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  #21  
Old 18.01.2019, 08:40
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Re: UK Pension - Winter fuel payment

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I thought it was called Coal Allowance.



I'm just researching this whole issue now. This document may be relevant for some people living here and approaching UK retirement age: https://www.gov.uk/new-state-pension...rking-overseas. There is even an example of eligibility with only 7 "qualifying years".

Anyway, I'd be interested to know if anyone here has seen their National Insurance contribution history and found big gaps in it due to clerical errors or missing data etc. (i.e. not voluntary opting out) which, if not corrected, could have impacted their future UK state pension. I should have 16 years of contributions and assuming the rules don't change and there has been no big record keeping errors, I will be entitled to such a pension - when the time comes.
Historically I hid have errors which were eventually fixed as I sent copies of my P60's / Tax returns for the relevant years. 78/89/80 were incorrect.
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  #22  
Old 18.01.2019, 09:39
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Re: UK Pension - Winter fuel payment

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In that case, no we haven’t received it.
The Winter fuel payment does not arrive automatically, you have to apply for it. After your application is accepted it is supposed to arrive every year.
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  #23  
Old 18.01.2019, 10:01
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Re: UK Pension - Winter fuel payment

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The Winter fuel payment does not arrive automatically, you have to apply for it. After your application is accepted it is supposed to arrive every year.
We did apply and we received it last year so assumed we would automatically receive it this year too.
Maybe they’re like Serafe and are randomly paying a few people each month?
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  #24  
Old 18.01.2019, 11:23
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Re: UK Pension - Winter fuel payment

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The 10 years of contributions is not the full pension, but I believe is the current rule for part of the pension.
The last time I checked with the government website it said I am going to get 34 pounds per week. Did not mention anything that I will need to work more years...
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Old 18.01.2019, 11:30
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Re: UK Pension - Winter fuel payment

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I think if you retire in the EU the 10 year rule doesn't apply...
In my case I may retire as a Canadian tax resident though so I may need to work for 2 more years in the UK...
The HMRC has a National Insurance/ state pension calculator which projects your pension, tells you how many eligible years and shows any gaps etc. It's possible you need a gov't Gateway account but that's fairly straightforward to obtain. I believe you may need a UK postal address though.

Curley - fuel allowance is not "nanny ". It's to help those who habitually have to choose between food and heating because their incomes are so low. I do personally believe it should be means tested, however.



Edit: Wantone, our posts must have crossed.
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Old 18.01.2019, 11:33
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Re: UK Pension - Winter fuel payment

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The HMRC has a National Insurance/ state pension calculator which projects your pension, tells you how many eligible years and shows any gaps etc. It's possible you need a gov't Gateway account but that's fairly straightforward to obtain. I believe you may need a UK postal address though.

Curley - fuel allowance is not "nanny ". It's to help those who habitually have to choose between food and heating because their incomes are so low. I do personally believe it should be means tested, however.



Edit: Wantone, our posts must have crossed.
I have a gvment Gateway account, I got my estimate when I was still living in the UK. I read that within the European Union the min 10 years do not apply.
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Old 18.01.2019, 11:42
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Re: UK Pension - Winter fuel payment

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I believe you may need a UK postal address though.
Not correct
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  #28  
Old 18.01.2019, 11:57
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Re: UK Pension - Winter fuel payment

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Not correct
I think I did when I sorted mine, but if that's not the case it makes it easier.

Do you have a link?
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  #29  
Old 18.01.2019, 12:26
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Re: UK Pension - Winter fuel payment

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I think I did when I sorted mine, but if that's not the case it makes it easier.

Do you have a link?
https://www.gov.uk/check-national-insurance-record
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  #30  
Old 27.02.2019, 15:15
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Re: UK Pension - Winter fuel payment

So I restored my Skype account, phoned the Pensions people. After only 11 minutes got to speak to a lady with a nice Scottish accent.

She told me they changed the rules this year and they need both my IBAN number and my BIC number. I provided these and she promised the Winter fuel payment would go out tonight

Edit: if you need the phone number 0044 191 218 77 77
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  #31  
Old 27.02.2019, 16:21
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Re: UK Pension - Winter fuel payment

I meant a link that shows you don't need a UK address to get a Gateway ID.
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  #32  
Old 27.02.2019, 16:33
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Re: UK Pension - Winter fuel payment

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I meant a link that shows you don't need a UK address to get a Gateway ID.
I got one & not lived in the UK for over 20 years at the time, used my foreign address which the UK inland revenue were aware of due to correspondence for NI contributions.
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  #33  
Old 27.02.2019, 16:34
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Re: UK Pension - Winter fuel payment

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So I restored my Skype account, phoned the Pensions people. After only 11 minutes got to speak to a lady with a nice Scottish accent.

She told me they changed the rules this year and they need both my IBAN number and my BIC number. I provided these and she promised the Winter fuel payment would go out tonight

Edit: if you need the phone number 0044 191 218 77 77
Since the £ has strengthened you have benefited from the delay!
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  #34  
Old 27.02.2019, 17:42
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Re: UK Pension - Winter fuel payment

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It's to help those who habitually have to choose between food and heating because their incomes are so low. I do personally believe it should be means tested, however.
I agree totally. I am happy not be need to claim for winter heating, so I don‘t
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  #35  
Old 27.02.2019, 17:49
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Re: UK Pension - Winter fuel payment

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I agree totally. I am happy not be need to claim for winter heating, so I don‘t
If you do not want to claim benefits that you have paid for then it is your decision.
In my case, the UK Govt. have taken more than enough money from me over the years so every chance to get something back.....

I always respect virtue signalling
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  #36  
Old 27.02.2019, 18:01
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Re: UK Pension - Winter fuel payment

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Curley - fuel allowance is not "nanny ". It's to help those who habitually have to choose between food and heating because their incomes are so low. I do personally believe it should be means tested, however.
It's not means tested so it's for everyone, presumably it's taxable like the OAP, so wealthier people pay back 45%.
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Old 27.02.2019, 19:51
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Re: UK Pension - Winter fuel payment

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It's not means tested so it's for everyone, presumably it's taxable like the OAP, so wealthier people pay back 45%.
I know it's not means tested. I said I think it should be means tested. Is not taxed.
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  #38  
Old 27.02.2019, 20:17
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Re: UK Pension - Winter fuel payment

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I know it's not means tested. I said I think it should be means tested. Is not taxed.
I think it should be taxable.
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Old 28.02.2019, 07:39
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Re: UK Pension - Winter fuel payment

A question on pension for those that know, is it worth paying the missing years?

Thanks to the 2 links on this thread I know that I have 21 years conrtibuted, missing 14 years and have 16 years left.

Is it worth paying in for the missing 14 years and the next 16 years, assuming that I stay in CH? The predicted pension (starting 2034) is pretty dismal
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Old 28.02.2019, 08:06
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Re: UK Pension - Winter fuel payment

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A question on pension for those that know, is it worth paying the missing years?

Thanks to the 2 links on this thread I know that I have 21 years conrtibuted, missing 14 years and have 16 years left.

Is it worth paying in for the missing 14 years and the next 16 years, assuming that I stay in CH? The predicted pension (starting 2034) is pretty dismal
It's a huge investment return on the money paid, I believe it's still possible to pay Class 2, if you can you should pay 5 back years now before that loophole gets closed. Class 3 is still good value.
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