Go Back   English Forum Switzerland > Help & tips > Insurance  
Reply
 
Thread Tools Display Modes
  #1  
Old 14.11.2018, 21:44
Newbie 1st class
 
Join Date: Jul 2013
Location: Zürich
Posts: 29
Groaned at 0 Times in 0 Posts
Thanked 7 Times in 5 Posts
kart0ffel has no particular reputation at present
Health insurance - better price possible with brokers?

Maybe a stupid question, but I was using an app and I saw better offers for the insurances in there than what I see if I go to the webpages (example: assura 260vs 230, sympany 290 vs 240 for the same policy, gender ZIP code and birth date).

Are the dealers able to offer better deals than the 'public' ones? Or makes no sense or difference?


Any experience?


for more info the app I was checking is call 'brocando'
Reply With Quote
  #2  
Old 14.11.2018, 22:04
aSwissInTheUS's Avatar
Forum Legend
 
Join Date: Nov 2007
Location: Zurich area
Posts: 10,134
Groaned at 78 Times in 69 Posts
Thanked 15,292 Times in 6,801 Posts
aSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond repute
Re: Health insurance - better price possible with brokers?

The premiums for basic health insurance are non-negotiable, fixed, and must be approved by the federal government.

Here the official website to check https://www.priminfo.admin.ch/de/praemien

Anyone which claims that they can offer a considerable cheaper basic insurance than listed above is simply a complete dishonest cheat. A fraud.

The only option to save a bit is to pay it annually in advance or biannually instead every month. This might give you a saving of 1 to 2 %.
Reply With Quote
The following 2 users would like to thank aSwissInTheUS for this useful post:
  #3  
Old 14.11.2018, 22:11
Forum Legend
 
Join Date: Mar 2016
Location: Leimbach, Zürich
Posts: 5,461
Groaned at 314 Times in 249 Posts
Thanked 5,963 Times in 3,019 Posts
EdwinNL has a reputation beyond reputeEdwinNL has a reputation beyond reputeEdwinNL has a reputation beyond reputeEdwinNL has a reputation beyond reputeEdwinNL has a reputation beyond repute
Re: Health insurance - better price possible with brokers?

That is how they lure you in to make contact, and than they are ready to sell you the same product for the same price, and as a bonus they will try to push you into some additional insurances since that is where their business model is.
Reply With Quote
  #4  
Old 15.11.2018, 09:00
Newbie 1st class
 
Join Date: Jul 2013
Location: Zürich
Posts: 29
Groaned at 0 Times in 0 Posts
Thanked 7 Times in 5 Posts
kart0ffel has no particular reputation at present
Re: Health insurance - better price possible with brokers?

ok, thanks for the tips! Definitely I will be careful then
Reply With Quote
  #5  
Old 15.11.2018, 09:19
omtatsat's Avatar
Forum Legend
 
Join Date: Oct 2007
Location: Timbuktoo/Zürich
Posts: 7,813
Groaned at 1,442 Times in 779 Posts
Thanked 3,336 Times in 2,131 Posts
omtatsat omtatsat omtatsat omtatsat omtatsat
Re: Health insurance - better price possible with brokers?

MMMM......maybe one should able to put in bids on Ricardo for Health Insurance.
Reply With Quote
  #6  
Old 15.11.2018, 09:30
Today only's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Europe
Posts: 7,325
Groaned at 810 Times in 549 Posts
Thanked 8,989 Times in 4,257 Posts
Today only has a reputation beyond reputeToday only has a reputation beyond reputeToday only has a reputation beyond reputeToday only has a reputation beyond reputeToday only has a reputation beyond reputeToday only has a reputation beyond repute
Re: Health insurance - better price possible with brokers?

Quote:
View Post
MMMM......maybe one should able to put in bids on Ricardo for Health Insurance.



You been bathing in that shit downtown Zurich again ?
Reply With Quote
  #7  
Old 15.11.2018, 10:36
Ato Ato is offline
Senior Member
 
Join Date: Oct 2017
Location: ZH
Posts: 288
Groaned at 2 Times in 2 Posts
Thanked 410 Times in 179 Posts
Ato has an excellent reputationAto has an excellent reputationAto has an excellent reputationAto has an excellent reputation
Re: Health insurance - better price possible with brokers?

Quote:
View Post
MMMM......maybe one should able to put in bids on Ricardo for Health Insurance.
The pictures on a lot of the insurance websites show people who are not me, so I wonder am I covered or is it false advertising? I reversed searched the images and some of them are stock photos, so they're probably not even covered by the companies! Should I report this to the police?
Reply With Quote
This user would like to thank Ato for this useful post:
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Mandatory health insurance comparison - better than Comparis (but not in english) Urs Max Other/general 4 03.12.2014 20:33
experience with insurance brokers user137 Insurance 2 10.11.2014 13:40
1 month without health insurance - possible? Vixy Insurance 14 31.05.2013 14:54
Health insurance price increase. Colonelboris Complaints corner 4 02.01.2009 12:34


All times are GMT +2. The time now is 14:16.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2019, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0