insurance claim on lost items

Mowvich · #1 19.10.2010, 09:19

I have recently been on vacation where I lost my IWC watch worth 5 k (I know I'm stupid but it happened), now my question is, can I claim that of my insurer?, I was not declared on my insurance policy as it's not valued over 10k, but I still have the invoice and Amex evidence of payment.

#2 19.10.2010, 09:23

	Quote:	Mowvich
	I have recently been on vacation where I lost my IWC watch worth 5 k (I know I'm stupid but it happened), now my question is, can I claim that of my insurer?, I was not declared on my insurance policy as it's not valued over 10k, but I still have the invoice and Amex evidence of payment.

I lost my patek for 130k. Can we add that to your insurance too?

Mowvich · #3 19.10.2010, 09:27

	Quote:	economisto
	I lost my patek for 130k. Can we add that to your insurance too?

So is that a no?

#4 19.10.2010, 09:42

I'd imagine it would depend on your policy.

Isn't 5k a bit cheap for an IWC though?

#5 19.10.2010, 09:44

	Quote:	Mowvich
	So is that a no?

From my chats with my insurance company (read: not solid information) you'd have needed to report the loss to police at the scene to get some sort of "report" (no idea what they'd write: "klutz loses watch"). I think it stops you lying and having the watch in a drawer somewhere. Just claim and see what happens.

#6 19.10.2010, 09:44

	Quote:	porsch1909
	Isn't 5k a bit cheap for an IWC though?

no. But nice contribution.

#7 19.10.2010, 09:51

	Quote:	economisto
	no. But nice contribution.

Someone's in a mood today

Mowvich · #8 19.10.2010, 13:47

	Quote:	porsch1909
	I'd imagine it would depend on your policy. Isn't 5k a bit cheap for an IWC though?

It was a Spitfire Chrono.