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Old 28.04.2021, 18:13
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Meeting with accident insurance

Hello everyone,

I had a work accident (shoulder) previously this year and after 2 months with therapy I started getting better but never 100%, I always felt like I had something weird and pain was coming and going, getting worse when I was lifting anything.

I tried going back to work twice, in a total of 3 weeks, I was really trying to work normally, even working 50% I had to take pain killers almost every time because my work makes me use my shoulder a lot. So the doctor suggested not to force it, to stay some more time home and try a different approach with my therapist, that's what I've been doing for the last week or a bit more.

I also tried many other methods like cortisone injection which didn't work for some reason because it might have been injected in the wrong area(?).
Not too sure because I've been to many doctors including a shoulder specialist and everyone says something different.

This week I received a call from the accident insurance, to set up a meeting in my house, she mentioned that my employer requested this, she told me that she will need all the information from the accident and every info possible to see if I need "more help". I didn't understood the word she said in german so she told me in english she is like a "support" in this case, she said that when I come back to work she is also the one that sees if I'm working too much in my situation.

She also mentioned that the termin might take up to 1 hour.

Is this normal? What's the objective with this? She seemed nice and helpful but I would like to understand if this is to really help me in my current situation or not.

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Old 28.04.2021, 18:38
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Re: Meeting with accident insurance

It's not unusual for the employer/accident insurance to request that you're seen by their own doctor, just to establish for themselves what the outlook is.

One of the possible things they'll be doing is establishing how much 'compensation' you'll be getting. Unlike other parts of the world this isn't something that is decided by litigation, and doesn't need an 'at fault' third party, so you may be due a cash payment depending on your level of injury or disability. So don't play it down, don't be like us typical Brits, "oh it's not too bad really". Be honest about it, sure, but if you have pain, for example, make sure that they know about it.

I'm fairly sure I lost quite a bit of potential cash by underplaying things, not realising that this was one of the purposes of the meeting.
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Old 28.04.2021, 18:48
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Re: Meeting with accident insurance

They might also try to determine whether a case with disability insurance should be opened or not (depending on how long you have been / you will be unable to work)
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Old 28.04.2021, 20:19
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Re: Meeting with accident insurance

The employer is looking to see how they can enable a partial, or full, or not at all reintegration back into the workplace.

I.e. as an alternative to the current status quo, what can you do, or what workplace adjustments can they make, if you canít do the job you were employed to do, in the way it used to be done.
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