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Old 11.08.2017, 11:06
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car insurance cover dilemma

Dear Forum Members,


I am in the below mentioned situation and seek advice from your experiences :


My friend met with an accident while driving my car. No third party was involved and police was not called but the car got damaged badly on the side which is surely a 10K+ fix.


Now my question is, Whose insurance will cover the cost ? My car insurance or my friend's third party liability insurance. Also, If my insurance covers it then the premium will increase for next years (I have no bonus protection cover).


What is the best way to deal with this situation ?


Thanks !
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Old 11.08.2017, 11:13
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Re: car insurance cover dilemma

in German: https://www.comparis.ch/autoversiche...es-auto-fahren
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Old 11.08.2017, 11:27
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Re: car insurance cover dilemma


URL doesn't work.
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Old 11.08.2017, 11:47
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Re: car insurance cover dilemma

Quote:
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URL doesn't work.
strange. it works on my computer.
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Old 11.08.2017, 11:50
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Re: car insurance cover dilemma

In general: The person who damaged the car pays.

Said person may have an insurance which covers the damages, if not they pay from there own pocket.

It may be that the full casco insurance of the car will pay. In case of a premium hike the person responsible for the damage would have to cover the additional cost in future premiums.
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