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Old 27.11.2020, 22:36
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Mobility car insurance deductible + Viseca collision damage excess waiver insurance


I was just reading the "goodies" of our Viseca cards and reading about this "Collision damage excess waiver on hired vehicles" I was wondering how this plays out with the Mobility deductible?

As you know when you hire a Mobility you have a 2.5k francs deductible in case on an accident. I guess that you have a scratch or similar is the same since that is an accident. If you want to lower the deductible to 300 francs you have to pay around 20 francs per ride, or an additional fee for the year subscription.

In the Viseca site they say that they will cover the excess, which I understand is the same as a deductible, but it seems that legally it hasn't to be the same.

Does anyone has any experience or insight about this?

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Old 28.11.2020, 08:09
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Re: Mobility car insurance deductible + Viseca collision damage excess waiver insuran

Just ask Viseca outright for the Mobility case. If they cover it then cancel the Mobility one for the next deadline.

We have the excess of rental cars etc covered by home insurance so I also cancelled the Mobility one.
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