The Brexit referendum thread: potential consequences for GB, EU and the Brits in CH

[Blueangel]

	Quote:	fatmanfilms
	If your an EU resident it's a legal requirement for them to offer a basic account, so very easy. Oh I forgot Switzerland is not in the EU

Sorry FMF, but you're way behind the game in this respect. Our acountant advised me not to move my UK current acount a couple of years ago because of this...

	Quote:
	Banking choices for expats who wish to continue banking in the UK have narrowed in the last 18 months, with the future looking bleak for those who wish to open new accounts. There are no longer any major onshore UK banks that will take money from British expats - they all state in their terms that the customer needs to be a UK resident.

https://www.telegraph.co.uk/expat/mo...ritish-expats/

As for stockpiling food, video of Dominic Raab's answer is here...

	Quote:
	Brexit secretary admits government must ensure 'there is adequate food supply’ if UK leaves EU with no deal Dominic Raab confirms plans being made to stockpile food - in case the negotiations fail

https://www.independent.co.uk/news/u...-a8461771.html

	Quote:	fatmanfilms
	If your an EU resident it's a legal requirement for them to offer a basic account, so very easy. Oh I forgot Switzerland is not in the EU

Will you stop talking about the current legal requirement, the current queuing system at airports, the current level of whatever.

No-one knows what the situation will be with UK and EU post Brexit, if Brexit happens, or with CH...KPMG and othe financial firms are very concerned- but they do not know either.

And we are perfectly able to move too - now my parents no longer require help- we are just as free as you are to move ...selling property and moving elsewere with the high CHF- and much lower prices elsewhere- might make a lot of sense.

[fatmanfilms]

	Quote:	Blueangel
	Sorry FMF, but you're way behind the game in this respect. Our acountant advised me not to move my UK current acount a couple of years ago because of this... https://www.telegraph.co.uk/expat/mo...ritish-expats/

Your article is dated May 2016, the law has since changed. Natwest, Barclays, HSBC & TSB definitely do allow EU residents to open a UK bank account.

https://europa.eu/youreurope/citizen...u/index_en.htm

Perhaps you need a new accountant, he should have been aware that the legislation was about to become law.

[Blueangel]

	Quote:	fatmanfilms
	Perhaps you need a new accountant, he should have been aware that the legislation was about to become law.

But I'm not living in an EU country

[fatmanfilms]

	Quote:	Blueangel
	But I'm not living in an EU country

Which makes your enthusiasm for the UK staying a member a bit of a joke.

[Urs Max]

	Quote:	fatmanfilms
	If your an EU resident it's a legal requirement for them to offer a basic account, so very easy. Oh I forgot Switzerland is not in the EU

Is it enough to provide a UK address? Or are you talking tax residence?

[Blueangel]

	Quote:	fatmanfilms
	Which makes your enthusiasm for the UK staying a member a bit of a joke.

If you actually lived in Switzerland...
If you'd attended an Embassy roadshow...
If you had a basic understanding of the impact upon Brits in CH in the event of a No Deal...
If you cared one iota about anyone other than yourself, you'd understand how ridiculous that comment is. Your not the only kid on the block with interests in other EU countries

[marton]

	Quote:	Blueangel
	But I'm not living in an EU country

And after Brexit the UK will not be in the EU either!
So there is still the question after Brexit will you be able to find a bank willing to offer a UK bank account to somebody with no UK address.

[fatmanfilms]

	Quote:	Urs Max
	Is it enough to provide a UK address? Or are you talking tax residence?

UK address not required at all. Tax residence in EU.

[bowlie]

	Quote:	Urs Max
	bordier E.Gutzwiler Mourgue d'Algue Rahm+Bodmer Reichmuth&Co The list above comprises all Swiss Private Banks™ (names partially adjusted for my convenience). Private Banks are banks where, similar to an Einzelgesellschaft (and as I understand it, also a partnership in the USA), the owner(s) are liable with their complete personal wealth for the bank's obligations. Undoubtedly (coughcough) they have the size to easily make up for the shortfalls caused by Brexit. The following are members of the association but not Private Banks in the strict sense. Gonet Landolt Lombard Odier Pictet Mirabaud

The days of full partner liability is coming to an end. Lombard Odier became a limited liability partnership a couple of years ago. Why? FATCA.

[Belgianmum]

	Quote:	st2lemans
	Rubbish. They do NOT check people, and I personally know quite a few people who do this job. They look for smugglers, no more, no less. Tom

There is a difference between a Douannier and a Garde Frontière, I suspect Odile is referring to the latter.

https://www.ezv.admin.ch/ezv/fr/home...formation.html

	Quote:
	Many of my neighbours are Customs Officers/Border Guards. They have to regularly go and work in Ticino to check passengers on the trains from Italy. They also check trains from Paris. Because they know that many people who travel from one Schengen country to another, do not come from a Schengen country. We sat next to Americans on the way back from Crete recently. There were also several Japanese students. ...

Although I don’t see the relevance of the last bit as those people would have been checked and had ther passports stamped etc upon entering the Schengen zone and so are entitled to move freely within the zone.

[st2lemans]

	Quote:
	Many of my neighbours are Customs Officers/Border Guards.

Which are they, customs officers or border guards?

(two totally different jobs, and one does not do both)


Tom

I'm enjoying the technical details of this thread, which nobody seems to have a full grasp of. I'd say in summary:

I'm alright Jack...until I'm not.

[Urs Max]

	Quote:
	I think you've gone a bit too literal there. I presume he means the more general term incorporating banks like BJB, and the private banking areas of CS and UBS, etc.

Perhaps. The term would be private banking. That's up to Capo to demonstrate, supported by a copule trustworthy sources. Until then I take him literally.

	Quote:	Belgianmum
	There is a difference between a Douannier and a Garde Frontière, I suspect Odile is referring to the latter. https://www.ezv.admin.ch/ezv/fr/home...formation.html Although I don’t see the relevance of the last bit as those people would have been checked and had ther passports stamped etc upon entering the Schengen zone and so are entitled to move freely within the zone.

You are right BM, it is a tradition here that they are all called 'douanier' - and we have them in abudance here.

The point is BM, that those that swim or come by small dinghy from Africa to Malta, and on to Sicily, or Africa to Sicily and on to mainland Italy- have NOT come from a Schengen zone...I suspect you have not been to Sicily or Malta recently?

From your link BM:

'Border Guards are engaged on behalf of Switzerland and its inhabitants around the clock - at the border, in the border region, in cross-border trains, on border waters, at airports, and also abroad. Their work is autonomous and varied, and they have close contact with the population and persons from abroad.'

	Quote:
	The point is BM, that those that swim or come by small dinghy from Africa to Malta, and on to Sicily, or Africa to Sicily and on to mainland Italy- have NOT come from a Schengen zone...I suspect you have not been to Sicily or Malta recently?

She's talking about the coloured people, BM. Surely you've seen all the coloured people in Sicily and Malta? They don't come from Europe, do they?

And can you imagine having to line up with them at passport control?!

Tw*t - not biting

but it does take a lot longer .. for sure

	Quote:
	She's talking about the coloured people, BM. Surely you've seen all the coloured people in Sicily and Malta? They don't come from Europe, do they? And can you imagine having to line up with them at passport control?!

How does this work?

[greenmount]

	Quote:
	Greenmount- really you do disappoint me- DB knows full well it is not the 'colour' of the people that it the issue in the 3rd country queue, but that it is often much longer and takes much longer. FMF and DB know that full well too- but like to hit below the belt. That is fine- but you? Sad. And MC too! Many of my neighbours are Customs Officers/Border Guards. They have to regularly go and work in Ticino to check passengers on the trains from Italy. They also check trains from Paris. Because they know that many people who travel from one Schengen country to another, do not come from a Schengen country. We sat next to Americans on the way back from Crete recently. There were also several Japanese students. But fire away...and I shall rise above and not bite ...learning...

Odile, I genuinely believed it is a minor issue, didn't even think of same issues as DB. I can see you are worried about the time lost in queues in such, maybe my experiences weren't that bad so far. I can be "disagreeable" at times but wouldn't imply those things about you. Peace.

[fatmanfilms]

	Quote:	greenmount
	Odile, I genuinely believed it is a minor issue, didn't even think of same issues as DB. I can see you are worried about the time lost in queues in such, maybe my experiences weren't that bad so far. I can be "disagreeable" at times but wouldn't imply those things about you. Peace.

I am amazed an OAP actually worries about a few extra minutes in a queue, they always seem to shop at peak times rather than when people are working.