Dear Forum Members,


I am in the below mentioned situation and seek advice from your experiences :


My friend met with an accident while driving my car. No third party was involved and police was not called but the car got damaged badly on the side which is surely a 10K+ fix.


Now my question is, Whose insurance will cover the cost ? My car insurance or my friend's third party liability insurance. Also, If my insurance covers it then the premium will increase for next years (I have no bonus protection cover).


What is the best way to deal with this situation ?


Thanks !