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Old 03.02.2021, 23:27
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Work accident while lifting heavy stuff

Hello everyone,

I had a work accident a couple of weeks ago, it happened while I was lifting something heavy, it slipped from my hand and I tried to grab it again so I did a lot of force and quick movement to hold it, less than half a second later I had a sudden pain in my shoulder so I dropped it. I immediately reported it to my boss. They gave me the unfallnummer to give to my doctor and everything needed.

Went to my family doctor and he recommended me a MRI because he thought it was a damaged tendon.
It was a small dislocation(?) of the shoulder, but from what I understand my shoulders were probably already a bit out of position before, but I never had pain because I didnt had any accident to trigger it, with the accident the shoulder moved down and probably the nerves around it also got a bit stretched. (Thats what he said).

Everything has been going well, last week I got a paper from the insurance company to write every information about what happened in the accident and every possible info.

But now I am worried, from what I understand and what my doctor said in the beginning is that the accident insurance pays, but I've heard some stories around that picking up heavy stuff usually doesn't count as an accident?

Do I have something to worry about?
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Old 03.02.2021, 23:36
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Re: Work accident while lifting heavy stuff

I don't think you need to worry, even accident happened outside of work when you are employed are covered by accident insurance.
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Old 03.02.2021, 23:59
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Re: Work accident while lifting heavy stuff

Itís usually about the root cause.

If you pick something up that someone else would likely not be injured by and hurt your back it may be viewed as a primary back problem of yours and therefore not an accident.

But in your case it really sounds like the main cause was an accident not a weak shoulder. You dropped something and by trying to grab it dislocated your shoulder. Unless you have dislocated your shoulder before and have known damaged tendons, the root cause is an accident. I really think you have nothing to worry about, the insurance companies are not trying to cheat you.
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Old 04.02.2021, 00:26
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Re: Work accident while lifting heavy stuff

Sounds like you shouldn't have been lifting it in the first place. I know a lot of people want to be helpful but when someone who doesn't want to lift something themselves asks you to lift it for them because they think you're surely strong enough, or you get the idea to lift something, you should think twice.
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Old 04.02.2021, 10:35
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Re: Work accident while lifting heavy stuff

Whether you _should_ or should not have been lifting this object has no bearing on your medical cover. An accident is completely covered regardless of fault.
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Old 04.02.2021, 10:39
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Re: Work accident while lifting heavy stuff

As it was mentioned it depends if it was an accident as defined according the law and court rulings or was caused by an underlying health condition:

Accident Insurance Dispute - Who pays?
When is an accident not an accident?

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I had a work accident a couple of weeks ago, it happened while I was lifting something heavy, it slipped from my hand and I tried to grab it again so I did a lot of force and quick movement to hold it, less than half a second later I had a sudden pain in my shoulder so I dropped it.
From my lay person point of view it sounds like an accident.
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Old 04.02.2021, 20:39
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Re: Work accident while lifting heavy stuff

People who've had a dislocation are likely to see that repeat. The questionnaire is probably standard procedure.
One of my former workmates, he had dislocated both shoulders repeatedly, even dislocated one in his sleep (he was in his early twenties at that time). And no, he was alone, no mattress gymnastics involved.

AFAIK your health data and what the doc tells you will remain between the two of you, full stop (unless you give explicit permission). But if the insurance thinks your description smells, they can require you to see a doctor of their choice to double-check.

Personally, I'd describe it as you did here:
How the accident happened, and that you never had any problems with your shoulder before, never a dislocation, provided that's truth.
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Old 05.02.2021, 11:01
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Re: Work accident while lifting heavy stuff

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People who've had a dislocation are likely to see that repeat.
I have always had very loose shoulder joints, such that I can actually pop the ball out of the socket just by flexing the upper arm muscles. I've only once had a specific shoulder injury as a result of an accident, and to reference the question here nobody suggested that it could be viewed as a pre-existing condition.

In some ways it makes the chances of a full dislocation, i.e. where the joint os locked into the wrong position and needs to be fixed, much less likely. OTOH with age my shoulders now, together with knees, hips and back (and fingers, elbows, toes etc. etc.) give me significant pain at times, low-level all of the time, so on balance I'd rather they were 'normal'.
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