Go Back   English Forum Switzerland > Help & tips > Insurance  
Reply
 
Thread Tools Display Modes
  #1  
Old 23.05.2018, 14:22
Junior Member
 
Join Date: Mar 2014
Location: Basserdorf
Posts: 42
Groaned at 0 Times in 0 Posts
Thanked 9 Times in 7 Posts
iu1nguoi has no particular reputation at present
Liability insurance for drone more than 500g

hey EF, does anyone have experience with liability insurance covering drone more than 500g? So far I find only Zurich and Allianz.
Reply With Quote
  #2  
Old 23.05.2018, 14:46
Th3Alchemist's Avatar
Forum Veteran
 
Join Date: Dec 2013
Location: ZG & GR
Posts: 584
Groaned at 4 Times in 3 Posts
Thanked 798 Times in 298 Posts
Th3Alchemist has an excellent reputationTh3Alchemist has an excellent reputationTh3Alchemist has an excellent reputationTh3Alchemist has an excellent reputation
Re: Liability insurance for drone more than 500g

Mobiliär (german link) maybe? I have Haushalt- & Privathaftpflichversicherung from them.
Reply With Quote
This user would like to thank Th3Alchemist for this useful post:
  #3  
Old 23.05.2018, 15:51
curley's Avatar
Forum Legend
 
Join Date: Oct 2006
Location: canton ZH
Posts: 9,234
Groaned at 131 Times in 112 Posts
Thanked 9,886 Times in 5,271 Posts
curley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond repute
Re: Liability insurance for drone more than 500g

Liability insurance for drones are now a MUST (German) in Switzerland. Flying those heavier than 500g over people even need a permission, apparently.

Mobiliar mentions them separately including all the rules one has to follow when flying a drone. (does one fly drones? LOL). Up to 30kg, the insurance needs to cover at least 1 million SFr.

And you need to carry the document about being insured with you when ever you do fly the drone.
Reply With Quote
This user would like to thank curley for this useful post:
  #4  
Old 23.05.2018, 16:30
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 17,789
Groaned at 282 Times in 231 Posts
Thanked 15,182 Times in 8,438 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: Liability insurance for drone more than 500g

Quote:
View Post
Liability insurance for drones are now a MUST (German) in Switzerland. Flying those heavier than 500g over people even need a permission, apparently.

Mobiliar mentions them separately including all the rules one has to follow when flying a drone. (does one fly drones? LOL). Up to 30kg, the insurance needs to cover at least 1 million SFr.

And you need to carry the document about being insured with you when ever you do fly the drone.
I believe it is illegal to fly over the general public, who have no idea the risk they are taking by innocently being somewhere.
Reply With Quote
This user would like to thank fatmanfilms for this useful post:
  #5  
Old 23.05.2018, 17:24
curley's Avatar
Forum Legend
 
Join Date: Oct 2006
Location: canton ZH
Posts: 9,234
Groaned at 131 Times in 112 Posts
Thanked 9,886 Times in 5,271 Posts
curley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond repute
Re: Liability insurance for drone more than 500g

Quote:
View Post
I believe it is illegal to fly over the general public, who have no idea the risk they are taking by innocently being somewhere.
No need to believe, it was in the linked article:

<<Ohne Bewilligung ist es den Besitzern von Drohnen ab sofort nicht mehr gestattet, eine Drohne, die ein Gewicht von 500 Gramm übersteigt, im Freien über Ansammlungen von Menschen fliegen zu lassen. Dabei ist es ganz egal, ob es sich um einen hoch frequentierten Innenstadtbereich oder um eine offiziell angemeldete Großveranstaltung handelt. Wer seinen Multicopter zu besonderen Einsätzen in derartigen Settings fliegen lassen möchte, muss einen Antrag stellen und besondere Auflagen erfüllen (Artikel 17, Absatz 2 VLK). Auch der Abschluss einer Haftpflicht-Versicherung der Drohne muss nachgewiesen werden>>
In short: Without an authorisation it is no longer allwoed to fly drones heavier than 500 g outdoor above a crowd of people. Any crowd of people. For any such flight an application must be made and special requirements fulfilled. Also liability insurance for the drone must be proven.

They even added a special article in the law, "Verordnung des UVEK über Luftfahrzeuge".

There is a lot to find in the net about this - but I guess one needs to speak at least one of the languages of this country
__________________
never ever make assumptions
Reply With Quote
The following 2 users would like to thank curley for this useful post:
  #6  
Old 24.05.2018, 09:18
Forum Legend
 
Join Date: Oct 2014
Location: Ostschweiz
Posts: 7,386
Groaned at 244 Times in 207 Posts
Thanked 8,903 Times in 4,657 Posts
Urs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond repute
Re: Liability insurance for drone more than 500g

Due to recent potentially grave incidents the rules are going to be tightened.

Expect the introduction of a mandatory license that will require passing some test (different versions for hobby and professional pilots).

As of mid-April this year, the EU is working on regulating drones, EASA is drawing up a proposition. Most of those EU regulations will be binding for CH as well and incorporated into domestic law. This could happen as early as 2019.

See this NZZ article.
Reply With Quote
The following 2 users would like to thank Urs Max for this useful post:
  #7  
Old 24.05.2018, 14:07
speakeron's Avatar
Forum Veteran
 
Join Date: Mar 2012
Location: Censored
Posts: 1,446
Groaned at 39 Times in 30 Posts
Thanked 1,299 Times in 666 Posts
speakeron has a reputation beyond reputespeakeron has a reputation beyond reputespeakeron has a reputation beyond reputespeakeron has a reputation beyond reputespeakeron has a reputation beyond repute
Re: Liability insurance for drone more than 500g

Quote:
View Post
Liability insurance for drones are now a MUST (German) in Switzerland. Flying those heavier than 500g over people even need a permission, apparently.

Mobiliar mentions them separately including all the rules one has to follow when flying a drone. (does one fly drones? LOL). Up to 30kg, the insurance needs to cover at least 1 million SFr.

And you need to carry the document about being insured with you when ever you do fly the drone.
This just caused quite a discussion among the drone flyers in the office (really, that's two of us), since that page (which is a thinly-disguised advert) says that normal private liability insurance doesn't cover drone accidents (but doesn't specify whether that's for even sub-500g drones).

A bit of extra googling combined with a call to my friend's wife, who works in insurance, indicates that private liability insurance normally does cover you for sub-500g drone claims. You should, of course, verify this with your insurance company.

Speakeron's drone conveniently weighs 454 grams. What are the odds on that...?
Reply With Quote
  #8  
Old 24.05.2018, 14:45
curley's Avatar
Forum Legend
 
Join Date: Oct 2006
Location: canton ZH
Posts: 9,234
Groaned at 131 Times in 112 Posts
Thanked 9,886 Times in 5,271 Posts
curley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond repute
Re: Liability insurance for drone more than 500g

Quote:
View Post
This just caused quite a discussion among the drone flyers in the office (really, that's two of us), since that page (which is a thinly-disguised advert) says that normal private liability insurance doesn't cover drone accidents (but doesn't specify whether that's for even sub-500g drones).

A bit of extra googling combined with a call to my friend's wife, who works in insurance, indicates that private liability insurance normally does cover you for sub-500g drone claims. You should, of course, verify this with your insurance company.

Speakeron's drone conveniently weighs 454 grams. What are the odds on that...?
Sorry, I didn't mean to keep you two off work

I wrote:
<<Liability insurance for drones are now a MUST (German) in Switzerland.>> as liability insurance in general is not a must in Switzerland

So yes, your liability insurance usually includes it - mentioning it to the insurance does never hurt - and I thought that was clear.
Reply With Quote
  #9  
Old 24.05.2018, 14:51
curley's Avatar
Forum Legend
 
Join Date: Oct 2006
Location: canton ZH
Posts: 9,234
Groaned at 131 Times in 112 Posts
Thanked 9,886 Times in 5,271 Posts
curley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond repute
Re: Liability insurance for drone more than 500g

Quote:
View Post
.... weighs 454 grams. What are the odds on that...?[/I]
Depends. Do some research on how heavy a bird-shit is.

Let's say you fly accross a crowd of people, police tells you to bring it down and weighs it, it's covered in birdshit worth 47g ......
Reply With Quote
  #10  
Old 24.05.2018, 14:57
speakeron's Avatar
Forum Veteran
 
Join Date: Mar 2012
Location: Censored
Posts: 1,446
Groaned at 39 Times in 30 Posts
Thanked 1,299 Times in 666 Posts
speakeron has a reputation beyond reputespeakeron has a reputation beyond reputespeakeron has a reputation beyond reputespeakeron has a reputation beyond reputespeakeron has a reputation beyond repute
Re: Liability insurance for drone more than 500g

Quote:
View Post
Depends. Do some research on how heavy a bird-shit is.

Let's say you fly accross a crowd of people, police tells you to bring it down and weighs it, it's covered in birdshit worth 47g ......
There's no way my precious, shiny drone is getting even a hint of shit on it... Anyway, the good Reverend Bayes has me covered on that one.
Reply With Quote
  #11  
Old 28.11.2018, 18:07
3Wishes's Avatar
Moderately Amused
 
Join Date: Jul 2010
Location: Bern area
Posts: 8,961
Groaned at 50 Times in 48 Posts
Thanked 13,882 Times in 6,422 Posts
3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute
Re: Liability insurance for drone more than 500g

Mr Wishes suggests checking with whatever company holds your haftpflicht (civil liability insurance). Ours is with AXA.
Reply With Quote
  #12  
Old 28.11.2018, 18:54
Banned
 
Join Date: Oct 2007
Location: Timbuktoo/Zürich
Posts: 7,751
Groaned at 1,433 Times in 771 Posts
Thanked 3,292 Times in 2,103 Posts
omtatsat omtatsat omtatsat omtatsat omtatsat
Re: Liability insurance for drone more than 500g

ban them. Theres enough shit in the skies
Name:  Anti-Drone-Protest-27-04-2013-SS-7-930x530_medium_image.jpg
Views: 440
Size:  59.5 KB
Reply With Quote
  #13  
Old 14.12.2018, 04:33
Senior Member
 
Join Date: Nov 2012
Location: ZH
Posts: 299
Groaned at 152 Times in 74 Posts
Thanked 116 Times in 79 Posts
edzoom edzoom edzoom edzoom edzoom
Re: Liability insurance for drone more than 500g



Max out that insurance and obey the law!
Remember in Switzerland you can only fly line of sight and low altitude.

https://www.bazl.admin.ch/bazl/en/ho...u-drohnen.html

Quote:
View Post
hey EF, does anyone have experience with liability insurance covering drone more than 500g? So far I find only Zurich and Allianz.
Attached Images
File Type: jpg 2377 Friday, December 14, 2018 04.28.jpg (47.6 KB, 31 views)
File Type: jpg 2378 Friday, December 14, 2018 04.33.jpg (72.1 KB, 27 views)
Reply With Quote
  #14  
Old 14.12.2018, 22:42
John McClane's Avatar
Senior Member
 
Join Date: Oct 2009
Location: Basel
Posts: 342
Groaned at 1 Time in 1 Post
Thanked 245 Times in 127 Posts
John McClane is considered knowledgeableJohn McClane is considered knowledgeableJohn McClane is considered knowledgeable
Re: Liability insurance for drone more than 500g

Quote:
View Post


What luck

If it had hit the wings/engine/tail, it could have been disastrous !!!
Reply With Quote
This user would like to thank John McClane for this useful post:
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Professional Indemnity Insurance & Public Liability Insurance Juliette*J Insurance 10 29.06.2016 20:10
Car Insurance Question - more than one person covered? Grapefruit1 Insurance 2 25.06.2013 22:31
Where to get Renters insurance / personal liability insurance axelino Insurance 7 04.01.2011 00:27
Liability insurance for pets? standardgirl Insurance 3 10.09.2009 01:07


All times are GMT +2. The time now is 20:29.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2019, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0