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Old 28.09.2021, 20:24
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2022 Health insurance premium decrease

Health insurance: Average premium will decrease in 2022 for the first time since 2008

"Bern, 09/28/2021 - The burden on Swiss households from health insurance premiums will decrease significantly in 2022. This is due to a decrease in the average premium of 0.2% and a reserve reduction of 1.2% of this average premium. The measures that the Federal Council has taken to induce insurers to reduce reserves have proven to be effective. The insurers have also calculated the premiums tightly on the basis of the costs expected for 2022. Nevertheless, the Federal Council is of the opinion that the reduction in reserves must continue in the coming years and that reforms are still necessary in order to contain health costs."

https://www.admin.ch/gov/de/start/do...-id-85284.html
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Old 28.09.2021, 21:11
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Re: 2022 Health insurance premium decrease

Will the premiums be automatically adjusted in 2022 or would one need to sign a new contract?
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Old 28.09.2021, 21:12
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Re: 2022 Health insurance premium decrease

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Will the premiums be automatically adjusted in 2022 or would one need to sign a new contract?
Always test the market.
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Old 28.09.2021, 21:15
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Re: 2022 Health insurance premium decrease

A 0.2% reduction in the premiums is not exactly a significant burden reduction.
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Old 28.09.2021, 21:32
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Re: 2022 Health insurance premium decrease

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A 0.2% reduction in the premiums is not exactly a significant burden reduction.
Quote from Tages Anzeiger:


The result of the premium round is something to be pleased about. But we should not be deceived: Health care costs continue to rise - the most recent per capita growth rate was over 3 percent, as reported by the health insurance association Santťsuisse. And at some point, even the magic of reserves will come to an end.

The biggest mystery, however, remains Corona. Will the virus trigger a delayed cost surge as many people eventually catch up on their postponed "elective" procedures? How will the long-term consequences of the disease (Long Covid) play out? Even the Federal Council does not yet know what we have to expect.
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Old 28.09.2021, 21:40
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Re: 2022 Health insurance premium decrease

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Will the premiums be automatically adjusted in 2022 or would one need to sign a new contract?
It is done automatically, so no need to do anything.
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Old 28.09.2021, 22:33
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Re: 2022 Health insurance premium decrease

Iíve just looked on comparis and mine seems to be going up still Ö a few companies are a tiny bit cheaper - but still the same as Iím paying this year
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Old 29.09.2021, 09:17
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Re: 2022 Health insurance premium decrease

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Iíve just looked on comparis and mine seems to be going up still Ö a few companies are a tiny bit cheaper - but still the same as Iím paying this year
The 0.2% is an average across the country. Some cantons will see increases.
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Old 29.09.2021, 11:45
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Re: 2022 Health insurance premium decrease

Healh insurance Facts & Figures for 2022

https://www.priminfo.admin.ch/de/uebersicht
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Old 30.09.2021, 16:57
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Re: 2022 Health insurance premium decrease

I usually do comparis and end up with Assura.

Is this the right method ? I regularly see very aggresive commercials or get phoned up but I have always heard those are crooks.
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Old 01.10.2021, 11:20
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Re: 2022 Health insurance premium decrease

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I usually do comparis and end up with Assura.

Is this the right method ? I regularly see very aggresive commercials or get phoned up but I have always heard those are crooks.
Comparis is a helpful resource.

Most if not all health insurance related information can be found online.
Personally I dont see the need for a broker.

Its like with any other profession, some are honest & some less.
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Old 02.10.2021, 10:06
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Re: 2022 Health insurance premium decrease

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I usually do comparis and end up with Assura.

Is this the right method ? I regularly see very aggresive commercials or get phoned up but I have always heard those are crooks.
I use the official one from fed:
https://www.priminfo.admin.ch/de/praemien


Comparis does not list all results.

BTW: assura is indeed cheapest meanwhile the service is bad. if you would ever have any bill dispute with them you will know
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Old 18.11.2021, 00:20
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Re: 2022 Health insurance premium decrease

My insurance increased by CHF 19.-/month for 2022. So no 0.2% reduction for me.
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Old 18.11.2021, 08:17
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Re: 2022 Health insurance premium decrease

Don't all get too excited. There was a piece in the Tagi a couple of days ago stating that hefty increases are expected for 2023. 2020 costs showed no increase thanks to procedures being postponed due to covid but 2021 is expected to show a 4% increase.
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