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Old 16.09.2011, 16:54
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Re: Stockholm to Zürich

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My impression of Switzerland seems pretty accurate, things generally cost more but you actually get some value for it.
no as in Sweden things here are over-priced...no additional value...Swiss-quality is a myth except for watches, chocolate and cheese...
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  #22  
Old 16.09.2011, 17:04
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Re: Stockholm to Zürich

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Well...Making it freely available is not what I'm talking about. In that area I think the Nordics are probably very good, if not the best.

What I'm talking about is the ability to actually get paid.

In Sweden the taxes eat most of your income, now what I'm talking about is pretty tightly coupled with taxes (or socialism if you so want) not really with education.

If I told you that one of the best payed jobs in Sweden is garbage man, would you believe me?

Would you belive me if I told you a construction worker makes more than a mechanical engineer?
Would you belive me if I told you a electrician makes more than an architect?

And in thoose cases I'm talking about income before the taxes kick in.

Another example is this:
A woman I know has a phd and works for a bank, she makes about €5000 - after tax that's €3300.

Her husband makes €3000 - that's €2300 after tax. (Worth adding here is that he also has en education from a university).
as I wrote, if you are single, it's better in Switzerland, but once you start piling up on kids things will even out...the costs of e.g. kindergarten and children appliances are cruel...e.g. I pay 630CHF (4500SEK) for our health insurance each month...
  #23  
Old 16.09.2011, 17:09
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Re: Stockholm to Zürich

Actually a good first start and overview is to buy the book 'Living and Working in Switzerland' which will cover a host of situations and issues (some which you may not have thought of) and refer to prices and guidelines. Maybe go on Amazon or try 'Orelli Fuessli' the english book store in Zurich and try and get a copy. Good luck!
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Old 16.09.2011, 17:42
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Re: Stockholm to Zürich

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- You can deduct your CSN loan
You can deduct the interest on your CSN right?
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Old 17.09.2011, 01:48
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Re: Stockholm to Zürich

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You can deduct the interest on your CSN right?
Is this true? That would be great if that is true!!!
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Old 17.09.2011, 01:59
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Re: Stockholm to Zürich

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Grüetzi mittenand!

There have probably been many hundred threads covering the topic of moving to CH but I'll start a new one...

I'm looking to completely relocate my life to Zürich.

I've been working for 4 years since I left university, I hold a degree from the university of stockholm (masters degree in computer science).

From what I understand and have seen, education is cherished a lot more in Switzerland compared to Sweden (where the taxess eat all your income), is this fact or fiction?

What kind of permits do I need in order to move to Switzerland?
What areas are the best for living? (By best I mean expensive and calm)
What's the deal with insurance?

Any information is appreciated!

Many thanks to you all!
You've already got a lot of good answers from various members. (OSueco, thanks for the CSN tip - need to check into that).

I made the move from Sthlm to Basel 4 years ago, and like it quite a lot - only missing family, friends, proper candy and the water around Sthlm. But not everything is better here, but the days in December are significantly longer - which makes a big difference (at least to me).

My recommendation is to look for a job from Sweden. If you get one the permit part is a breeze - the company usually helps you. If not, it is part of the bilateral agreement between EU and Switzerland to quite easily provide the L- or B-permits to EU citizens. And when you know where you get a job - you can start look into areas where to live. There is plenty of posts on that here on the forum though.

Good luck!
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Old 17.09.2011, 08:50
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Re: Stockholm to Zürich

Oh, and as a Swede, clearly the key benefits of living here is:

- You can buy wine/beer/booze at the grocery store
- You can buy wine/beer/booze at late night booze stores 7 days a week
- You can get a beer with your kebab
- You can walk around town drinking a beer without a) getting arrested or b) being considered an alcoholic.
- You are allowed to drink a beer on your commuter train getting home from work. (with the added benefit of b) above)
- Alcohol is cheaper then in Sweden (in the stores)
- When you leave a pub, you can get your beer to go in a plastic cup
- You can have a drink with your movie at some cinemas
- You can have a much needed beer with lunch at IKEA
- Aperos with Prosecco at work happens 2-3 times / month
__________________
Allthough stated as an absolute truth, 90% of what I post is pure speculation.
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Old 17.09.2011, 11:17
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Re: Stockholm to Zürich

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You can deduct the interest on your CSN right?
you deduct your interest and the your debt is...counted as a....debt
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Old 17.09.2011, 11:18
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Re: Stockholm to Zürich

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Is this true? That would be great if that is true!!!
Did the tax declaration 3 times...no problem, even with the Swedish CSN paper...
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Old 17.09.2011, 11:44
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Re: Stockholm to Zürich

Yes of course you can deduct the interest for CSN loans.

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Is this true? That would be great if that is true!!!
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  #31  
Old 17.09.2011, 11:45
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Re: Stockholm to Zürich

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Oh, and as a Swede, clearly the key benefits of living here is:

- You can buy wine/beer/booze at the grocery store
- You can buy wine/beer/booze at late night booze stores 7 days a week
- You can get a beer with your kebab
- You can walk around town drinking a beer without a) getting arrested or b) being considered an alcoholic.
- You are allowed to drink a beer on your commuter train getting home from work. (with the added benefit of b) above)
- Alcohol is cheaper then in Sweden (in the stores)
- When you leave a pub, you can get your beer to go in a plastic cup
- You can have a drink with your movie at some cinemas
- You can have a much needed beer with lunch at IKEA
- Aperos with Prosecco at work happens 2-3 times / month
An English ex-colleague was living in Sweden for a few months and held a party. The amount of booze he purchased (showing his ID card) led to enrollment in a compulsory alcoholics anonymous course

Sweden is one place we always wanted to move to, hence my attraction to read this thread. Maybe one day.
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Old 17.09.2011, 15:27
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Re: Stockholm to Zürich

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An English ex-colleague was living in Sweden for a few months and held a party. The amount of booze he purchased (showing his ID card) led to enrollment in a compulsory alcoholics anonymous course

Sweden is one place we always wanted to move to, hence my attraction to read this thread. Maybe one day.
Wow, that's even more restrictive than I originally thought. Friend moved from Paris to Stockholm and loves it, but doesn't quite sound the place for me.
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Old 17.09.2011, 16:53
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Re: Stockholm to Zürich

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Yes, I'd believe you as I lived there for a number of years. I had two Master's degrees and, after taxes, my net pay was a pittance and the cost of living was pretty darn high. But, as we all know, nobody lives in the Nordics for the cheap drinks and low taxes....

But, if Switzerland is your top choice on the basis of low taxes, I'd urge you to consider your choice carefully as this isn't Sweden and I'd take a dark, cold winter day there over a day here most of the time due to certain things that you just can't quantify until you're here and unhappy. If you're a woman, married or not, I'd flat out say search elsewhere as it's nowhere near the comfort level of gender equality as the Nordics.
Totally agree with you ! I used to live in Norway, I left there to come to Switzerland...... I went from a country were women are more than equal in every way to a country were women are treated as ....... on a shoe
I was romanced by a myth ...... but I got it totally wrong. Unfortunatley for me it was a very bad choice !
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Old 17.09.2011, 17:07
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Re: Stockholm to Zürich

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as I wrote, if you are single, it's better in Switzerland, but once you start piling up on kids things will even out...the costs of e.g. kindergarten and children appliances are cruel...e.g. I pay 630CHF (4500SEK) for our health insurance each month...
Better to be single in Switzerland ????? Hey you got to be joking ! Give me a Swede anyday ..... the locals sure as hell are not of the same quality as the Swedes!
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Old 17.09.2011, 17:44
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Re: Stockholm to Zürich

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Give me a Swede anyday ..... the locals sure as hell are not of the same quality as the Swedes!
Do you also talk about women in the same tone or do you treat only men as objects?
Just askin...
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  #36  
Old 17.09.2011, 19:32
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Re: Stockholm to Zürich

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you deduct your interest and the your debt is...counted as a....debt
That is ace. And on top of that you can deduct anything remotely work related ,such as business suits and lunches I'm told. Många bäckar små!
  #37  
Old 17.09.2011, 19:35
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Re: Stockholm to Zürich

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An English ex-colleague was living in Sweden for a few months and held a party. The amount of booze he purchased (showing his ID card) led to enrollment in a compulsory alcoholics anonymous course

Sweden is one place we always wanted to move to, hence my attraction to read this thread. Maybe one day.
Haha thats why we go several times a day to stock up, don't wanna get the governments attention! Why do you want to move to sweden? The women? Thats the only thing thats better than Swizerland. Ooops.
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Old 17.09.2011, 19:37
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Re: Stockholm to Zürich

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Better to be single in Switzerland ????? Hey you got to be joking ! Give me a Swede anyday ..... the locals sure as hell are not of the same quality as the Swedes!
+1 one on that.
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Old 18.09.2011, 17:05
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Re: Stockholm to Zürich

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Better to be single in Switzerland ????? Hey you got to be joking ! Give me a Swede anyday ..... the locals sure as hell are not of the same quality as the Swedes!
I meant financially gumman...
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Old 19.09.2011, 11:24
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Re: Stockholm to Zürich

Seems to me this thread got out of control - talking about "jämställdhet" (gender equality). My impression of the Swiss is that they don't tend to be as politically correct as one can get use to in Sweden, and people are actually not frowned upon when having their own oppinion

As many of the posts highlighted there are things that are better i CH, but also things that are better in SE!

You guys have really helped me Hopefully sometime soon I'll jump on a Swissair flight from Stockholm to Zürich without regreting my decision

BTW how has the strength of the CHF impacted daily life? (If it even has had an effect that is...)
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