Cancelling a Swiss complementary health insurance policy! - Page 2

Belgianmum · #21 07.11.2020, 12:44

	Quote:	spark
	Make a claim on it - both you and insurer can cancel policy unilaterally after any claim

Do you have a link for that?
I didn’t think it applied to the supplementary health insurance which is why people take it out whilst younger and healthy and stick with it.

kri · #22 07.11.2020, 12:47

	Quote:	Belgianmum
	Do you have a link for that? I didn’t think it applied to the supplementary health insurance which is why people take it out whilst younger and healthy and stick with it.

Most health insurance policies I have seen indeed would say something like "insurers waives it's right to cancel etc" so would agree.

JackieH · #23 07.11.2020, 13:46

	Quote:	spark
	Make a claim on it - both you and insurer can cancel policy unilaterally after any claim

Link definitely required here, please. And are you stating that is the case for all complimentary insurances from all companies?

spark · #24 07.11.2020, 13:50

https://www.admin.ch/opc/de/classifi...index.html#a42

though ok looking at exact wording it might not apply to _health_ insurances - not clear what a Teilschaden would be in that case to invoke this clause. but otherwise yes this applies to all insurances from all companies - it's the insurance _law_. except KVG that has its special law.

st2lemans · #25 07.11.2020, 15:53

	Quote:	newtoswitz
	I was replying to Tom's blanket statement that for CSS it is September, which is wrong according to the references JackieH and I provided.

It is September for CSS (and most other companies') complementary, which is what this thread is about.

I made no blanket statement.

Tom