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Old 24.08.2019, 15:50
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Household & Liability Insurance

Hi all,

Our current insurer is changing their product line around and we need to find a new insurer in the next couple of months. Via a combination of comparis.ch and just poking numbers in to the different insurance company websites (120sqm/4.5 rooms, 2 adults, 1 child, CHF128,000 / CHF5million / bikes / glass / mobile phone) the scores on the doors (annual premium in CHF) are:

Helvetia 395.3
Allianz 447
Visana 454.4
Elvia Flex 460.8
smle.direct 465.7
CSS 506.1
Zurich 671.8
AXA 717.5
Baloise 723.7

I've been looking around the interwebs for reviews - i.e. quality of service etc. Comparis has them all around the 5.3 mark. So any praises / horror stories from the panel of armchair advisors on EF?


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Old 24.08.2019, 16:30
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Re: Household & Liability Insurance

Best advice I personally can give you is not to base your decision on mine or some other members experience, if you call in you'll likely get somebody else on the phone and your whole experience might be different.

Anyway, we're with Zürich and only had to deal with them once due to a burglary and that got solved excellent:

"Ask the police to have your list of missing items taken up in the report, police will send us the report and we'll pay you shortly after"

They paid out less that I expected, and it turned out police had only taken 5 out of the long list of items in the report, so mailed the police if they could add the rest and mail it also to the insurance. And 3 weeks later we also had all that money.
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