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Old 08.09.2010, 23:07
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Accident insurance for a cleaner

hello,

can any kind person advise me on where to go to organise accident insurance for my cleaner and anybody else who works in my house (e.g. babysitter)? I am based in vaud.

Many thanks!

Tanya
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  #2  
Old 08.09.2010, 23:14
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Re: Accident insurance for a cleaner

In Vaud there is a clever system called Chèque-Emploi
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Old 09.09.2010, 10:11
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Re: Accident insurance for a cleaner

So if one hires a cleaning lady for a few hours a month, it is necessasry to provide this insurance? what if said cleaner works for a company which sends them out to clean and the invoice is paid directly to said company?
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Old 09.09.2010, 11:43
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Re: Accident insurance for a cleaner

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So if one hires a cleaning lady for a few hours a month, it is necessasry to provide this insurance? what if said cleaner works for a company which sends them out to clean and the invoice is paid directly to said company?
you don't have to pay insurance in that case...it's their employer who's in charge.
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Old 09.09.2010, 11:55
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Re: Accident insurance for a cleaner

thanks.
I guess the answer was maybe obvious but I was shocked that I hadn't realized about having to provide insurance and wasn't really thinking clearly..... Guess that's another reason to not get a cleaning lady. Though this website makes it sound simple.
thanks for the tip!
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Old 09.09.2010, 15:05
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Re: Accident insurance for a cleaner

I think most cleaning personal in private houses are working illegaly in black market. The main risk to the house owner is if there is an accident. I find the simple idea of chèque-emploi very good for such stuff...you don't need to take a risk and everyone's happy.
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Old 19.11.2013, 13:03
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Re: Accident insurance for a cleaner

There is even an online solution for that problem called www.quitt.ch. There you have the choice between a basic package which contains only the accident insurance or the comfort solution where quitt.ch takes care of all administrative aspects of the employment.
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Old 19.11.2013, 13:10
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Re: Accident insurance for a cleaner

Musts look it up again, but can anyone remember the rule between 8 hrs or more, or less than 8 hours per week?
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Old 19.11.2013, 13:44
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Re: Accident insurance for a cleaner

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Musts look it up again, but can anyone remember the rule between 8 hrs or more, or less than 8 hours per week?
8 hours a week is the point that non work accidents must be covered. Work accidents have to be covered regardless of hours.

Last edited by fatmanfilms; 19.11.2013 at 14:59.
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Old 19.11.2013, 14:33
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Re: Accident insurance for a cleaner

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There is even an online solution for that problem called www.quitt.ch. There you have the choice between a basic package which contains only the accident insurance or the comfort solution where quitt.ch takes care of all administrative aspects of the employment.
Just wanted to say that this service looks fantastic! Wish I had known about it earlier.
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Old 19.11.2013, 16:19
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Re: Accident insurance for a cleaner

Thanks a lot! And sorry for having seen this conversation that late
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Old 19.11.2013, 16:26
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Re: Accident insurance for a cleaner

I'm a fully satisfied quitt user - in no way connected to the company - and it's really easy to get started and know you're not breaking any laws. They organize an affordable insurance for your household employees as part of their services.
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Old 20.11.2013, 15:05
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Re: Accident insurance for a cleaner

If you want just the accident insurance and not the whole thing with other deductibles, any of the Swiss insurance companies will offer this to you at 100 CHF per year.
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Old 21.11.2013, 13:07
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Re: Accident insurance for a cleaner

That's right. But quitt offers the "only insurance solution", too, and does not have this minimum fee of 100 CHF per year. So, actually, you can have the insurance for roughly 60 CHF ... It is another idea. quitt is not an insurance. It is the idea of helping households with their paperwork. So quitt organizes the insurances for the private employers and helps them to benefit from better conditions.
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Old 21.11.2013, 19:28
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Re: Accident insurance for a cleaner

We used Zürich Versicherung when my wife was looking after her now late father. It was mandatory because there was an employer/employee situation. Here is the most equivalent link I could find but seem to be what you want and costs 100.- per year.

https://www.zurich.ch/de/privat/unfa...aushaltshilfen
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