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Old 31.05.2019, 21:27
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AHV/OASI (pension) as a new Swiss citizen living abroad

Hello,

Last year I got my facilitated naturalization request approved, so I became a Swiss citizen as of August 2018.

Then, I was informed that I have one year (so I'm close to the deadline) to decide if I want to voluntarily contribute towards the AHV/OASI (Swiss pension system), which I understand implies contributing about 5% of my gross income.

I live and work in Peru, so I already form part of the local pension system. I have never lived or worked in Switzerland. I am being treated as if I had "recently left Switzerland".

Given my situation, I would really appreciate any comment on the following:

1. Is it worth contributing 5% of my gross income to enable my Swiss pension for retirement?
2. Any one else who became a Swiss citizen, lives abroad and voluntarily contributes towards AHV/OASI that can give me any tips based on their experience?

Thanks to everyone who took a moment to read this, I really appreciate it.

Kind regards.
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Old 31.05.2019, 22:44
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Re: AHV/OASI (pension) as a new Swiss citizen living abroad

This link is to a brochure on the voluntary old-age, survivors' and disability insurance scheme. It's in five languages:

https://www.ahv-iv.ch/p/10.02.d





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Old 31.05.2019, 23:00
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Re: AHV/OASI (pension) as a new Swiss citizen living abroad

Correction on your assumption: it is 10% of your gross income (5% employee portion + 5% employer portion which you have to fork out because you live abroad). I think it is not tax deductible on your tax forms.
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