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Old 08.09.2021, 15:01
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need dental insurance advice (wisdom teeth removal)

Hi all,
Can anyone recommend a dental insurance that pays for wisdom teeth removal? I just found out that my teenage son needs to have all 4 wisdom teeth removed (they grow at a wrong angle, affecting nearby teeth). Our regular health insurance said it won't pay for it (since it's not an accident).


If anyone had a relevant experience with their kids/themselves and can recommend what insurance they used, would really appreciate it.
Thanks in advance!
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  #2  
Old 08.09.2021, 15:38
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Re: need dental insurance advice (wisdom teeth removal)

The insurance would require their teeth to be checked and any pre-existing conditions would be excluded from the insurance but maybe you're lucky.
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  #3  
Old 08.09.2021, 16:33
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Re: need dental insurance advice (wisdom teeth removal)

Many insurances do not cover it and especially not if you sign up already knowing this is needed - that is afterall how insurance makes their living, by people paying for a while before needing anything.

Do you at all have dental insurance now? That may put you at better chance of transferring but otherwise with a teenage potentially also needing braces it's going to be hard.
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Old 08.09.2021, 18:53
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Re: need dental insurance advice (wisdom teeth removal)

My son also needs his wisdom teeth removed. The dentist here quoted CHF6,000 if all goes "smoothly"!!! Despite it being bone treatment, the insurance will not cover it, only if it's life threatening. Seems not to matter if it's only painful!!

However, just over the border there is a very good dentist studio, and he wants just EUR 250 per tooth. Guess where we're going??
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Old 08.09.2021, 19:02
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Re: need dental insurance advice (wisdom teeth removal)

There are good dentists in Hungry that do good work for a reasonable price.
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Old 08.09.2021, 19:06
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Re: need dental insurance advice (wisdom teeth removal)

I had my wisdom teeth out as an adult. Horrible experience.
It’s not a job for a ‘one man band’ dentist, I’d recommend going to a large, modern facility where they have multiple dentists, one of which is dedicated to dental surgery, the latest equipment etc, and a high turnover of patients so they have plenty of current practice.
My last molar extraction, in just such a facility just over the border in DE, cost @€180, so chf1500 is crazy ( even despite a wisdom tooth being more complicated than a molar).

Was that an AMAG dentist quote?
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Old 08.09.2021, 20:10
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Re: need dental insurance advice (wisdom teeth removal)

I just crashed my Aston. Can anyone recommend an insurer?
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Old 08.09.2021, 21:49
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Re: need dental insurance advice (wisdom teeth removal)

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My son also needs his wisdom teeth removed. The dentist here quoted CHF6,000 if all goes "smoothly"!!! Despite it being bone treatment, the insurance will not cover it, only if it's life threatening. Seems not to matter if it's only painful!!

However, just over the border there is a very good dentist studio, and he wants just EUR 250 per tooth. Guess where we're going??
I paid about 300/tooth in Lugano. Half the price of doing it in the US.

Tom
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Old 08.09.2021, 21:54
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Re: need dental insurance advice (wisdom teeth removal)

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If anyone had a relevant experience with their kids/themselves and can recommend what insurance they used, would really appreciate it.
We just paid.
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Old 08.09.2021, 22:12
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Re: need dental insurance advice (wisdom teeth removal)

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I had my wisdom teeth out as an adult. Horrible experience.
It’s not a job for a ‘one man band’ dentist, I’d recommend going to a large, modern facility where they have multiple dentists, one of which is dedicated to dental surgery, the latest equipment etc, and a high turnover of patients so they have plenty of current practice.
My last molar extraction, in just such a facility just over the border in DE, cost @€180, so chf1500 is crazy ( even despite a wisdom tooth being more complicated than a molar).

Was that an AMAG dentist quote?
In the UK wisdom teeth extraction is classed as maxillo-facial surgery and not performed by dentists, but surgeons in a hospital (usually requires a GA which most dentists are not qualified for).
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Old 08.09.2021, 23:28
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Re: need dental insurance advice (wisdom teeth removal)

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My son also needs his wisdom teeth removed. The dentist here quoted CHF6,000 if all goes "smoothly"!!! Despite it being bone treatment, the insurance will not cover it, only if it's life threatening. Seems not to matter if it's only painful!!

However, just over the border there is a very good dentist studio, and he wants just EUR 250 per tooth. Guess where we're going??
I need that address please !
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  #12  
Old 09.09.2021, 11:49
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Re: need dental insurance advice (wisdom teeth removal)

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There are good dentists in Hungry that do good work for a reasonable price.
Yes, but it's a long way to travel and will need 2 visits, one for the work and one for the removal of stitches and check up. Como / Varese can be comfortably done in a day.


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I need that address please !
When my wife gets back I'll ask her and post it here.
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  #13  
Old 09.09.2021, 12:33
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Re: need dental insurance advice (wisdom teeth removal)

Wisdom teeth are normally unlike usual molars - their roots are 'fused together', like a cone, so removing them is not as dramatic as molars which have 4 roots and they may be going in whichever direction. I have had mine removed years ago and I had no problems with healing. Sometimes it's useful to see x-ray image, then, together with the dentist, you will be able to make an educated and cost efficient solution.
6000 tuziks is very steep, even for Switzerland...
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