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Old 05.02.2017, 20:45
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Re: Requirements for Health Insurance

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if she is tourist she doesn't need to register right? From the 3th month if she register she has 3 months to look for an insurance. So she will pay from the 6th month?
She should register as a resident at latest on 3rd month (because as a tourist you can only stay 90 days). Then she has 3 more months to choose an insurer - so at the end of 6th month she should make up her mind. Or the government will intervene and make a choice for her. Then she'll be asked to pay the bills starting back from when she registered here, i.e. 3rd month.

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In my case as a worker-i have 3 months to contract an insurance therefore If I star in April I will star to pay the insurance in Juli?
Yes, probably you'll get the first bills some time in Juli, August or so, if you really need so much time to choose an insurer. But any insurer you take will back-charge you the premiums starting from April. So the first bill you get will be relatively large, covering several months starting from April.
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Old 05.02.2017, 20:54
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Re: Requirements for Health Insurance

Put it this way - if you arrive and register in April, but don't get your insurance sorted before July you could be looking at a first invoice of around 900-1,200 francs given that your monthly premiums may be 300-400 a month. Better to arrange it relatively quickly after you register. The same applies to your girlfriend when she registers.
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  #23  
Old 05.02.2017, 21:23
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Re: Requirements for Health Insurance

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Thanks to mich for your messages.

As a conclusion we can state as follows:

If you are job seeker you have 3 months which you are not obey to pay health insurance.

if you are a worker as me, from the first day of arriving I need to contract an insurance.

In both cases I have to registered in the Canton? Right? In mi case giving as an Address the own of the Hotel. So if my first day of working is 3th of april I must contract an insurance to cover me from this day.

Another question. My fiancee will be here in Juli as a Job seeker . Should She registered in the Canton? In this case would it be an issue ? At the end of September we will get married. What we should do?

Thank you everybody for your time and help

Regards

Jorge
You must register when you arrive and before you start work. You have 3 months from that date onwards to find and subscribe to a health insurance provider but the premiums will be backdated to the date you registered so you have nothing to gain by delaying it. If you don't subscribe to health insurance by the end of the 3 months then the canton will assign one to you and they don't usually choose the cheapest option.

For your fiancée the easiest thing for her to do given that she is EU is to come in July as a tourist and start looking for work. It would be trickier to register and get a permit for her as you wouldn't be married.
Once you're married at the end of September and you come back to Switzerland as a married couple she can register and apply for her permit under the family reunification system unless she has already found a job by then. She is allowed to spend 90 days in every six months in Switzerland as a tourist without having to register.

Last edited by Belgianmum; 05.02.2017 at 21:40.
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