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Old 19.02.2020, 21:45
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Are locksmiths normally covered?

Can't find my policy docs..

Wife left key in the lock inside the door and left the house .. Key didn't work from outside.

Normally i would have screwed around and got in eventually but at 8pm, kids and wife stuck outside, i just called a locksmith .. He actually managed to open it James Bond style with a piece of plastic, in 10 minutes .. But with the call out charge etc it was 350chf..

Worth trying the home insurance?



## Yeah he's gonna send me a quote for changing the locks to the type that don't have a key on the inside too..
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Old 19.02.2020, 22:39
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Re: Are locksmiths normally covered?

I remember seeing something about locksmiths in my home contents insurance policy. (I've no idea where it is, otherwise I'd look it up for you.) I don't know if it's standard, and I think the cover was for lost keys, but I would imagine your situation would qualify. Give 'em a call and see what happens.

You might consider getting a fingerprint/PIN electronic lock, especially if you have kids who are/will soon be old enough to come and go as they please, but whom you don't yet trust with keys as they'll likely lose them (well, that's my situation, anyway). The amazing lock I bought, which is also openable with my smart phone, either through an app or via Bluetooth (as well as remotely), and keeps a record of every person's attempt to lock and unlock the door, cost less than that callout fee...
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Old 20.02.2020, 07:42
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Re: Are locksmiths normally covered?

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You might consider getting a fingerprint/PIN electronic lock
What happens if the power fails?
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Old 20.02.2020, 07:48
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Re: Are locksmiths normally covered?

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What happens if the power fails?
Battery backup.
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Old 20.02.2020, 08:22
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Re: Are locksmiths normally covered?

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What happens if the power fails?
They run on batteries, not mains power, but you can also use a key.

Tom
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Old 20.02.2020, 08:48
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Re: Are locksmiths normally covered?

buy a piece of plastic for next time
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Old 20.02.2020, 08:54
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Re: Are locksmiths normally covered?

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Can't find my policy docs..

Wife left key in the lock inside the door and left the house .. Key didn't work from outside.

Normally i would have screwed around and got in eventually but at 8pm, kids and wife stuck outside, i just called a locksmith .. He actually managed to open it James Bond style with a piece of plastic, in 10 minutes .. But with the call out charge etc it was 350chf..

Worth trying the home insurance?



## Yeah he's gonna send me a quote for changing the locks to the type that don't have a key on the inside too..
It's often covered but you would still probably have to pay a deductible.
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Old 20.02.2020, 11:20
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Re: Are locksmiths normally covered?

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They run on batteries, not mains power, but you can also use a key.

Tom
Mine (Finger print scanner) runs on mains electricity.


We get so many power cuts in Switzerland....
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Old 20.02.2020, 11:36
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Re: Are locksmiths normally covered?

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buy a piece of plastic for next time
Exactly .. Had I been alone I would have managed it.
But 8pm, -4 degrees, kids needing the toilet.

It was a comedy to be fair.. kids bursting, dog barking inside, locksmith said he'd be 1.5 hours .. We went to the auberge, ordered dinner and the locksmith appeared before our food even arrived, I had to leave the family, jump in the car, go home again, deal with that, back for my food etc..

Expensive comedy.
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Old 20.02.2020, 12:04
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Re: Are locksmiths normally covered?

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What happens if the power fails?
As others have said, they (most of them) run on batteries, as does mine. As long as you avoid alkaline batteries, which once they start dying can go to zero pretty quickly, you have plenty of warning to change the batteries. And even if they do die, you can use a physical key (best to hide it somewhere in the garden) to unlock the door, or a power bank (like the ones used for mobile phones and iPads) to power the lock through a USB port to enable you to unlock the door (with the usual fingerprint/PIN/phone app/phone proximity (Bluetooth)).

We've been using our lock (dozens of times per day) for more than a year so far. Still on the original AA batteries.
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