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Old 03.07.2009, 10:54
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moving to switzerland pregnant

Hi
My husband has got a job in Neuchatel and we will be arriving there in august. I am now 6month pregnant( by august i will be almost 32wks) and want to know about health insurance. Can i get insurance without residence permit? Can it be done in such a little time? Is it possible to apply now? Which health insurance package will be better? I have seen that basic health insurance includes maternity costs. Or is it possible to claim afterwards if insurance is delayed? Are there good hospitals and mid-wives in Nuechatel? Hopefully it will be a normal delivery...

Please note that i am a non-EU and my husband is an EU citizen. Currently we are in Netherlands.
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Old 03.07.2009, 11:05
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Re: moving to switzerland pregnant

Get in touch with our resident expert Jenny. She can advise you and arrange your insurance.
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Old 07.08.2009, 16:25
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Re: moving to switzerland pregnant

The franchise (deductible/excess) only applies to claims made for illness on the basic insurance. It does not apply to maternity.
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Old 08.08.2009, 09:42
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Re: moving to switzerland pregnant

I moved here pregnant, too. The supplemental insurance (which gives you an option of having your OBGYN doctor deliver the baby, private hospitals, etc) is not available to you if you're already pregnant when you get here. You can still decide to pay out of pocket for those options (I think it is in the CHF 6000-9000 range) if you want, otherwise you deliver at a public hospital. We'll be doing the tours of the public hospitals in Zurich soon.

So, basic insurance is available (and mandatory), but the supplemental which would have covered some nice extras isn't, in the "already pregnant" case. At least, this is what I've been told many times.

Good luck with the move, and PM me if you have more questions. I may not be able to answer as many as other people on the forum who have lived here longer, but it sounds like we're probably due at the same time, so at least I can give some feedback on certain things.
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Old 14.08.2009, 11:20
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Re: moving to switzerland pregnant

My wife was pregnant when we moved here. We had no problem getting the very best insurance and we have a beautiful baby daughter. This was my wife's fourth child and fourth country, and she reckons it was by far the best experience. If you do decide to go for a high level of insurance, you can always revert to a lower level after a year.
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Old 18.10.2010, 10:18
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Re: moving to switzerland pregnant

Hi,

I was just wondering which gyn/ob you went with in Neuch as I seem to be having issues getting in with the one my previous gyny recommended (just moved from Lausanne).

xx
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