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Old 10.06.2010, 13:01
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Chicken or egg?

Hello,

I am moving to Switzerland (Richterswil, ZH) over the course of the summer (Juli/August) with my two boys. We are following my husband who already has a B permit.

I understand that the rules are that you need health insurance in order to obtain a B permit. But...: I try to get an Offerte from Assura, und for that I:
1. need to enter occupation (Beruf): which I do not have now and no possible way to input "keine" because you have to choose from a list
2. need to enter my B permit number (which I don't have yet, that is the reason I need the insurance to begin with).

How do I solve this?

Am I doing something wrong here? Pls help! (I already tried to contact Assura by mail, but yet no answer)

Thx alot!
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Old 10.06.2010, 13:19
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Re: Chicken or egg?

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Hello,

I am moving to Switzerland (Richterswil, ZH) over the course of the summer (Juli/August) with my two boys. We are following my husband who already has a B permit.

I understand that the rules are that you need health insurance in order to obtain a B permit. But...: I try to get an Offerte from Assura, und for that I:
1. need to enter occupation (Beruf): which I do not have now and no possible way to input "keine" because you have to choose from a list
2. need to enter my B permit number (which I don't have yet, that is the reason I need the insurance to begin with).


How do I solve this?

Am I doing something wrong here? Pls help! (I already tried to contact Assura by mail, but yet no answer)

Thx alot!

You do not need health insurance to get your permit but you do need your permit to get health insurance and are obliged to get HI within a certain period of getting your permit.

Looks like the chicken came first...
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Old 10.06.2010, 13:24
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Re: Chicken or egg?

First of all don't worry about it at the moment. All of this you'll need to do after you get here.

Your first job on arrival will be to go to the Kreisebüro to arrange your permit. After that you should able to arrange medical insurance. Although I'm fairly sure you need your permit to do that. MI will be backdated to the point of your arrival, so best do it asap rather than 3 months down the line to avoid a sudden large bill.

Oh, and if you have some flexibility in your travel arrangements, I would suggest that you try to arrive at the start of a month, and not the end of a month. If, for example, you arrive on the 30th of a given month the medical insurance will be backdated to include the entire of that month, so you'll save yourself around 300CHF if you arrive at the start of a month.
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Old 10.06.2010, 13:29
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Re: Chicken or egg?

If you say that your husband already holds a b-permit, i assume you would be moving in as a dependent.

If so,
you would be granted a entry visa at first and you must move in to Switzerland with a travel insurance which essencially also covers your health. Once you come here you can get your own permit as well
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Old 10.06.2010, 13:48
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Re: Chicken or egg?

Hi,
if your husband has a B permit, then all he has to do is add you and the kids to his insurance. I know Xundheit Krankenkasse except this. http://www.xundheit.ch
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Old 10.06.2010, 18:07
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Re: Chicken or egg?

great! thanks for the info! I guess the info I got was wrong: and I do not need the health insurance before entering! Now I just need to apply for the B permit ASAP because we are buying a house and if I want to be one of the buyers I need that....

So I guess indeed first chick then egg!
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Old 10.06.2010, 22:05
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Re: Chicken or egg?

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If so,
you would be granted a entry visa at first and you must move in to Switzerland with a travel insurance which essencially also covers your health. Once you come here you can get your own permit as well
Assuming you're an EU national (coming from Amsterdam), then you don't need any visas to enter the country. And travel insurance doesn't work once you're resident (which is pretty much immediately, as you must register at your town's admin place within 8 days of arrival).

It's all fine, though, this is all sorted out in the first few months and backdated to your arrival. If you do need any medical help in those months, just keep the bills and submit them to your insurer for reimbursement later.

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