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Old 31.07.2010, 20:55
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car insurance - does it cover other

Hi

I have got my own car and insurance. If my brother form overseas drives iut while he is here, will he be covered by my insurance.

If anyone knows that would be great

Thanks
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Old 31.07.2010, 20:56
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Re: car ins - does it cover other

Depends on your policy. Check your contact
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Old 02.08.2010, 11:02
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Re: car ins - does it cover other

Normally yes. As long as it is legal for him to drive.

The majority on Swiss Insurance is any driver - but any driver likely to do a "considerable" number of kms a year should be named - although trying to establish what "considerable" means to a Swiss Insurance company is almost impossible!!
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Old 02.08.2010, 11:10
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Re: car ins - does it cover other

if they are not a named driver the excess usually increases as well, it also increases if they are a young driver. so the only way to know is read what you bought
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Old 11.08.2010, 16:01
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Re: car insurance - does it cover other

Did you get your insurance by indicating the additional drivers?
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Old 21.08.2010, 13:11
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Re: car insurance - does it cover other

I thought not.
was told for example by my insurance guy AND the local office that if I were to go to Belgium I am not aloud to drive my parents cars anymore. (Belgian plates) when you are abroad the license plate and the license of the driver must be the same......That is what I was told. Now I do it anyways since the chances of getting caught are very slim and if caught the police will likely not know anyways...... .
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Old 22.08.2010, 23:19
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Re: car insurance - does it cover other

I always play stupid if I get pulled over...Most of the time, I'm borrowing cars from my family members and only once I got pulled over for accidentally not putting on the lights in a tunnel. The cop asked for my documents and I gave him my Texas drivers license...After a long lecture from the cop he fined my 50chf on the spot....just make sure you have money to pay on the spot
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Old 22.08.2010, 23:47
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Re: car ins - does it cover other

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Normally yes. As long as it is legal for him to drive.

The majority on Swiss Insurance is any driver - but any driver likely to do a "considerable" number of kms a year should be named - although trying to establish what "considerable" means to a Swiss Insurance company is almost impossible!!
I would ring your insurance company and ask if your brother is covered. Ask for the name of the person you are taliking to at the insurance company and follow the converstaion with a letter confirming what was said including the full name of your brother and send by certified post.

I say that because it is funny how things don't seem to be recorded when there is a problem and there will not be a problem until your brother has an accident.
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