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Old 06.03.2017, 23:29
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Re: Insurance and chronic illness

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Tecfidera is available here and is covered by the basic insurance. It is very expensive, around 50 000 chf per year.
yay for insurance!
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  #22  
Old 07.03.2017, 08:48
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Re: Insurance and chronic illness

+1 to that! Which means you'll definitely need to get set up with a GP/neurosurgeon asap. The neurosurgeon will have to confirm to SKV that you definitely require the drug as part of your treatment. This gives you a cost benefit guarantee for the treatment. It has to be confirmed every 9 months-year by the neurosurgeon.
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Old 07.03.2017, 09:37
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Re: Insurance and chronic illness

Since you are likely moving to Zurich you may want to get in touch with this place.

http://www.en.neurologie.usz.ch/rese...sclerosis.aspx

Our friend was treated there for a number of years before he moved to Neuchâtel and speaks very highly of them.

He also said that you might get more specific info and help from this group.(although they were a bit 'alternative' for him)

https://www.meetup.com/Overcoming-MS-Switzerland/


Edit: he reckons the drug may actually be much cheaper now. The price he gave me was a few years ago but it is definitely covered under basic insurance. He's no longer taking that one.

Last edited by Belgianmum; 07.03.2017 at 10:56.
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  #24  
Old 07.03.2017, 10:51
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Re: Insurance and chronic illness

To add to all the useful info posted above. I have a friend, let's put it that way, who has a neurological condition, which means she has to take meds for the the rest of her life to keep it under control. All covered under basic insurance. Doctor visit something like 700 CHF. Meds are not expensive as yours, but as was said above, paying higher premiums (CHF 300 p.a. out of pocket) completely beats the opposite (CHF 2500) out of pocket. MRI covered as well.

Re GP. Some are full, i.e. they do not accept new patients, just to keep this in mind. Some are more... erm... willing to cooperate than others in terms of referring to a specialist. With the traditional scheme you do not have that problem, you simply make an appointment with the doctor you need to visit. My own experience: back pain, persisting stomach problems not taken seriously, only willing to look at the symptoms not the cause. Too many patients. Not very concentrated. I hope to find a new GP by the end of September. I really really recommend that you get references.
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Old 01.04.2017, 22:05
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Re: Insurance and chronic illness

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You can claim up to 500chf per year of ambulance costs on basic insurance and ambulance transfers between hospitals are covered 100%.
If it is an accident then the ambulance costs are covered by the accident insurance ( subject to franchise if it's not employer insurance) and the 500chf maximum does not apply.
It's actually 50% of the bill(s), up to a maximum of 500 CHF per year. So if you get 500CHF back it means that you also paid 500CHF out of pocket.
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