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Old 20.01.2018, 00:19
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Insurance to ski?

I am often offered insurance when I buy a ticket in a ski station. Does anybody know if an accident in such station would not be covered by our medical insurance?
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Old 21.01.2018, 13:44
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Re: Insurance to ski?

A ski incident would be covered by your accident insurance not your medical insurance. If you're working, then it's your employer, otherwise it's an add-on to your health insurance.
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Old 21.01.2018, 13:46
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Re: Insurance to ski?

Any chance it's a liability insurance in case you crash into someone else?
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Old 21.01.2018, 13:56
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Re: Insurance to ski?

Also, some of those insurance packages might include refund of lift ticket packages or coverage against cancellation fees for lessons or equipment rental packages if you cannot use what you have already booked because you've been injured. Some might even include hotel cancellation.

As with everything in Switzerland, read the fine print.
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Old 21.01.2018, 14:27
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Re: Insurance to ski?

I always wondered same .. occasionally i've bought the insurance for 1 or 2 eur extra .. but with a line of people behind me and the ticket desk, I've never gone into detail on what I bought.

In fact I've never even noticed that the ski pass looks any different, with or without..
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Old 21.01.2018, 14:35
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Re: Insurance to ski?

This might be the kind of insurance package the OP is referring to:

http://www.skicare.ch/en/our-products.html
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Old 21.01.2018, 14:46
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Re: Insurance to ski?

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This might be the kind of insurance package the OP is referring to:

http://www.skicare.ch/en/our-products.html
Yeah it was skicare i saw at the caisse..
So the one I likely bought once or twice for a couple of EUR only covered my ski pass, should i have had an accident..

Well that's kinda useless
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Old 21.01.2018, 15:34
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Re: Insurance to ski?

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Any chance it's a liability insurance in case you crash into someone else?
No, it's not.
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Old 21.01.2018, 16:27
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Re: Insurance to ski?

Quote:
This might be the kind of insurance package the OP is referring to:

http://www.skicare.ch/en/our-products.html
From the policy document, first section:

"What are the main cases of exclusion?...

Events connected with participation in hazardous actions, with full
knowledge of the risks involved."


What do you reckon, is skiing a hazardous action?
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Old 21.01.2018, 17:41
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Re: Insurance to ski?

The French one will get you off the mountain to a clinic / hospital, repatriate you to where you live if seriously injured for long term recovery & pay a minimal amount of liability insurance.
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From the policy document, first section:

"What are the main cases of exclusion?...

Events connected with participation in hazardous actions, with full
knowledge of the risks involved."


What do you reckon, is skiing a hazardous action?
Cliff jumping & avalanche riding i.e actively looking to set off & then ski an avalanche. FIS ski races probably fall into this as well.
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