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  #81  
Old 31.07.2018, 15:15
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Re: Pension from Switzerland and continued Health Ins payments after leaving the coun

Why would you want to keep it? It won't cover you for anything except, possibly, emergency treatment depending on the country you're going to.
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  #82  
Old 31.07.2018, 15:20
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Re: Pension from Switzerland and continued Health Ins payments after leaving the coun

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Why would you want to keep it? It won't cover you for anything except, possibly, emergency treatment depending on the country you're going to.
I will still be here sorting things out and intend to use it (only if it is still valid of course). I am notifying my departure from CH, but we still have a small flat here. Also I am only officially leaving for my country for 4 months. I am then returning in January but will be living on the other side of the Swiss border in Germany where we have another flat and overseeing the sale of our flat in CH which we no longer need.
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  #83  
Old 31.07.2018, 15:27
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Re: Pension from Switzerland and continued Health Ins payments after leaving the coun

Then don't deregister until the end of December, that's probably the simplest way. Otherwise, if you do deregister and something happens you'd be considered as a tourist here and wouldn't be covered by Swiss health insurance which is only for residents.
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  #84  
Old 31.07.2018, 15:34
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Re: Pension from Switzerland and continued Health Ins payments after leaving the coun

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Then don't deregister until the end of December, that's probably the simplest way. Otherwise, if you do deregister and something happens you'd be considered as a tourist here and wouldn't be covered by Swiss health insurance which is only for residents.
Unfortunately for various reasons not notifying departure by 31.8 is not an option for me, otherwise I would simply stay resident in CH until the flat is sold - likely to be done by middle of next year.

I didn't know that the health insurance was only for residents. I didn't have to prove my residence here to take it out. In fact it was the other way around. The town halls usually ask for proof that you have it.

If I keep using the health insurance after I have handed in my permit, I don't think the insurer is going to know I am not a resident. I will still have my health card and after all I have paid until the end of the year anyway. My query is really if I can keep it even longer than the 4 months I am intending to. I was wondering if anyone has an experience of this.
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  #85  
Old 31.07.2018, 16:13
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Re: Pension from Switzerland and continued Health Ins payments after leaving the coun

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Unfortunately for various reasons not notifying departure by 31.8 is not an option for me, otherwise I would simply stay resident in CH until the flat is sold - likely to be done by middle of next year.

I didn't know that the health insurance was only for residents. I didn't have to prove my residence here to take it out. In fact it was the other way around. The town halls usually ask for proof that you have it.

If I keep using the health insurance after I have handed in my permit, I don't think the insurer is going to know I am not a resident. I will still have my health card and after all I have paid until the end of the year anyway. My query is really if I can keep it even longer than the 4 months I am intending to. I was wondering if anyone has an experience of this.
Town halls don't ask for proof of health insurance if you're not a resident already.
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  #86  
Old 31.07.2018, 16:15
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Re: Pension from Switzerland and continued Health Ins payments after leaving the coun

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Town halls don't ask for proof of health insurance if you're not a resident already.
Not sure what you mean.
I just meant that I was asked to show I had health insurance at the various town halls where I moved to.
The health insurance never wanted proof I was resident.
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  #87  
Old 31.07.2018, 16:21
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Re: Pension from Switzerland and continued Health Ins payments after leaving the coun

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Not sure what you mean.
I just meant that I was asked to show I had health insurance at the various town halls where I moved to.
The health insurance never wanted proof I was resident.
Yes, because you were resident or applying to be resident in those towns.

Tourists don't bother to apply for Swiss health insurance and they wouldn't get it even if they did. It's for residents only. The fact that you're applying is probably proof enough for the insurance company.
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  #88  
Old 31.07.2018, 16:23
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Re: Pension from Switzerland and continued Health Ins payments after leaving the coun

Exactly, so for the 4 months I have already paid (Sep - Dec) I am probably alright, even if I do become a non-resident.

Again, my query is if anyone has any experience of keeping it even longer than that, by simply paying for it.
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  #89  
Old 11.08.2018, 15:27
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Re: Pension from Switzerland and continued Health Ins payments after leaving the coun

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apply for Swiss health insurance and they wouldn't get it even if they did. It's for residents only. The fact that you're applying is probably proof enough for the insurance company.
It is also available to non-residents as actual legal domicile is not checked.
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  #90  
Old 05.08.2021, 13:59
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Re: Pension from Switzerland and continued Health Ins payments after leaving the coun

Necroing, but I'm wondering what the situation is now that Brexit has happened for UK nationals? If you have a Swiss pension and move back to the UK do you still have to pay for Swiss health insurance now we're non-EU? We're planning on moving back to the UK in a couple of years' time when hubby retires; I already have my UK pension, but he won't get his until a year after we return.
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Old 05.08.2021, 16:52
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Re: Pension from Switzerland and continued Health Ins payments after leaving the coun

When someone leaves Switzerland, they inform the "contrôle d'habitants in their place of residence, and receive "une attestation de départ". This document is needed to cancel medical insurance coverage in Switzerland. If the person is already receiving a state pension, they can ask for it to be paid overseas but it will be paid in the currency of the country of the person's new residence and will be subject to variations in the exchange rate.
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Old 05.08.2021, 17:14
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Re: Pension from Switzerland and continued Health Ins payments after leaving the coun

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Necroing, but I'm wondering what the situation is now that Brexit has happened for UK nationals? If you have a Swiss pension and move back to the UK do you still have to pay for Swiss health insurance now we're non-EU? We're planning on moving back to the UK in a couple of years' time when hubby retires; I already have my UK pension, but he won't get his until a year after we return.
Assuming you have UK status there is no NHS charge. And once you de-register as domiciled in a Swiss commune, whatever your nationality, you no longer have a requirement to subscribe to any Swiss health insurance, which wouldn't pay for care in the UK anyway (as I found out when I got private care in London), presumably on the basis that I *could* have had free NHS service although in fact the wait list would have been ... forever.
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  #93  
Old 05.08.2021, 17:45
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Re: Pension from Switzerland and continued Health Ins payments after leaving the coun

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Assuming you have UK status there is no NHS charge. And once you de-register as domiciled in a Swiss commune, whatever your nationality, you no longer have a requirement to subscribe to any Swiss health insurance, which wouldn't pay for care in the UK anyway (as I found out when I got private care in London), presumably on the basis that I *could* have had free NHS service although in fact the wait list would have been ... forever.
Yes, we're both UK nationals so that's not a problem.
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