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  #21  
Old 19.01.2019, 15:51
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Re: In a bit of a pickle - doubly insured

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So not the most basic at all, which is what was implied in Edwin’s post.
It is, as it is the original, and simplest, model.

Tom
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  #22  
Old 19.01.2019, 17:41
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Re: In a bit of a pickle - doubly insured

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So not the most basic at all, which is what was implied in Edwin’s post.

It is.

It is also the one almost all companies call "Basic"
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  #23  
Old 19.01.2019, 17:46
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Re: In a bit of a pickle - doubly insured

Many companies call this „classic“. Free choice of physician, no restrictions such as termed, hmo, gp.

In this case, Basic or classic refers to an insurance without cost saving enhancements.
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  #24  
Old 19.01.2019, 17:50
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Re: In a bit of a pickle - doubly insured

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It is.

It is also the one almost all companies call "Basic"


Classic or standard model are what I have seen it referred to.
Never seen it referred to as basic in our part of Switzerland.

Basic to me implies the least benefits at the lowest cost which is clearly not the case here.
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Old 10.02.2019, 21:01
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Re: In a bit of a pickle - doubly insured

I feel like I need to post an update, as the situation has resolved itself. THus, for anyone that might go through this:

1. Contacted Insurer A (the ones that have been radio silent for 6 months) and explained everything to them.
2. They have contacted Insurer B to figure out which one of them had signed me first(as it is, first come fist served here, and legally if you should be retained by the 1st one).

Outcome: Insurer A has cancelled my policy with them, as it would have been more of a hustle to keep me, considering that I was up to date with payments on Insurer B.
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  #26  
Old 10.02.2019, 21:45
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Re: In a bit of a pickle - doubly insured

Glad to hear it‘s been resolved. I‘m not surprised though....really did not expect you to pay two contracts. But that‘s a good thing.
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Old 11.02.2019, 07:09
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Re: In a bit of a pickle - doubly insured

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Glad to hear it‘s been resolved. I‘m not surprised though....really did not expect you to pay two contracts. But that‘s a good thing.
Unless the refunds could be claimed from both.
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