Go Back   English Forum Switzerland > Help & tips > Insurance  
Reply
 
Thread Tools Display Modes
  #1  
Old 09.09.2010, 00:07
Newbie
 
Join Date: May 2010
Location: Coppet, Vaud
Posts: 9
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
tanya_in_coppet has no particular reputation at present
Accident insurance for a cleaner

hello,

can any kind person advise me on where to go to organise accident insurance for my cleaner and anybody else who works in my house (e.g. babysitter)? I am based in vaud.

Many thanks!

Tanya
Reply With Quote
  #2  
Old 09.09.2010, 00:14
MrVertigo's Avatar
Forum Legend
 
Join Date: Feb 2010
Location: CH
Posts: 3,212
Groaned at 86 Times in 70 Posts
Thanked 5,788 Times in 2,254 Posts
MrVertigo has a reputation beyond reputeMrVertigo has a reputation beyond reputeMrVertigo has a reputation beyond reputeMrVertigo has a reputation beyond reputeMrVertigo has a reputation beyond reputeMrVertigo has a reputation beyond repute
Re: Accident insurance for a cleaner

In Vaud there is a clever system called Chèque-Emploi
Reply With Quote
This user would like to thank MrVertigo for this useful post:
  #3  
Old 09.09.2010, 11:11
la_canadiense's Avatar
Member
 
Join Date: Oct 2009
Location: Basel
Posts: 209
Groaned at 0 Times in 0 Posts
Thanked 124 Times in 63 Posts
la_canadiense is considered knowledgeablela_canadiense is considered knowledgeablela_canadiense is considered knowledgeable
Re: Accident insurance for a cleaner

So if one hires a cleaning lady for a few hours a month, it is necessasry to provide this insurance? what if said cleaner works for a company which sends them out to clean and the invoice is paid directly to said company?
Reply With Quote
  #4  
Old 09.09.2010, 12:43
MrVertigo's Avatar
Forum Legend
 
Join Date: Feb 2010
Location: CH
Posts: 3,212
Groaned at 86 Times in 70 Posts
Thanked 5,788 Times in 2,254 Posts
MrVertigo has a reputation beyond reputeMrVertigo has a reputation beyond reputeMrVertigo has a reputation beyond reputeMrVertigo has a reputation beyond reputeMrVertigo has a reputation beyond reputeMrVertigo has a reputation beyond repute
Re: Accident insurance for a cleaner

Quote:
View Post
So if one hires a cleaning lady for a few hours a month, it is necessasry to provide this insurance? what if said cleaner works for a company which sends them out to clean and the invoice is paid directly to said company?
you don't have to pay insurance in that case...it's their employer who's in charge.
Reply With Quote
This user would like to thank MrVertigo for this useful post:
  #5  
Old 09.09.2010, 12:55
la_canadiense's Avatar
Member
 
Join Date: Oct 2009
Location: Basel
Posts: 209
Groaned at 0 Times in 0 Posts
Thanked 124 Times in 63 Posts
la_canadiense is considered knowledgeablela_canadiense is considered knowledgeablela_canadiense is considered knowledgeable
Re: Accident insurance for a cleaner

thanks.
I guess the answer was maybe obvious but I was shocked that I hadn't realized about having to provide insurance and wasn't really thinking clearly..... Guess that's another reason to not get a cleaning lady. Though this website makes it sound simple.
thanks for the tip!
Reply With Quote
  #6  
Old 09.09.2010, 16:05
MrVertigo's Avatar
Forum Legend
 
Join Date: Feb 2010
Location: CH
Posts: 3,212
Groaned at 86 Times in 70 Posts
Thanked 5,788 Times in 2,254 Posts
MrVertigo has a reputation beyond reputeMrVertigo has a reputation beyond reputeMrVertigo has a reputation beyond reputeMrVertigo has a reputation beyond reputeMrVertigo has a reputation beyond reputeMrVertigo has a reputation beyond repute
Re: Accident insurance for a cleaner

I think most cleaning personal in private houses are working illegaly in black market. The main risk to the house owner is if there is an accident. I find the simple idea of chèque-emploi very good for such stuff...you don't need to take a risk and everyone's happy.
Reply With Quote
  #7  
Old 19.11.2013, 14:03
Newbie 1st class
 
Join Date: Feb 2012
Location: Zurich
Posts: 24
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 4 Posts
Simon4 has earned some respectSimon4 has earned some respect
Re: Accident insurance for a cleaner

There is even an online solution for that problem called www.quitt.ch. There you have the choice between a basic package which contains only the accident insurance or the comfort solution where quitt.ch takes care of all administrative aspects of the employment.
Reply With Quote
  #8  
Old 19.11.2013, 14:10
Forum Legend
 
Join Date: Sep 2010
Location: Neuchatel
Posts: 23,047
Groaned at 553 Times in 424 Posts
Thanked 25,574 Times in 11,736 Posts
Odile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond reputeOdile has a reputation beyond repute
Re: Accident insurance for a cleaner

Musts look it up again, but can anyone remember the rule between 8 hrs or more, or less than 8 hours per week?
Reply With Quote
  #9  
Old 19.11.2013, 14:44
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 18,266
Groaned at 293 Times in 242 Posts
Thanked 16,095 Times in 8,938 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: Accident insurance for a cleaner

Quote:
View Post
Musts look it up again, but can anyone remember the rule between 8 hrs or more, or less than 8 hours per week?
8 hours a week is the point that non work accidents must be covered. Work accidents have to be covered regardless of hours.

Last edited by fatmanfilms; 19.11.2013 at 15:59.
Reply With Quote
This user would like to thank fatmanfilms for this useful post:
  #10  
Old 19.11.2013, 15:33
Village Idiot's Avatar
Forum Legend
 
Join Date: Jul 2009
Location: Basel
Posts: 3,610
Groaned at 33 Times in 30 Posts
Thanked 6,781 Times in 2,181 Posts
Village Idiot has a reputation beyond reputeVillage Idiot has a reputation beyond reputeVillage Idiot has a reputation beyond reputeVillage Idiot has a reputation beyond reputeVillage Idiot has a reputation beyond reputeVillage Idiot has a reputation beyond repute
Re: Accident insurance for a cleaner

Quote:
View Post
There is even an online solution for that problem called www.quitt.ch. There you have the choice between a basic package which contains only the accident insurance or the comfort solution where quitt.ch takes care of all administrative aspects of the employment.
Just wanted to say that this service looks fantastic! Wish I had known about it earlier.
Reply With Quote
  #11  
Old 19.11.2013, 17:19
Newbie 1st class
 
Join Date: Feb 2012
Location: Zurich
Posts: 24
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 4 Posts
Simon4 has earned some respectSimon4 has earned some respect
Re: Accident insurance for a cleaner

Thanks a lot! And sorry for having seen this conversation that late
Reply With Quote
  #12  
Old 19.11.2013, 17:26
LiquidPaper's Avatar
Senior Member
 
Join Date: May 2009
Location: Basel
Posts: 397
Groaned at 1 Time in 1 Post
Thanked 311 Times in 131 Posts
LiquidPaper has earned the respect of manyLiquidPaper has earned the respect of manyLiquidPaper has earned the respect of many
Re: Accident insurance for a cleaner

I'm a fully satisfied quitt user - in no way connected to the company - and it's really easy to get started and know you're not breaking any laws. They organize an affordable insurance for your household employees as part of their services.
Reply With Quote
This user would like to thank LiquidPaper for this useful post:
  #13  
Old 20.11.2013, 16:05
Forum Veteran
 
Join Date: Nov 2011
Location: Mies
Posts: 755
Groaned at 9 Times in 6 Posts
Thanked 507 Times in 299 Posts
catandmouse has earned some respectcatandmouse has earned some respect
Re: Accident insurance for a cleaner

If you want just the accident insurance and not the whole thing with other deductibles, any of the Swiss insurance companies will offer this to you at 100 CHF per year.
Reply With Quote
  #14  
Old 21.11.2013, 14:07
Newbie 1st class
 
Join Date: Feb 2012
Location: Zurich
Posts: 24
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 4 Posts
Simon4 has earned some respectSimon4 has earned some respect
Re: Accident insurance for a cleaner

That's right. But quitt offers the "only insurance solution", too, and does not have this minimum fee of 100 CHF per year. So, actually, you can have the insurance for roughly 60 CHF ... It is another idea. quitt is not an insurance. It is the idea of helping households with their paperwork. So quitt organizes the insurances for the private employers and helps them to benefit from better conditions.
Reply With Quote
  #15  
Old 21.11.2013, 20:28
me.anon's Avatar
Forum Veteran
 
Join Date: Jan 2012
Location: thun
Posts: 1,926
Groaned at 37 Times in 26 Posts
Thanked 2,481 Times in 1,206 Posts
me.anon has a reputation beyond reputeme.anon has a reputation beyond reputeme.anon has a reputation beyond reputeme.anon has a reputation beyond reputeme.anon has a reputation beyond reputeme.anon has a reputation beyond repute
Re: Accident insurance for a cleaner

We used Zürich Versicherung when my wife was looking after her now late father. It was mandatory because there was an employer/employee situation. Here is the most equivalent link I could find but seem to be what you want and costs 100.- per year.

https://www.zurich.ch/de/privat/unfa...aushaltshilfen
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Unfallversichrung (accident insurance), who has to pay for this? Angelina.zhang Insurance 10 30.07.2010 01:15
accident insurance - is there a franchise for this? juice99 Insurance 25 06.05.2010 10:25
Accident insurance chickening out marvinwb Insurance 14 05.05.2010 11:40
Accident Insurance - covered by employer? Psyk Insurance 5 31.12.2009 17:51
Accident Insurance ydl Insurance 0 07.05.2009 18:46


All times are GMT +2. The time now is 19:20.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0