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Old 03.01.2017, 11:10
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Travel cancellation insurance

Hi all,

I have booked a holiday from this weekend for the family, but since last night we notice our toddler is getting slowly down with something. Hopefully he'll be fine by the weekend, but...

In case we get the doctor's no-go recommendation for the flights etc (in written), does the travel cancellation insurance cover this? In the small print it is written "covers up to 10000chf in case of a serious illness for person or a family member". This is confusing me, because the flu is not really a "serious" illness, but would incapacitate toddler to fly.

So, did someone use this kind of insurance, and what is a serious illness in the legal term. Do we need to take some specific care before etc, because the I wouldn't like to get the answer, "yeah, but you didn't do this or that, it's just a flu", as the holiday was expensive.

Thanks, and happy new year!
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Old 03.01.2017, 11:17
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Re: Travel cancellation insurance

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Hi all,

I have booked a holiday from this weekend for the family, but since last night we notice our toddler is getting slowly down with something. Hopefully he'll be fine by the weekend, but...

In case we get the doctor's no-go recommendation for the flights etc (in written), does the travel cancellation insurance cover this? In the small print it is written "covers up to 10000chf in case of a serious illness for person or a family member". This is confusing me, because the flu is not really a "serious" illness, but would incapacitate toddler to fly.

So, did someone use this kind of insurance, and what is a serious illness in the legal term. Do we need to take some specific care before etc, because the I wouldn't like to get the answer, "yeah, but you didn't do this or that, it's just a flu", as the holiday was expensive.

Thanks, and happy new year!
Why not pick up the phone & speak to the insurance.
If the Dr will issue a 'No Flying' certificate I guess all will be OK.
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Old 03.01.2017, 11:21
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Re: Travel cancellation insurance

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Why not pick up the phone & speak to the insurance.
If the Dr will issue a 'No Flying' certificate I guess all will be OK.
Of course I'll call in case he is still sick a few days before the travel, now I'm still hoping a few days rest and everything will be fine.
I just wanted to know if someone had the experience, as the conditions seem a bit dubious... Also for the future, is the insurance worth it, if it does not cover the flu or something like that.
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Old 03.01.2017, 11:29
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Re: Travel cancellation insurance

If he has flu then that's pretty serious. If it's just a cold then not so much.

Either way with a doctor's letter you should be covered
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Old 03.01.2017, 11:37
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Re: Travel cancellation insurance

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If he has flu then that's pretty serious. If it's just a cold then not so much.

Either way with a doctor's letter you should be covered
Thanks. If he's still sick by Thursday/Friday, we'll just go to the doctor again and ask for the opinion and letter in case we don't go, and then see with the insurance how to cancel the thing.

I just hope it does not come to this we're looking forward to this holiday for a year now
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