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Old 26.07.2020, 21:56
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When my insurance should start?

Hi Everyone!

We have recently relocated to Switzerland, and I am aware that we need to take out the mandatory basic insurance within 3 months. However, We have our own international health insurance which offers full coverage.

My question is: When I take the mandatory Swiss basic insurance e.g. on 1 August, Does it start from 1 August? Or, Will it start (and paid retroactively) from the day that I entered Switzerland even though we were/are on our own international health insurance?

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Old 27.07.2020, 08:57
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Re: When my insurance should start?

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We have recently relocated to Switzerland, and I am aware that we need to take out the mandatory basic insurance within 3 months. However, We have our own international health insurance which offers full coverage.
Almost certainly not accepted by the Swiss authorities. It's not a question of what they say they cover, but whether it meets, and has been designed tom the requirements of health insurers to work within the Swiss system.

With (possibly) a very few exceptions, non-Swiss policies are not accepted.

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My question is: When I take the mandatory Swiss basic insurance e.g. on 1 August, Does it start from 1 August? Or, Will it start (and paid retroactively) from the day that I entered Switzerland even though we were/are on our own international health insurance?
It starts from the date you started living here.
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