Go Back   English Forum Switzerland > Help & tips > Insurance  
Reply
 
Thread Tools Display Modes
  #1  
Old 26.02.2018, 00:47
Junior Member
 
Join Date: Dec 2011
Location: Zurich
Posts: 44
Groaned at 1 Time in 1 Post
Thanked 9 Times in 8 Posts
Simon81 has no particular reputation at present
Deductible of accident insurance

The policy holder is unemployed. He bought accident insurance from his health insurance company by himself. His health insurance has the deductible of CHF2500.

Is the deductible of accident insurance the same as that of health insurance?

Many thanks.
Reply With Quote
This user groans at Simon81 for this post:
  #2  
Old 26.02.2018, 01:53
Forum Legend
 
Join Date: Oct 2014
Location: Ostschweiz
Posts: 7,760
Groaned at 263 Times in 226 Posts
Thanked 9,304 Times in 4,898 Posts
Urs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond repute
Re: Deductible of accident insurance

Yes. Keep in mind though that your accident insurance is paid for by the employer if you work some minimum amount of weekly hours (I think 8 weekly hours or more).

If paid for by the health insurance under KVG, which requires that you do have the supplemental accident insurance active, you pay 10% up to 700 CHF that exceed the deductible. So the maximum you may have to pay is "deductible plus 700" in any calendar year. Additionally, I think you will have to pay that twice if the treatment occurs in two different calendar years.

Last edited by Urs Max; 26.02.2018 at 02:04.
Reply With Quote
The following 2 users would like to thank Urs Max for this useful post:
  #3  
Old 26.02.2018, 09:03
Sandgrounder's Avatar
Forum Legend
 
Join Date: Jul 2007
Location: ZH
Posts: 13,961
Groaned at 128 Times in 119 Posts
Thanked 26,360 Times in 10,117 Posts
Sandgrounder has a reputation beyond reputeSandgrounder has a reputation beyond reputeSandgrounder has a reputation beyond reputeSandgrounder has a reputation beyond reputeSandgrounder has a reputation beyond reputeSandgrounder has a reputation beyond repute
Re: Deductible of accident insurance

If the unemployed person is on the RAV, s/he should check with them because they pay it during the period of unemployment. I say ‘check’ because I’m going back 3–4 years when I was on the RAV and it applied (in Zurich) then.
Reply With Quote
The following 3 users would like to thank Sandgrounder for this useful post:
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Insurance Deductible for Non-Accident Hospitalisation higgsboson Insurance 7 27.09.2016 23:13
Car accident - what to get out of the liability insurance of the driver. susy82 Family matters/health 8 19.06.2015 12:20
Work accident insurance will not pay for back accident, but to previous back problem vada Insurance 4 16.01.2014 14:35
Reporting accident for accident insurance Agra Insurance 3 10.01.2014 13:40
Accident during the time of changing insurance address kulkate Insurance 10 12.02.2013 13:18


All times are GMT +2. The time now is 13:55.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2019, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0