition (which one?).

ps: Don't go to Allianz. I had them for accident insurance and they never accept bills.
There are some comments on EF regarding Assura. You have to decide for yourself which insurance is best for you. How can we know your personal situation and preferences? Only you know those, so you are the only one who can choose the insurance that fits you best. We cannot know if "best" to you means cheapest, fastest, English-speaking on every level, etc. etc.

Anyway - for shits and giggles, here are some search terms which might help you get a bit further.
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  #8  
Old 30.09.2016, 19:46
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Re: Health Insurance 2017

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Here is a link to an honest independent website, without advertising or steering: http://www.priminfo.ch/praemien/...For policies with the basic franchise of paying the first Fr 300 per year, the price increase after 1.1.2017 will be 4.5%. For higher franchises the price increase will be up to 10%...
That's puzzling to me. I would think that those with lower deductibles would use healthcare services more, and thus cost more...and thus be subjected to bigger increases.
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  #9  
Old 30.09.2016, 19:51
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Re: Health Insurance 2017

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That's puzzling to me. I would think that those with lower deductibles would use healthcare services more, and thus cost more...and thus be subjected to bigger increases.
As the percentage of people insured with the low deductibles is probably many times that of the people insured with the highest deductible, I'm not surprised.
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  #10  
Old 30.09.2016, 20:14
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Re: Health Insurance 2017

Avenir is increasing by 13%

We are looking for an other one. Swica became the second cheapest for us while it used to be the most expensive one.
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  #11  
Old 03.10.2016, 11:29
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Re: Health Insurance 2017

Judging by the info on priminfo.ch, it looks like my premium (Arcosana CallMed with 2500 deductible) will increase by a whopping 17.8%
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  #12  
Old 03.10.2016, 11:50
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Re: Health Insurance 2017

I get similar results by using the 2017 Premium Calculator from CSS (@CH_Greg I also have Arcosana with 2500 deductible). Looks like it's time to change
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  #13  
Old 03.10.2016, 13:04
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Re: Health Insurance 2017

We're with SWICA and the premium has gone up 4.1% (Zurich City) in their cheapest model. Our advisor (who speaks fluent English and replies quickly) has given me the new premiums, and due to receiving everything in English and being to correspond in English I stay with them. There are cheaper insurers, but I like the ease of English
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Old 03.10.2016, 13:23
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Re: Health Insurance 2017

This is what happens when folks visit their doctor on their birthday or run to the hospital for a band-aid or freak out after a one nighter or need a quick prescription to get back to work.
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Old 03.10.2016, 13:55
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Re: Health Insurance 2017

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Here is a link to an honest independent website, without advertising or steering: http://www.priminfo.ch/praemien/

For policies with the basic franchise of paying the first Fr 300 per year, the price increase after 1.1.2017 will be 4.5%. For higher franchises the price increase will be up to 10%

In the newspaper today is an explanation for why despite 0% inflation, the prices rise every year: not the fault of anyone except the patients.
Too many people go straight to the expensive specialist doctors, you don't need an expensive expert for simple everyday problems.

To reduce your premiums, by about 25%, you can choose an HMO policy, which means you commit yourself to going first of all to a participating doctor's practice, of your choosing. If you need a specialist he will choose the best one for you. There are other types of policy, viz. Hausartzt, Telemed.
What is ASSURA's DeltaPLUS in this website?

Is HMO supported in Vaud? BY all assurers?
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  #16  
Old 03.10.2016, 14:17
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Re: Health Insurance 2017

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What is ASSURA's DeltaPLUS in this website?

Is HMO supported in Vaud? BY all assurers?
Choose Assura Pully, and then it will let you select DeltaPlus as model. Each insurer is free to offer the models they want. I checked with Lausanne, and there are a number of insurers offering HMO models.
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  #17  
Old 14.10.2016, 11:53
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Re: Health Insurance 2017

I just looked at my new premium, apparently it dropped by chf 0.70, a not unwelcome surprise.

It's viva care tel doc, chf 300 franchise in Winterthur
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Old 14.10.2016, 12:04
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Re: Health Insurance 2017

Lucky you !

Quote:
I just looked at my new premium, apparently it dropped by chf 0.70, a not unwelcome surprise.

It's viva care tel doc, chf 300 franchise in Winterthur
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Old 14.10.2016, 12:20
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Re: Health Insurance 2017

I think we have established that for whatever reason, the higher franchises are attracting the higher increases. Remember that all basic general insurance is covered by government regulations and approvals. The additional optional extra insurance policies are not. If your premium is increasing in 2017 then it has already been approved by the Swiss government.

The cheaper policies are run by companies that will cut costs wherever they can. As an example, the large company Helsana has a very good reputation, but in their group, they have other companies that offer cheaper premiums but employ the poorest staff and the result can be a frustrating continuous stream of correspondence. In my opinion, you will have a better experience by not choosing the very cheap policies.
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  #20  
Old 15.10.2016, 08:13
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Re: Health Insurance 2017

489CHF -> 638CHF for us

Luckily it's offset with a Swiss payrise for my husband of .... zero

I would no longer agree that the cheapest policies offer the worst customer experience. Ours has gone from being one of the cheapest to one of the most expensive in the last 2 years but nothing has changed in the way they work. We must still do all the paperwork ourselves and pay in advance.

Last edited by salie; 15.10.2016 at 09:22. Reason: Addemore
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