Go Back   English Forum Switzerland > Help & tips > Insurance  
Reply
 
Thread Tools Display Modes
  #1  
Old 27.11.2020, 17:33
Junior Member
 
Join Date: May 2019
Location: Zürich
Posts: 59
Groaned at 1 Time in 1 Post
Thanked 90 Times in 35 Posts
Aujourdhui has earned the respect of manyAujourdhui has earned the respect of manyAujourdhui has earned the respect of many
Buying New Computer: 2-yr. Warranty Extension vs. 2-yr. Vollkasko?

About to buy a new laptop from MediaMarkt.ch and am reminded at checkout that I ought to protect this purchase via one of two offered methods. Not that I foresee subjecting this device to rough use, but accidents do happen. Looking for advice on which to choose:

1) 160 CHF: Warranty extension totaling 4 years / Garantieverlängerung 2 + 2:
Mit der MediaMarkt Garantieverlängerung 2+2 verlängern Sie die Garantiedauer Ihres Gerätes auf 4 Jahre und bekommen so noch mehr Sicherheit.Unsere Leistungen, Ihre VorteileSie profitieren von einer 4 Jahre Geräte-Garantie ohne Selbstbehalt. Wir übernehmen kostenlos Ihre Reparatur und kommen für die Ersatzteile auf.Inklusive 7 Tage Shop GarantIhre Transport- & Installationsversicherung (gültig 7 Arbeitstage ab Kaufdatum), schützt vor:
Unfall- und Stossschäden
Wasser-/ Salzwasser- und Sandschäden
Feuchtigkeitsschäden
Kurzschluss und Überspannung
Versicherungsschutz für mitgeliefertes Zubehör
2) 200 CHF: Vollkasko 2 years / 2 Jahre kostenlose Reparatur bei:
Unfall- und Stossschäden
Wasser-/ Salzwasser- und Sandschäden
Feuchtigkeitsschäden
Kurzschluss und Überspannung
Versicherungsschutz für mitgeliefertes Zubehör
Garantierte Schadensabwicklung (innert 3 Wochen)
Online Schadensanmeldung möglich
Ersatz bei Batterieentladung (< 50% Kapazität)
Weltweiter Schutz gegen Diebstahl / Raub / Einbruch bei GSM Gesprächs- und Datenmissbrauch bis CHF 3000

As far as I can tell, the two options cover similar levels of imaginable/reasonable damage/repair, though Vollkasko has a much lower threshold, covering everything from minor fixes to sheer (documented) disappearance. If that's the case, 4 years of protection (the warranty extension for CHF 160) certainly seems preferable to superior to 2 years (Vollkasko for 200 CHF). Would appreciate your input.
Reply With Quote
  #2  
Old 27.11.2020, 18:32
3Wishes's Avatar
Moderately Amused
 
Join Date: Jul 2010
Location: Bern area
Posts: 11,284
Groaned at 89 Times in 85 Posts
Thanked 19,443 Times in 8,598 Posts
3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute
Re: Buying New Computer: 2-yr. Warranty Extension vs. 2-yr. Vollkasko?

I never buy an extended warranty, as it doesn't seem worth it to me. Doesn't the home insurance cover accidents like spilling water on the computer or whatever?
Reply With Quote
The following 4 users would like to thank 3Wishes for this useful post:
  #3  
Old 27.11.2020, 18:40
Forum Legend
 
Join Date: Oct 2014
Location: Nyon
Posts: 5,704
Groaned at 313 Times in 224 Posts
Thanked 7,796 Times in 3,648 Posts
bowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond repute
Re: Buying New Computer: 2-yr. Warranty Extension vs. 2-yr. Vollkasko?

Quote:
View Post
i never buy an extended warranty, as it doesn't seem worth it to me. Doesn't the home insurance cover accidents like spilling water on the computer or whatever?
+1
Reply With Quote
The following 3 users would like to thank bowlie for this useful post:
  #4  
Old 28.11.2020, 10:27
Forum Legend
 
Join Date: Oct 2014
Location: SG
Posts: 9,495
Groaned at 500 Times in 371 Posts
Thanked 12,599 Times in 6,545 Posts
Urs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond repute
Re: Buying New Computer: 2-yr. Warranty Extension vs. 2-yr. Vollkasko?

The real problem with a defective 'puter is never covered:
Recovering your data.
Getting your hardware fixed or replaced often is comparatively trivial.
Reply With Quote
  #5  
Old 28.11.2020, 10:42
Forum Legend
 
Join Date: Oct 2014
Location: Nyon
Posts: 5,704
Groaned at 313 Times in 224 Posts
Thanked 7,796 Times in 3,648 Posts
bowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond repute
Re: Buying New Computer: 2-yr. Warranty Extension vs. 2-yr. Vollkasko?

Quote:
View Post
The real problem with a defective 'puter is never covered:
Recovering your data.
Getting your hardware fixed or replaced often is comparatively trivial.
The best insurance is multiple data backup processes. I have two internal processes and one external. The data is much more valuable than the hardware.

Usually for electronics if they don’t break in the first week they won’t break for a few years. But when they do it will be unpredictable and very sudden with no warning.
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Count the warranty in Switzerland of a lenovo computer bought in Germany? humano TV/internet/telephone 10 07.12.2014 15:02
Steg Computer AG delivers defective item and won't honor warranty TapiroLee Complaints corner 34 20.06.2012 13:48
Does anybody know a computer producer with good warranty service? marmsg TV/internet/telephone 12 26.10.2011 23:59
Buying Warranty mahmed Transportation/driving 8 15.09.2010 06:25
Computer repair under warranty Natachika Complaints corner 2 12.04.2010 14:57


All times are GMT +2. The time now is 00:22.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2021, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0