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  #21  
Old 08.01.2021, 23:54
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Re: Health insurance in 2 countries

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Agreed in theory. In practice I bet if they hear a British accent they might just not ask. I've never been asked for proof of address while accessing the nhs when I lived in the UK and there is no official ID card.
Exactly That. The UK has no concept of residency / registration. Not at least one that is in any way controllable. You can give any old address you like and they have to accept it. It opens up all kinds of opportunities for abuses of the system.
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  #22  
Old 09.01.2021, 02:54
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Re: Health insurance in 2 countries

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Exactly That. The UK has no concept of residency / registration. Not at least one that is in any way controllable. You can give any old address you like and they have to accept it. It opens up all kinds of opportunities for abuses of the system.
Tbh it's really annoying there isn't one. Proving your address by bank statements and utility bills is ridiculous. Only doddery old pensioners still get stuff like them sent to them in the Post and they always say they don't accept Print-outs. I tried opening an account with my Swiss permit and they wouldn't accept it as it's more than 3 months old *facepalm*.

I don't really get the civil liberties objection even as someone with pretty libertarian views.
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  #23  
Old 09.01.2021, 09:07
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Re: Health insurance in 2 countries

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It doesn't include going abroad to give birth - see this page:

https://www.nhs.uk/using-the-nhs/hea...nsurance-card/
Quoting from the same link

‘But if the birth happens unexpectedly, the EHIC will cover the cost of all medical treatment linked to the birth for mother and baby.’

Very difficult to prove it was not unexpected, especially as OP has family in Switzerland.

Anyway it seems EHIC cards are no longer valid in EFTA countries (including Switzerland) from 01.01.2021 (unless you were already in a respective country before then)
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  #24  
Old 09.01.2021, 09:14
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Re: Health insurance in 2 countries

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Quoting from the same link

‘But if the birth happens unexpectedly, the EHIC will cover the cost of all medical treatment linked to the birth for mother and baby.’

Very difficult to prove it was not unexpected, especially as OP has family in Switzerland.

Anyway it seems EHIC cards are no longer valid in EFTA countries (including Switzerland) from 01.01.2021 (unless you were already in a respective country before then)
Sure but if you have a plane ticket at 36 weeks and a return when the baby is 4 months pretty obvious what you set out to do. It's always the average common sense that prevails and if you travel highly pregnant then birth is not "unexpected".
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  #25  
Old 09.01.2021, 11:13
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Re: Health insurance in 2 countries

why this discussion re NHS. OP is entitled to use NHS as a UK resident- but wants to come and give birth in CH, where she is not. And, as much as I sympathise with her wanting to be close to family- as a UK resident, this is not possible. Unless she returns on time and becomes resident here again and take Swiss health Insurance.
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  #26  
Old 09.01.2021, 11:38
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Re: Health insurance in 2 countries

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Quoting from the same link

‘But if the birth happens unexpectedly, the EHIC will cover the cost of all medical treatment linked to the birth for mother and baby.’

Very difficult to prove it was not unexpected, especially as OP has family in Switzerland.

Anyway it seems EHIC cards are no longer valid in EFTA countries (including Switzerland) from 01.01.2021 (unless you were already in a respective country before then)
I think unexpected means something like she visits for 2 weeks at 32-34 weeks and the baby arrives very early then.
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  #27  
Old 09.01.2021, 11:52
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Re: Health insurance in 2 countries

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I think unexpected means something like she visits for 2 weeks at 32-34 weeks and the baby arrives very early then.
Indeed. If you travel to a country at 36 or more weeks pregnant it’s very difficult to claim that the birth is ‘unexpected’.
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  #28  
Old 09.01.2021, 14:51
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Re: Health insurance in 2 countries

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I think unexpected means something like she visits for 2 weeks at 32-34 weeks and the baby arrives very early then.
And how on earth would you make the baby arrive exactly then when not even at term? Find a dodgy doctor who will induce a premature labour or do a non needed too early cesarean?

What a silly suggestion....
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  #29  
Old 09.01.2021, 15:09
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Re: Health insurance in 2 countries

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And how on earth would you make the baby arrive exactly then when not even at term? Find a dodgy doctor who will induce a premature labour or do a non needed too early cesarean?

What a silly suggestion....
They weren't suggesting the OP do this, just what "unexpected" means
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  #30  
Old 09.01.2021, 15:12
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Re: Health insurance in 2 countries

OP, suggestion - I don't know how the father is involved in this, but if you need someone for the birth, maybe ask a family member to drive over near to your due date and be with you. They could then drive you to Switzerland after the birth to spend your maternity leave here. Of course you'd need sometime to get the baby a passport first.
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  #31  
Old 09.01.2021, 15:46
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Re: Health insurance in 2 countries

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OP, suggestion - I don't know how the father is involved in this, but if you need someone for the birth, maybe ask a family member to drive over near to your due date and be with you. They could then drive you to Switzerland after the birth to spend your maternity leave here. Of course you'd need sometime to get the baby a passport first.
I don't think such a young baby should travel that far.
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  #32  
Old 09.01.2021, 16:08
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Re: Health insurance in 2 countries

travel by car would not really be the issue- but health insurance when here for both.
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  #33  
Old 09.01.2021, 16:13
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Re: Health insurance in 2 countries

Move to CH and get insurance, then move back after the birth.

Perfectly legal.

Tom
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  #34  
Old 09.01.2021, 17:12
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Re: Health insurance in 2 countries

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travel by car would not really be the issue- but health insurance when here for both.
We were told very explicitly that travelling from London to Newcastle (5-6 hours) was too long for a 2 month baby by our NCT person - see https://www.lullabytrust.org.uk/wp-c...19-09-09-1.pdf
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  #35  
Old 09.01.2021, 17:13
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Re: Health insurance in 2 countries

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Move to CH and get insurance, then move back after the birth.

Perfectly legal.

Tom
And your legal basis is ... ?

Edit: According to https://www.oecd.org/tax/automatic-e...-Residency.pdf shed need to stay 90 days minimum absent employment.

"An individual who is domiciled abroad, but stays in Switzerland solely for educational or health reasons, is not deemed to be resident in Switzerland for tax purposes.". - not sure if this matters.

Quite possibly you are right Tom - but with unlimited liability it's sensible to look for confirmation in writing beforehand. Even if she's legally in the right and would win a court case she won't want the stress of a legal fight with a new child.

Last edited by HickvonFrick; 09.01.2021 at 17:31.
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  #36  
Old 09.01.2021, 17:40
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Re: Health insurance in 2 countries

By move I meant legally, i.e. deregister from wherever living and register in CH, i.e. change domocile.

A Swiss always has the right to do so, employed or not.

Tom
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  #37  
Old 09.01.2021, 17:43
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Re: Health insurance in 2 countries

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By move I meant legally, i.e. deregister from wherever living and register in CH, i.e. change domocile.

A Swiss always has the right to do so, employed or not.

Tom
Would only need to check implications, if any, on getting maternity pay in UK.
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  #38  
Old 09.01.2021, 19:20
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Re: Health insurance in 2 countries

Hi guys,

thanks for the help and answers!

just to be EXTRA clear - I am asking what is LEGAL and ACCEPTED in both countries, hence I was asking if someone had any similar experiences rather than only paying private which can minimize my costs

The issue is no one from my family which is alive can come to help me out with the borders close, but since I have family there it's a good option.
Ideally I should go around 4 months and stay there until the baby is 6 months.

Does anyone know if there's an agreement between both countries? Seems like the UK allows it, and it's paid by the NHS system, though it's subject to approval. Had anyone gone through this process and can help me?
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  #39  
Old 09.01.2021, 19:21
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Re: Health insurance in 2 countries

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By move I meant legally, i.e. deregister from wherever living and register in CH, i.e. change domocile.

A Swiss always has the right to do so, employed or not.

Tom
Say they register in Switzerland for 9-12 months, let’s say the OP stays for their entire maternity leave. Will they have to do a tax return and pay U.K. & CH tax on maternity leave pay?
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  #40  
Old 09.01.2021, 19:23
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Re: Health insurance in 2 countries

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Does anyone know if there's an agreement between both countries? Seems like the UK allows it, and it's paid by the NHS system, though it's subject to approval. Had anyone gone through this process and can help me?
What was possible before may not be possible now due to Brexit, better check this out well
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