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Old 14.02.2018, 00:14
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Health insurance

By swiss law everyone residing in CH for more than 3 months should get health insurance, which is paid retroactively ( you pay from the first month of registration in switzerland onwards)

I wonder, how enforceable this is? I asked staff in my commune about health insurance, that is if I have to chose one in 3 months, and if I don't do that, would they choose one for me?Dude said that it's my responsibility to take care of health insurance and that they don't have anything to do with it.

Therefore, if I don't acquire swiss health insurance, nobody - except maybe my employer - shouldn't be bothered with that?
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Old 14.02.2018, 01:27
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Re: Health insurance

They will choose for you and this is often not the cheapest option.

So either you choose, or they will force one of their choice upon you.
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  #3  
Old 14.02.2018, 07:39
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Re: Health insurance

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Therefore, if I don't acquire swiss health insurance, nobody - except maybe my employer - shouldn't be bothered with that?
We all care because when you refuse to pay your fair share it impacts the rest of us.

Story so far:
I don't want to pay taxes
I don't want to pay health insurance
I don't want to pay....

Stop trying to free load of Swiss society and PO back to where you came from!
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Old 14.02.2018, 09:38
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Re: Health insurance

If you don't take out health insurance within the first three months, the authorities will Appoint a health insurer to you - meaning you don't have free choice of model and you will have the CHF 300 annual Franchise. Taken that all in account - you pay loads more than the saving you think to make. Get health insurance sorted, send the canton the copy of your acceptance and pay. You'll get used to it with a Swiss wage
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Old 14.02.2018, 10:39
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Re: Health insurance

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Therefore, if I don't acquire swiss health insurance, nobody - except maybe my employer - shouldn't be bothered with that?
Why don't you try it and let us know what happens?
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Old 14.02.2018, 10:49
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Re: Health insurance

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Why don't you try it and let us know what happens?
And start saving up? I´d guess depending on where you live maybe 4-500 CHF per month or so?
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Old 14.02.2018, 12:20
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Re: Health insurance

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Therefore, if I don't acquire swiss health insurance, nobody - except maybe my employer - shouldn't be bothered with that?
The easiest way to find out is for you to not get one.
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Old 14.02.2018, 14:19
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Re: Health insurance

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The easiest way to find out is for you to not get one.
Unfortunately EF is still accessible outside Switzerland, so when he gets kicked out we still have to put up with this trolling.
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Old 14.02.2018, 14:32
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Re: Health insurance

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Unfortunately EF is still accessible outside Switzerland, so when he gets kicked out we still have to put up with this trolling.
They should give members like OP a special color not visible to himself, so we can all ignore him a bit easier.
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Old 14.02.2018, 14:42
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Re: Health insurance

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They should give members like OP a special color not visible to himself, so we can all ignore him a bit easier.
You know you can actually ignore someone, by adding them to your ignore list?

Unfortunately the obvious extension to ignore threads created by them isn't in place.
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Old 14.02.2018, 21:55
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Re: Health insurance

OP, if you change your mind and opt for an insurance outside of the first three months eventually, they will fine you, on top of charging for the first three months. Not sure about the enforcement thing though.
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Old 14.02.2018, 22:30
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Re: Health insurance

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OP, if you change your mind and opt for an insurance outside of the first three months eventually, they will fine you, on top of charging for the first three months. Not sure about the enforcement thing though.
how much is the fine? Maybe it's worth at a given risk.
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Old 14.02.2018, 22:39
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Re: Health insurance

it is 50% of the premium.
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Old 15.02.2018, 13:33
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Re: Health insurance

But OP what if you have to visit the doctor's? Or what if you have an accident? You will have to pay everything yourself.

Also, as I recall, your employer need your AVS number for the accident insurance, unemployment insurance and pension payments provided you have "a real job". Or am I mistaken?

Further, if you do not have "a real job", when your permit expire you can not have it renewed unless you provide documentation for health insurance.
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Old 15.02.2018, 13:38
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Re: Health insurance

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But OP what if you have to visit the doctor's? Or what if you have an accident? You will have to pay everything yourself.

Also, as I recall, your employer need your AVS number for the accident insurance, unemployment insurance and pension payments provided you have "a real job". Or am I mistaken?

Further, if you do not have "a real job", when your permit expire you can not have it renewed unless you provide documentation for health insurance.
the OP is a troll and doesn't care about that.
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Old Yesterday, 12:15
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Re: Health insurance

I've heard that if you get your health insurance trough agent, that you don't pay retroactively, but only from the date of signing contract onwards.

Is it true?
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Old Yesterday, 12:37
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Re: Health insurance

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I've heard that if you get your health insurance trough agent, that you don't pay retroactively, but only from the date of signing contract onwards.

Is it true?
No
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Old Yesterday, 12:53
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Re: Health insurance

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No
You can perfectly start your insurance 3 months after your arrival (arrival date is mentioned on your residence card). If you directly go to an insurance company office they use to start the insurance on first day of your arrival. If you get insured through an insurance broker (except those working for Groupe Mutuel) they can start your insurance as your choice after four or even five months after your arrival. I work as insurance broker.

https://www.englishforum.ch/2305764-post7.html
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Old Yesterday, 12:56
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Re: Health insurance

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You can perfectly start your insurance 3 months after your arrival (arrival date is mentioned on your residence card). If you directly go to an insurance company office they use to start the insurance on first day of your arrival. If you get insured through an insurance broker (except those working for Groupe Mutuel) they can start your insurance as your choice after four or even five months after your arrival. I work as insurance broker.

https://www.englishforum.ch/2305764-post7.html
Simple fact is that you need to take out insurance as from the first day.
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Old Yesterday, 13:23
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Re: Health insurance

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Simple fact is that you need to take out insurance as from the first day.
well, some people are reporting different practise.
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