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  #21  
Old 17.01.2021, 14:43
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Re: EHIC back pain enquiry

Sounds to me you are perhaps living here 'under the radar' somehow. The cost of going privately is so difficult to estimate. Will they do MRI, or scans- you are talking big money here already. Operation? My OH paid over 10.000 for a 20 min operation 2 years ago, and 1 night in private hospital. Then physio x 20 or more. You are talking MASSIVE BUCKS AND SOME MORE.
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  #22  
Old 17.01.2021, 14:43
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Re: EHIC back pain enquiry

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NHS is not for UK citizens, hence my question to confirm that you were actually UK resident.

Franchise varies from 300-2500 + 10% of the first 7000. Premiums are significantly higher for a 300 excess.
Yes im resident in UK.
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  #23  
Old 17.01.2021, 14:44
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Re: EHIC back pain enquiry

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You have to go back to UK - unless you have taken Travel Insurance to cover you for the whole duration of your stay. EHIC will just not cover long term back pain and the ensuing treatment.

How long have you been here already this stay?
She claims since December - but I agree with your conclusion. She'll just have to pay from her own pocket.
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Old 17.01.2021, 14:45
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Re: EHIC back pain enquiry

if you are travelling to Switzerland and other Schengen countries without a visa, make sure your whole visit is within the 90-day limit. Visits to Schengen countries within the previous 180 days before you travel count towards your 90 days.
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Old 17.01.2021, 14:45
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Re: EHIC back pain enquiry

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I suffer from lower back pain since many years but I've coped with it. But I've never really had a diagnosis since the last 10 years as I've just been coping with the pain with massages and stretching gels etc. I I had an mri in 2007. In UK where I live they don't offer cold laser therapy and red laser therapy on the nhs. I've heard positive things about this treatment for back pain

I'm in Switzerland now visiting my partner but since 2 days and I ...
Interesting use of "since" - normally the sign of someone whose native language is German.
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  #26  
Old 17.01.2021, 14:46
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Re: EHIC back pain enquiry

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Sounds to me you are perhaps living here 'under the radar' somehow. The cost of going privately is so difficult to estimate. Will they do MRI, or scans- you are talking big money here already. Operation? My OH paid over 10.000 for a 20 min operation 2 years ago, and 1 night in private hospital. Then physio x 20 or more. You are talking MASSIVE BUCKS AND SOME MORE.
Haha. I am an innocent girlfriend visiting her boyfriend lol.
I definitely can't afford it then. This is the last thing I needed now.
I have been enduring some pain for many years. I should have sorted it out.
Will see...
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  #27  
Old 17.01.2021, 14:47
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Re: EHIC back pain enquiry

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Yes but I wonder what emergency could give me as an immediate solution? And what if it doesn't work?

Does doing an mri come under "emergency “?
Also diagnosis



I definitely don't want them to do any spine surgery as I'd rather try other options first as emergency
Would depend if they think they need one to find out what the immediate problem is.

Again, you're confusing diagnosis of your problem with it being an emergency. If they decide you need emergency surgery then that's what you're going to be offered, not a choice of treatments. It'll be up to you whether you take that option or not, but they're unlikely to offer anything else if you don't. If you want a proper diagnosis with MRI's, etc, then that's going to be down to you to pay for because the EHIC card doesn't cover that and never has. It's for emergency treatment only.

You say you've been here since the 13th December, but only staying with your partner for the last two days. So where have you been in Switzerland between arriving and visiting your partner?

Also, sorry to say it, but not seeking treatment for this years ago was stupid. Back pain, any persistent pain for that matter, should never be ignored.

Also realise that you can't just become a resident here. As a non-EU national you either have to have a pre-approved permit via a Swiss employer or your partner would have to agree to be financially responsible for your for 5 years to get a concubine permit for you - assuming Bern canton offers that type of permit; not all cantons do.

Nor am I sure you'd be able to find private treatment here; since health insurance is mandatory I'm not sure any places would do private treatments and, if they do, you'd probably have to provide a deposit or some other financial guarantee they'd be paid for treating you.
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  #28  
Old 17.01.2021, 14:49
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Re: EHIC back pain enquiry

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Interesting use of "since" - normally the sign of someone whose native language is German.
LOL. My first language is English though I'm not very proficient. What's the correct term then (since)
I've also lived in other countries in the past and spending time with my Swiss boyfriend for 14 yes has deteriorated my vocab lol ����
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  #29  
Old 17.01.2021, 14:51
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Re: EHIC back pain enquiry

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Nor am I sure you'd be able to find private treatment here; since health insurance is mandatory I'm not sure any places would do private treatments.


Tom
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  #30  
Old 17.01.2021, 14:55
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Re: EHIC back pain enquiry

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Nor am I sure you'd be able to find private treatment here; since health insurance is mandatory I'm not sure any places would do private treatments and, if they do, you'd probably have to provide a deposit or some other financial guarantee they'd be paid for treating you.
Of course you can. Plenty of rich foreigners come here for private medical treatment.
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  #31  
Old 17.01.2021, 14:55
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Re: EHIC back pain enquiry

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Would depend if they think they need one to find out what the immediate problem is.

Again, you're confusing diagnosis of your problem with it being an emergency. If they decide you need emergency surgery then that's what you're going to be offered, not a choice of treatments. It'll be up to you whether you take that option or not, but they're unlikely to offer anything else if you don't. If you want a proper diagnosis with MRI's, etc, then that's going to be down to you to pay for because the EHIC card doesn't cover that and never has. It's for emergency treatment only.

You say you've been here since the 13th December, but only staying with your partner for the last two days. So where have you been in Switzerland between arriving and visiting your partner?

Also, sorry to say it, but not seeking treatment for this years ago was stupid. Back pain, any persistent pain for that matter, should never be ignored.

Also realise that you can't just become a resident here. As a non-EU national you either have to have a pre-approved permit via a Swiss employer or your partner would have to agree to be financially responsible for your for 5 years to get a concubine permit for you - assuming Bern canton offers that type of permit; not all cantons do.

Nor am I sure you'd be able to find private treatment here; since health insurance is mandatory I'm not sure any places would do private treatments and, if they do, you'd probably have to provide a deposit or some other financial guarantee they'd be paid for treating you.
I've been here from the 13th Dec but I have had this pain since 2 days.
I don't want to become a resident here as much as its beautiful there's the language barrier and just too many flies

I suppose my only solution would be to go to emergency hospital and hope that they can do an xray at least and then tell me what's wrong and give me the options..or return to UK go to emergency get an xray and pay privately for treatment which is cheaper and faster than waiting on the NHS list... As long as lockdown hasn't closed these centres
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  #32  
Old 17.01.2021, 15:01
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Re: EHIC back pain enquiry

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I been here since 13th December so I probably should go back. Just afraid I won't be able to come back due to lockdown in UK and everywhere
I am assuming the 90/180 day rule applies from 1st Jan, even though you entered the country earlier. So you can stay in Switzerland (and Schengen) until March 31st...... but then be aware you won't be able to come back to Switzerland or any other Schengen country for 90 days (ie beginning of July), Covid or no Covid rules.
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  #33  
Old 17.01.2021, 15:02
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Re: EHIC back pain enquiry

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Would depend if they think they need one to find out what the immediate problem is.

Again, you're confusing diagnosis of your problem with it being an emergency. If they decide you need emergency surgery then that's what you're going to be offered, not a choice of treatments. It'll be up to you whether you take that option or not, but they're unlikely to offer anything else if you don't. If you want a proper diagnosis with MRI's, etc, then that's going to be down to you to pay for because the EHIC card doesn't cover that and never has. It's for emergency treatment only.

You say you've been here since the 13th December, but only staying with your partner for the last two days. So where have you been in Switzerland between arriving and visiting your partner?

Also, sorry to say it, but not seeking treatment for this years ago was stupid. Back pain, any persistent pain for that matter, should never be ignored.

Also realise that you can't just become a resident here. As a non-EU national you either have to have a pre-approved permit via a Swiss employer or your partner would have to agree to be financially responsible for your for 5 years to get a concubine permit for you - assuming Bern canton offers that type of permit; not all cantons do.

Nor am I sure you'd be able to find private treatment here; since health insurance is mandatory I'm not sure any places would do private treatments and, if they do, you'd probably have to provide a deposit or some other financial guarantee they'd be paid for treating you.
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I am assuming the 90/180 day rule applies from 1st Jan, even though you entered the country earlier. So you can stay in Switzerland (and Schengen) until March 31st...... but then be aware you won't be able to come back to Switzerland or any other Schengen country for 90 days (ie beginning of July), Covid or no Covid rules.

Wow that's good to know. My partner will have to visit me then in UK if he can
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  #34  
Old 17.01.2021, 15:04
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Re: EHIC back pain enquiry

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Wow that's good to know. He will come to me in that case
In which case, why don't you both go to the UK together now and get your back sorted and save your "Schengen Days" for later in the year.
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Old 17.01.2021, 15:05
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Re: EHIC back pain enquiry

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there's the language barrier and just too many flies
Flies?

None around here. Do you live on a farm?

Tom
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  #36  
Old 17.01.2021, 15:05
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Re: EHIC back pain enquiry

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I am assuming the 90/180 day rule applies from 1st Jan, even though you entered the country earlier. So you can stay in Switzerland (and Schengen) until March 31st...... but then be aware you won't be able to come back to Switzerland or any other Schengen country for 90 days (ie beginning of July), Covid or no Covid rules.
So regardless of covid or not I can travel Here?
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  #37  
Old 17.01.2021, 15:07
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Re: EHIC back pain enquiry

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I am assuming the 90/180 day rule applies from 1st Jan, even though you entered the country earlier. So you can stay in Switzerland (and Schengen) until March 31st...... but then be aware you won't be able to come back to Switzerland or any other Schengen country for 90 days (ie beginning of July), Covid or no Covid rules.
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Flies?

None around here. Do you live on a farm?

Tom

Yes my partner lives near many farms, many cows horses pigs etc but even in the city of Bern I noticed many flies especially when eating at restaurants

Brahmas are the worst. Terrible bites. I'd never heard of them till I got to Switzerland.
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  #38  
Old 17.01.2021, 15:09
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Re: EHIC back pain enquiry

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In which case, why don't you both go to the UK together now and get your back sorted and save your "Schengen Days" for later in the year.


He's Swiss and he has to work. But he's doing home office now so I might convince him. Will be difficult though.
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  #39  
Old 17.01.2021, 15:12
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Re: EHIC back pain enquiry

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So regardless of covid or not I can travel Here?
No. I'm saying the travel rules post-brexit only allow you to travel to Schengen for 90 in 180 days even in normal times. On top of that at the moment there is a travel ban on people from Britain entering Switzerland (unless a Swiss resident).
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Old 17.01.2021, 15:20
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Re: EHIC back pain enquiry

the readers of the forum have only a little glimpse into your life but its an extremely scary (and confusing) one.
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