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Old 05.12.2018, 16:43
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Health insurance and funeral repatriation

Is anyone aware of a health insurance plan that covers funeral repatriation (shipping my dead body back to my country of origin)? For bureaucratic reasons, I need to get this covered. I've already contacted a few companies that provide health insurance and no luck so far. I also need an insurance plan that covers costs for a relative to come here in case of serious illness. International health insurance for students usually has this benefits, but I'm not eligible.

I also wonder if I could get this from a company in my country of origin.
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Old 05.12.2018, 17:29
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Re: Health insurance and funeral repatriation

Are you a resident here, or on holiday? If resident, I do not know of any that will cover repatriation cost- this is normally covered by holiday/tourist insurance. Must say, I never understand this need to be repatriated once dead - my family are under strict orders to leave me wherever I fall- but yes, your choice of course.

As for insurance for a relative, do you mean in case of your serious illness, and they coming to look after you, or theirs? No-one will insure someone who is really sick to come and be treated in Switzerland - as it costs a fortune- and run into millions possibly.
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Old 05.12.2018, 17:36
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Re: Health insurance and funeral repatriation

I'm a resident. I couldn't care less about what happens to my dead body, except I want to be an organ donor. But I'm required to get funeral repatriation. :/

About the relative, if I get ill, they will come to look after me. Also it's a requirement.

I'm contacting general insurance companies to see if they could provide a custom contract with these benefits.
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Old 05.12.2018, 17:39
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Re: Health insurance and funeral repatriation

Only have heard about this to get you back to your country of residence.

Set up a separate bank account with enough funds for that purpose only?
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Old 05.12.2018, 18:05
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Re: Health insurance and funeral repatriation

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I'm a resident. I couldn't care less about what happens to my dead body, except I want to be an organ donor. But I'm required to get funeral repatriation. :/

About the relative, if I get ill, they will come to look after me. Also it's a requirement.

I'm contacting general insurance companies to see if they could provide a custom contract with these benefits.
Sorry to ask, but why is it a requirement? Something your home country insists upon?

As for relatives coming to look after you, unless they're going to be doing 90 days on, 90 days off, you may have problems since they won't get a permit to stay here permanently just to look after you.
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Old 05.12.2018, 18:08
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Re: Health insurance and funeral repatriation

Why not be an organ donor in Switzerland?
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Old 05.12.2018, 18:10
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Re: Health insurance and funeral repatriation

Maybe contact AXA? They have insurance for almost everything.
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Old 05.12.2018, 18:35
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Re: Health insurance and funeral repatriation

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I'm a resident. I couldn't care less about what happens to my dead body, except I want to be an organ donor. But I'm required to get funeral repatriation. :/

About the relative, if I get ill, they will come to look after me. Also it's a requirement.

I'm contacting general insurance companies to see if they could provide a custom contract with these benefits.
Required for religious reasons or something?

How about REGA? Not part of their standard service I’m sure but they move people around the world a lot, alive and dead.. they’d just maybe do it for a price.
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Old 05.12.2018, 18:53
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Re: Health insurance and funeral repatriation

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Required for religious reasons or something?
If so, call a local mosque or temple.
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Old 05.12.2018, 19:11
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Re: Health insurance and funeral repatriation

The easiest way of repatriation is to ship an urn by courier.
If you live in Zurich City cremation plus a wooden or terracotta urn is free.

If you want to ship the whole body it will costs up to CHF 10k. Can't you just set that aside in a special account?

I know in Germany insurance companies offer special funeral insurances. Here in Switzerland they are less common as many communes offer a funeral to its inhabitants.

These guys http://www.furat.ch seem to offer (or at least they did ten years ago) a special repatriation insurance: http://www.islam.ch/de/ein-muslimisc...en-in-zuerich/

If you live in Zurich, do not forget to inform the funeral department about your wishes and what should happen with your body:
https://www.stadt-zuerich.ch/content...ng-im-tod.html
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Old 05.12.2018, 19:14
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Re: Health insurance and funeral repatriation

There are many countries where an urn can't just be shipped - like New Zealand. It has to be officially sealed by a legal agent, to ensure no soil contaminents, etc.

But ashes are not that good for organ donation, oder?
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Old 05.12.2018, 19:16
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Re: Health insurance and funeral repatriation

Neither is a days dead body
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Old 05.12.2018, 19:17
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Re: Health insurance and funeral repatriation

I know the turkish have something similar here in Switzerland. One can enrol and once a year you pay approx. 50-70 sfr. and in case of death they will pay the expenses for repatriation or burial here. The fee varies depending on the number of deaths per year, but this is the average amount to be paid for family. I don't know however if it's only for muslim or open to everybody.

As far as Furat gmbh is concerned, I don't know about the insurance but the repatriation of a death body costs around sfr. 6000.- with them. The price may change depending on the country, but this is what I remember to be the rate for turkey/Asia.

Last edited by StelladOriente; 05.12.2018 at 19:22. Reason: Added info about furat gmbh
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Old 05.12.2018, 19:21
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Re: Health insurance and funeral repatriation

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Neither is a days dead body
DOH - yes of course. Day or several days - indeed not very condusive to organ donation for sure.

OP, it would be useful to know where you'd like to 'go'. Brazil? Surely organs would not be much use by the time they got there?
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Old 05.12.2018, 19:34
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Re: Health insurance and funeral repatriation

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Neither is a days dead body
Specially an embalmed one.
https://www.theguardian.com/money/20...finance-health

The above mentions a few insurances, even a Zurich based company. https://swissinsurancepartners.com/en/home/
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Old 05.12.2018, 21:51
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Re: Health insurance and funeral repatriation

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DOH - yes of course. Day or several days - indeed not very condusive to organ donation for sure.

OP, it would be useful to know where you'd like to 'go'. Brazil? Surely organs would not be much use by the time they got there?
OP has mentioned that the insurance is needed for administrative reasons, not his/her requirement. The wish to donate organs is a what they want to happen - once that process has taken place there will still be a body to deal with. Nowhere does the OP indicate they want the "dead-but-use-for-organ-donation" body to be shipped for harvest.
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Old 05.12.2018, 23:46
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Re: Health insurance and funeral repatriation

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I'm a resident. I couldn't care less about what happens to my dead body, except I want to be an organ donor. But I'm required to get funeral repatriation. :/

About the relative, if I get ill, they will come to look after me. Also it's a requirement.
So sorry, but what you require is not very clear at all.
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Old 06.12.2018, 13:39
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Sorry to ask, but why is it a requirement? Something your home country insists upon?

As for relatives coming to look after you, unless they're going to be doing 90 days on, 90 days off, you may have problems since they won't get a permit to stay here permanently just to look after you.
Yes, it's just a requirement from the funding agency that previously paid me to do research in Switzerland. I'm not sure about how the relative thing works, but my previous insurance had it and my funding agency was happy about that. I don't expect to actually need it.

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Maybe contact AXA? They have insurance for almost everything.
Thanks, I contacted them. They said they have travel insurance in case something happens to me when I'm traveling outside Switzerland, but not the other way around. I'll try insurance companies from my country of origin. It seems like it's the only way to go.

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Specially an embalmed one.
https://www.theguardian.com/money/20...finance-health

The above mentions a few insurances, even a Zurich based company. https://swissinsurancepartners.com/en/home/
I will try this, thanks. Guys, I just need papers to show that I'm insured against this shit. I don't intend to die in Switzerland or any time soon. I couldn't care less about funeral repatriation. It's all theoretical, please. ��

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So sorry, but what you require is not very clear at all.
Insurance for funeral repatriation and in case I get seriously ill, a relative will travel to Switzerland to take care of me with paid expenses.

Last edited by 3Wishes; 06.12.2018 at 19:12. Reason: merging consecutive replies
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Old 06.12.2018, 13:59
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Re: Health insurance and funeral repatriation

I still do not get it. Why would you need to be repatriated (unless YOU want that) and why would a relative have to take care of you in a country where health service is pretty ok ??
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Old 06.12.2018, 14:23
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Re: Health insurance and funeral repatriation

Speed is essential in donating organs, so this is one for the donors. Studies seem to suggest that the brain, although technically dead can, still "feel" the organs being taken in excruciating detail, brain scans light up across the board meaning that the brain is feeling pain when the doc starts to cut. This is one of the reasons your body will sometimes be injected with a sedative before they start yanking your guts out.


Have fun thinking about it.
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