Go Back   English Forum Switzerland > Help & tips > Insurance  
Reply
 
Thread Tools Display Modes
  #1  
Old 26.03.2009, 14:40
Junior Member
 
Join Date: Feb 2009
Location: Basel
Posts: 67
Groaned at 0 Times in 0 Posts
Thanked 4 Times in 3 Posts
ssuarez1081 has made some interesting contributions
SWICA Insurance

If anyone has SWICA insurance - Please share your thoughts and coverage on them. We are from the US moving to Basel in a few months and this is the ins my partner's company is telling us to go with (I am assuming it is Global insurance)

Just wondering how global insurance works?
Reply With Quote
  #2  
Old 26.03.2009, 14:48
möpp's Avatar
Forum Veteran
 
Join Date: Apr 2007
Location: Zurich
Posts: 1,201
Groaned at 2 Times in 2 Posts
Thanked 1,079 Times in 547 Posts
möpp has a reputation beyond reputemöpp has a reputation beyond reputemöpp has a reputation beyond reputemöpp has a reputation beyond repute
Re: SWICA Insurance

We've been with SWICA for the last approx. 10 years and so far we're very happy with their services. Fast, no hassle, good range of services and policy-possibilities.
I assume by "global" insurance you mean coverage in every last nook and cranny of the world. This will probably depend on which policy you decide on. We have a card (credit card format) called "Sante 24" = international certificate of health insurance which lists a tel. number for calling to get a guarantee of payment worldwide in emergencies. If your partner's company is recommending them, then I'll assume that they have some kind of special deal concerning premiums. My husband's employer has the same, so we get special rates. Well worth it considering the price of health insurance in Switzerland! If you are employed, then accident insurance will be covered by the company and will only be necessary for the person who is not employed.

http://www2.swica.ch/?language=en-US

Last edited by möpp; 26.03.2009 at 15:02. Reason: added link to English SWICA homepage
Reply With Quote
  #3  
Old 26.03.2009, 15:53
martin34's Avatar
Forum Veteran
 
Join Date: Apr 2008
Location: Niederglatt
Posts: 715
Groaned at 39 Times in 30 Posts
Thanked 304 Times in 185 Posts
martin34 has earned the respect of manymartin34 has earned the respect of manymartin34 has earned the respect of many
Re: SWICA Insurance

Swica are much too expensive compared to other insurance companies.

Check out comparis.ch for an insurance price comparison.

I don't believe that there is such a thing as good service for a health insurance. As long as they pay back your health expenses they provide good service IMO. The premium price should be the main factor of choice.
Reply With Quote
  #4  
Old 26.03.2009, 16:17
Forum Veteran
 
Join Date: Apr 2007
Location: Zurich
Posts: 1,502
Groaned at 7 Times in 5 Posts
Thanked 935 Times in 538 Posts
axman has a reputation beyond reputeaxman has a reputation beyond reputeaxman has a reputation beyond reputeaxman has a reputation beyond repute
Re: SWICA Insurance

swica contributes Fr.600 towards our fitness club membership, which is about Fr.400 more than other companies.
Reply With Quote
  #5  
Old 26.03.2009, 16:45
martin34's Avatar
Forum Veteran
 
Join Date: Apr 2008
Location: Niederglatt
Posts: 715
Groaned at 39 Times in 30 Posts
Thanked 304 Times in 185 Posts
martin34 has earned the respect of manymartin34 has earned the respect of manymartin34 has earned the respect of many
Re: SWICA Insurance

Quote:
View Post
swica contributes Fr.600 towards our fitness club membership, which is about Fr.400 more than other companies.
If you gave me CHF 800.- a year I'd be ready to fund your fitness club membership to a level of CHF 600.- too.

TBH I have not looked into it in detail but my mother is with Swica and I can't believe it when she tells me how much she pays (something like CHF 600.- per month) while I pay something like CHF 280.- per month (with KPT /CPT). True she has extra private options but still, it seems much too expensive.
Reply With Quote
  #6  
Old 26.03.2009, 17:04
Forum Veteran
 
Join Date: Apr 2007
Location: Zurich
Posts: 1,502
Groaned at 7 Times in 5 Posts
Thanked 935 Times in 538 Posts
axman has a reputation beyond reputeaxman has a reputation beyond reputeaxman has a reputation beyond reputeaxman has a reputation beyond repute
Re: SWICA Insurance

Quote:
View Post
If you gave me CHF 800.- a year I'd be ready to fund your fitness club membership to a level of CHF 600.- too.
Don't you think I would have worked that out?

anyway...
Fr.600? Shocking.

We are 2 adults and 2 kids, both adults on full privat and the wife on the lowest deductible, and the monthly premium totals about Fr.800.
Reply With Quote
  #7  
Old 26.03.2009, 18:12
Forum Legend
 
Join Date: Jun 2007
Location: Ticino
Posts: 2,937
Groaned at 93 Times in 65 Posts
Thanked 3,778 Times in 1,514 Posts
Snoopy has a reputation beyond reputeSnoopy has a reputation beyond reputeSnoopy has a reputation beyond reputeSnoopy has a reputation beyond reputeSnoopy has a reputation beyond reputeSnoopy has a reputation beyond repute
Re: SWICA Insurance

Quote:
View Post
TBH I have not looked into it in detail but my mother is with Swica and I can't believe it when she tells me how much she pays (something like CHF 600.- per month) while I pay something like CHF 280.- per month (with KPT /CPT). True she has extra private options but still, it seems much too expensive.
I hate to burst your bubble but when you get to your mother's age, you too will be paying more....
Reply With Quote
  #8  
Old 08.01.2018, 11:40
Junior Member
 
Join Date: Jul 2017
Location: lausanne
Posts: 81
Groaned at 10 Times in 8 Posts
Thanked 19 Times in 14 Posts
BlueberryBen has annoyed a few people around hereBlueberryBen has annoyed a few people around hereBlueberryBen has annoyed a few people around here
Re: SWICA Insurance

Only 280?
How did you find it?
I am trying to look for an affordable health insurance. Comparis.ch gives me SWICA which is at 303.
I looked up KPT CPT, it was 345
Quote:
View Post
If you gave me CHF 800.- a year I'd be ready to fund your fitness club membership to a level of CHF 600.- too.

TBH I have not looked into it in detail but my mother is with Swica and I can't believe it when she tells me how much she pays (something like CHF 600.- per month) while I pay something like CHF 280.- per month (with KPT /CPT). True she has extra private options but still, it seems much too expensive.
Reply With Quote
  #9  
Old 26.03.2009, 18:10
Forum Legend
 
Join Date: Jun 2007
Location: Ticino
Posts: 2,937
Groaned at 93 Times in 65 Posts
Thanked 3,778 Times in 1,514 Posts
Snoopy has a reputation beyond reputeSnoopy has a reputation beyond reputeSnoopy has a reputation beyond reputeSnoopy has a reputation beyond reputeSnoopy has a reputation beyond reputeSnoopy has a reputation beyond repute
Re: SWICA Insurance

Quote:
View Post
I don't believe that there is such a thing as good service for a health insurance. As long as they pay back your health expenses they provide good service IMO. The premium price should be the main factor of choice.
I disagree with you. We were insured with SWICA while we were in Japan (being sent abroad as a Swiss national for a Swiss company qualifies you) and they were great. They accepted faxed claims and were prompt to repay what they owed. Other colleagues with other insurers had one administrative hassle after the other. SWICA are not the cheapest, but they are reliable and do offer good service.

Cheapest is sometimes more and in my book, health insurance is not where you start cutting corners....
Reply With Quote
  #10  
Old 15.05.2013, 17:34
Newbie 1st class
 
Join Date: Sep 2010
Location: UK
Posts: 17
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
John Hayward has no particular reputation at present
Re: SWICA Insurance

Quote:
View Post
If anyone has SWICA insurance - Please share your thoughts and coverage on them. We are from the US moving to Basel in a few months and this is the ins my partner's company is telling us to go with (I am assuming it is Global insurance)

Just wondering how global insurance works?
I am with SWICA by my last employer, now I have to pay by my self and the amount I had to pay last month was 295CHF plus 795CHF, now I got another cheque that needs to get paid 265 CHF,

I am single and trying to save money right now, I am pretty fit and healthy, but is it really worth it paying so much since I live here in Switzerland all by myself?

Is there a cheaper Health Insurance that basically I can transfer too without loosing the benefits that I already paid at SWICA?
Reply With Quote
  #11  
Old 11.04.2014, 22:02
Newbie 1st class
 
Join Date: Apr 2014
Location: Zug
Posts: 11
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
KaBe has no particular reputation at present
Re: SWICA Insurance

I have been very happy with Swica, especially their customer service and the speed of processing payments.
Reply With Quote
  #12  
Old 06.10.2018, 15:56
T&S T&S is offline
Newbie 1st class
 
Join Date: Nov 2012
Location: St. Gallen
Posts: 23
Groaned at 0 Times in 0 Posts
Thanked 17 Times in 12 Posts
T&S has earned some respectT&S has earned some respect
Re: SWICA Insurance

After nearly 6 years dealing with Swiss health insurance companies as a doctor and subsequently in pharma I can say it's all swings and roundabouts really - none really stands out. Swica do tend to be more focused on prevention than the other companies so, as someone already mentioned, if you're keen on the gym it may save you a few hundred CHF.
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Opinions on KPT, Swica, or Concordia? GBer Insurance 8 20.05.2014 09:44
Where to get Renters insurance / personal liability insurance axelino Insurance 7 04.01.2011 00:27
Health Insurance vs. Travel Insurance abbey712 Insurance 7 07.01.2010 07:01
Thank you to all the people insured at Swica martin34 Insurance 8 26.11.2008 15:07
health insurance or travel insurance?? Alinajane Insurance 7 27.04.2007 17:33


All times are GMT +2. The time now is 14:08.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2021, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0