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Old 19.01.2021, 01:37
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Switching insurance model during the year

Is there any loophole that allows somebody to switch the insurance model (in particular...from the GP model to the "free choice of doctors" one) during the year? Just the insurance model, not the franchise.

Especially for people who are "new" to Switzerland (residents since less than 3 months).
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Old 19.01.2021, 02:21
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Re: Switching insurance model during the year

I have found that you can change to a more expensive model.... ie Telmed to standard. Not sure about the other way.
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Old 19.01.2021, 09:09
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Re: Switching insurance model during the year

What did you insurance say to your question? Obviously the insurance wishes to avoid that you pay Telmed all the time and switch to "specialist" when you want to see one.
They may be more lenient if you made a mistake when signing up etc.

So start with them

K
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Old 19.01.2021, 09:46
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Re: Switching insurance model during the year

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Is there any loophole that allows somebody to switch the insurance model (in particular...from the GP model to the "free choice of doctors" one) during the year?
Done it no problem.

Tom
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Old 19.01.2021, 10:50
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Re: Switching insurance model during the year

Going from the GP to the any doctor system will probably be no problem. Going from a cheaper to a more expensive model will be OK, but you'll have to contact the insurance company to find out.
Going the other way, from an expensive to a cheaper model can only be done once a year when the new contracts come out (make the change before end November).
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