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Old 06.01.2010, 10:44
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Drugs not covered by health insurance?

I heard that there is a website/database that you can check for what drugs are covered/not covered by your insurance?

Is it true ?

Any thoughts?

cheers!
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  #2  
Old 06.01.2010, 11:29
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Re: Drugs not covered by health insurance?

I can't help you. But if you ask your insurance they'll answer you.
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Old 06.01.2010, 11:35
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Re: Drugs not covered by health insurance?

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I heard that there is a website/database that you can check for what drugs are covered/not covered by your insurance?

Is it true ?

Any thoughts?

cheers!
I'm not sure I see the point of your post, if you are sick you need med's, regardless of if they are covered by your insurer....

Last edited by Papa Goose; 06.01.2010 at 11:48.
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Old 06.01.2010, 11:40
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Re: Drugs not covered by health insurance?

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I'm not sure I see the point of your post, if your sick you need med's, regardless of if they are covered by your insurer....
It depends how much they cost and how much money you have. Some drugs can be extreemly expensive
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Old 06.01.2010, 11:46
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Re: Drugs not covered by health insurance?

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I'm not sure I see the point of your post, if your sick you need med's, regardless of if they are covered by your insurer....
I started a post about this some time ago. Sorry no time to look it up today, so OP maybe you can do a search. I think there is a link to the list of meds in one of the posts.

Anyway, my problem was: i was given meds to be taken orally. Insurers refused to pay because they would only cover the same meds if I take it via IV.
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Old 06.01.2010, 11:48
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Re: Drugs not covered by health insurance?

There are three classifications of drugs; those that are covered by basic insurance (Spezialitätenliste - SL), those that are only covered by an additional insurance (NLP) and those that aren't covered by any insurance (LPPV).

Here you can find info e.g:

http://www.pharmawiki.ch/wiki/index.php?wiki=LPPV
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Old 06.01.2010, 11:50
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Re: Drugs not covered by health insurance?

Interesting question and one that I've come across with a letter from our insurer saying that treatment XX is not covered (more usually an OTC medicine).

A quick Google search for the federal CH site brought this up:


Quote:

Reimbursement for medical treatment

In principle, the insurer reimburses treatment provided or prescribed by a physician. The services covered by compulsory health insurance are regulated by law. Physicians are obliged to inform patients when a service is not reimbursed. For information about reimbursement of medical services, you can also contact your insurer
Although it seems odd that there is no link to an official link... Maybe at cantonal level? Although again, would seem more logical to have federal regulation on this... or maybe my German isn't good enough to find it
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Old 06.01.2010, 11:51
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Re: Drugs not covered by health insurance?

Dohh. Nice one Tilia...
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Old 06.01.2010, 12:36
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Re: Drugs not covered by health insurance?

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There are three classifications of drugs; those that are covered by basic insurance (Spezialitätenliste - SL), those that are only covered by an additional insurance (NLP) and those that aren't covered by any insurance (LPPV).

Here you can find info e.g:

http://www.pharmawiki.ch/wiki/index.php?wiki=LPPV
Many thanks Tilia! Actually this is what I was looking for, I found it as a link in the site you posted...its:

http://bag.e-mediat.net/SL2007.Web.External/
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