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Old 21.04.2021, 17:45
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Liability Insurance - Laptop Water Damage

My friend accidentally dropped glass of water over my laptop. Not much of a lucky day. Went to the technician and repair is a bit over CHF 1000.

Any chance this could be claimed against liability insurance? Could I get confirmation with the insurance if they would pay the repair before doing it? It's quite expensive, so this would make a difference if to buy a new laptop.

Has anyone has similar experience?
And what's the process with the insurance company?

Thanks.
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Old 21.04.2021, 18:15
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Re: Liability Insurance - Laptop Water Damage

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My friend accidentally dropped glass of water over my laptop. Not much of a lucky day. Went to the technician and repair is a bit over CHF 1000.

Any chance this could be claimed against liability insurance? Could I get confirmation with the insurance if they would pay the repair before doing it? It's quite expensive, so this would make a difference if to buy a new laptop.

Has anyone has similar experience?
And what's the process with the insurance company?

Thanks.
Your friend lliability insurance should pay for it if you don't live together and are insured under same insurance.
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Old 21.04.2021, 18:30
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Re: Liability Insurance - Laptop Water Damage

Any information on the process? Shall I confirm about the reimbursement before the repair? And what documentation would the insurance company require? Thanks.
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Old 21.04.2021, 18:34
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Re: Liability Insurance - Laptop Water Damage

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Any information on the process? Shall I confirm about the reimbursement before the repair? And what documentation would the insurance company require? Thanks.
Your friend needs to call them up, tell them what happened and if available an estimate of repair costs. They should be able to confirm their position and/or ask questions.
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Old 21.04.2021, 18:49
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Re: Liability Insurance - Laptop Water Damage

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And what's the process with the insurance company?

Thanks.
Call them.
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