Go Back   English Forum Switzerland > Living in Switzerland > Introductions  
Reply
 
Thread Tools Display Modes
  #21  
Old 30.03.2012, 20:54
miniMia's Avatar
Forum Legend
 
Join Date: Apr 2007
Location: romandie
Posts: 9,975
Groaned at 101 Times in 92 Posts
Thanked 9,106 Times in 4,522 Posts
miniMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond repute
Re: UK Family of 4 moving to Switzerland

Quote:
View Post
Well, I wouldn't try at Brussels as it's not very cheap.

I didn't come up with "Pay attention not to translate everything to British (e.g. London in this case) standard".

All I would have liked to know was if London is really cheaper than Geneva or than Switzerland.
I said nothing about "standard". I said don't convert (couldn't find the word before) prices back to Sterling (GBP) (or whatever your home currency is actually). It's not useful task. Because salaries are different.

Brussels rentals are MUCH cheaper than Geneva. PS, that was a joke.
Reply With Quote
  #22  
Old 30.03.2012, 22:12
moggy's Avatar
Forum Veteran
 
Join Date: Sep 2010
Location: Thurgau (& London, UK)
Posts: 1,677
Groaned at 10 Times in 10 Posts
Thanked 966 Times in 617 Posts
moggy has a reputation beyond reputemoggy has a reputation beyond reputemoggy has a reputation beyond reputemoggy has a reputation beyond repute
Re: UK Family of 4 moving to Switzerland

Quote:
View Post
He's working in Geneva. How far from there do you think you have to go to get a 130m2 flat for 1000CHF? That's a question right back at you.

Anyway, we can't really compare "Switzerland" to "London".
OP, Ryan, welcome to the forum. As a London born myself, everyone be serious, although I do not know Geneva, from my limited experience the maximum you may expect to find for 1000CHF in either Switzerland or London would be a ''One bedroom apartment" excuse me I speak of size in UK terms.

Ryan for a family of 4, might seem a good idea for you all to live over the border and you to spend much more time to commute. Would suggest you look into the varing tax/health payments implications - I do not know though answers, but do believe it would be worth your while to look into,


good luck to whole family on the move & welcome to the forum
Reply With Quote
  #23  
Old 30.03.2012, 22:31
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 21,376
Groaned at 461 Times in 352 Posts
Thanked 23,091 Times in 11,824 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: UK Family of 4 moving to Switzerland

The OP needs to earn x2 in CHF to a salary in London to 'break even' 5 years ago London was way better paid when the rate was 2.50, rather than todays 1.40.
Reply With Quote
This user would like to thank fatmanfilms for this useful post:
  #24  
Old 31.03.2012, 11:55
Forum Legend
 
Join Date: May 2006
Location: Near Geneva
Posts: 3,216
Groaned at 35 Times in 29 Posts
Thanked 4,162 Times in 1,847 Posts
Anjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond repute
Re: UK Family of 4 moving to Switzerland

Quote:
View Post

Ryan for a family of 4, might seem a good idea for you all to live over the border and you to spend much more time to commute. Would suggest you look into the varing tax/health payments implications - I do not know though answers, but do believe it would be worth your while to look into,
Living in France: Unless his company has a 'special arrangement' with the authorities (very unlikely), income tax, etc. will be deducted at source with the possibility of some refund after filling in both swiss and french tax forms at the end of the financial year. It is possible to get frontalier health cover to allow you to see swiss doctors, probably not a problem for his family as they're not already on any particular doctor's list and the french health system is good and french insurance will be cheaper.
More importantly.... un-employment payments will be based on french rates which aren't anything like as generous as swiss ones. Although there is possibly a cost-of-living allowance if you live in the Zone Franche (border area).

Ryan, you haven't said; do either of you speak french? You might manage without if you're working in an english language environment but your wife will be very isolated.
Reply With Quote
  #25  
Old 31.03.2012, 12:09
Chappers's Avatar
Member
 
Join Date: Oct 2011
Location: Zurich
Posts: 132
Groaned at 1 Time in 1 Post
Thanked 103 Times in 50 Posts
Chappers has made some interesting contributions
Re: UK Family of 4 moving to Switzerland

Quote:
View Post
Just don't "translate" too many of the prices back into GBP. I know that's the natural instinct. But that's not going to help you at all. I'll tell you right now, you will find almost everything much more expensive. Just see what the offer is & how much that will get you IN Switzerland. Not "back home".

Good luck!
I made this very mistake, only moved here (Zurich Canton) at end of November 2011, but was really put off when I arrived. Standing in a store with my phone in hand converting back to UKP on an app, id walk away shaking my head. But, as miniMia says 'don't translate' as its all relative to the salary you get here, once your receiving said salary, 100, 150, 200 etc etc just really doesnt seem that expensive anymore.
Good luck if you decide to make the move, I dont regret it one bit, its a great place.
Reply With Quote
  #26  
Old 02.04.2012, 16:19
Newbie 1st class
 
Join Date: Mar 2012
Location: Geneva
Posts: 19
Groaned at 0 Times in 0 Posts
Thanked 3 Times in 2 Posts
rdgalvin has no particular reputation at present
Re: UK Family of 4 moving to Switzerland

Thanks All! Its good to see such a simple introduction turn into a debate on where is the cheapest place, how to perceive Switzerland and what I can get on a budget. All that said, I am yet to agree to the role, as I am yet to sit down and discuss terms... however, a ballpark figure of how much it costs to live in Geneva PP would help me massively as I can then look to negotiate salary around what is realistic. Like it has been said, I cannot compare to the UK and nor would I wish to as it is now understood most things here are cheap in comparison... thanks to all who welcomed me to the site!!!
Reply With Quote
  #27  
Old 02.04.2012, 17:14
miniMia's Avatar
Forum Legend
 
Join Date: Apr 2007
Location: romandie
Posts: 9,975
Groaned at 101 Times in 92 Posts
Thanked 9,106 Times in 4,522 Posts
miniMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond reputeminiMia has a reputation beyond repute
Re: UK Family of 4 moving to Switzerland

Quote:
View Post
Thanks All! Its good to see such a simple introduction turn into a debate on where is the cheapest place, how to perceive Switzerland and what I can get on a budget. All that said, I am yet to agree to the role, as I am yet to sit down and discuss terms... however, a ballpark figure of how much it costs to live in Geneva PP would help me massively as I can then look to negotiate salary around what is realistic. Like it has been said, I cannot compare to the UK and nor would I wish to as it is now understood most things here are cheap in comparison... thanks to all who welcomed me to the site!!!
That's not really possible as we don't now if you are the tea boy or queen of the world. Plus how much is needed to live PP is much too vague.

Low wages in Switzerland are 55K for a family, average are about 70-75K per family. According to EF if you make under 120K you will die of starvation under a bridge.

I'm sure if they have an office here they already know what the range for that job is.

If you want more of a guestimate, there are plenty of salary calculator threads on here. Go off now little duckling and explore the rest of the forum!
__________________
Reply With Quote
  #28  
Old 02.04.2012, 17:23
Newbie 1st class
 
Join Date: Mar 2012
Location: Geneva
Posts: 19
Groaned at 0 Times in 0 Posts
Thanked 3 Times in 2 Posts
rdgalvin has no particular reputation at present
Re: UK Family of 4 moving to Switzerland

Quote:
View Post
That's not really possible as we don't now if you are the tea boy or queen of the world. Plus how much is needed to live PP is much too vague.

Low wages in Switzerland are 55K for a family, average are about 70-75K per family. According to EF if you make under 120K you will die of starvation under a bridge.

I'm sure if they have an office here they already know what the range for that job is.

If you want more of a guestimate, there are plenty of salary calculator threads on here. Go off now little duckling and explore the rest of the forum!
How well articulated! I am of course the Queen of Sheeba and live only with Silver service!! I shall wait to hear back on my salary, look further into the details of local living and the salary calculators, decide on a couple of target areas to live and then report back in a new thread! Thanks MiniMia for your words of wisdom - this duckling is about to fly the nest...
Reply With Quote
  #29  
Old 02.04.2012, 17:34
Forum Veteran
 
Join Date: Jul 2007
Location: Vaud
Posts: 2,459
Groaned at 175 Times in 122 Posts
Thanked 4,947 Times in 1,902 Posts
Mikers has a reputation beyond reputeMikers has a reputation beyond reputeMikers has a reputation beyond reputeMikers has a reputation beyond reputeMikers has a reputation beyond reputeMikers has a reputation beyond repute
Re: UK Family of 4 moving to Switzerland

Hi Ryan,

1000CHF is too low as people are saying here for monthly rent. if you wish to live in switzerland around that area then for a a family of four even an apartment will be around (I would say) 2500 at least, likely more 3000. I work down the lake past lausanne and the rent here is at that level, and I know it is more expensive in Geneva. Living in France may provide an option.

Each month you will have health insurance (=600 for a family of four approx) to pay as well as your rent.

other expenses go into a big debate but roughly speaking you need to cater for those two major ones at least.
Reply With Quote
  #30  
Old 02.04.2012, 17:46
slammer's Avatar
Forum Legend
 
Join Date: Jul 2009
Location: Lummerland
Posts: 5,334
Groaned at 149 Times in 105 Posts
Thanked 9,292 Times in 3,533 Posts
slammer has a reputation beyond reputeslammer has a reputation beyond reputeslammer has a reputation beyond reputeslammer has a reputation beyond reputeslammer has a reputation beyond reputeslammer has a reputation beyond repute
Re: UK Family of 4 moving to Switzerland

Quote:
]I think Belgium is how far you'll have to go![/B] :P
HA! You godda be kidding me. If it wasn't for the Frutuur and the Bollekes, Slammer would die a horrible death through starvation and dehydration.
Then, 1.80 a liter of petrol, the Slammerjeep has collected a lot of 25 parking tickets, still, parking tickets are cheaper than driving a V8 in downtown Antwerp
Hmm! Methinks moule frites tonight.
Reply With Quote
  #31  
Old 02.04.2012, 17:53
Momus's Avatar
Member
 
Join Date: Sep 2007
Location: Lausanne
Posts: 213
Groaned at 4 Times in 3 Posts
Thanked 102 Times in 42 Posts
Momus is considered knowledgeableMomus is considered knowledgeableMomus is considered knowledgeable
Re: UK Family of 4 moving to Switzerland

I would also suggest coming over before hand to check it out. I know you are not planning to live in Geneva, but the market here is not kind to renters in the city, neither in terms of price or availabilty, and that tends to spill over into the neighbouring areas as well. Also, for a family, I would say that you are doing the right thing to avoid Geneva per se - I don't think it's that friendly to kids ( or adults ) but that's just my opinion.

I think France would be a cheaper option, as you say, especially earning CHF and paying rent in EUR at the moment, but it could easily go the other way. Some firms will set the FX rate for the year when you are a "frontalier" to avoid currency fluctuations.

If you were considering somewhere near Geneva, staying in Switzerland, somewhere along the train line could be nice, just grab a map and follow the train line from Geneva up to Nyon, Gland, Lausanne ( which is a short hop, well under an hour, I think it's about 30 mins? by train ) ... Mont sur Rolle is a nice sleep village but the trains can be once an hour or half hourly, depending.

When I moved here, I had a rental agent look for my according to some set criteria, otherwise I would not have known where to start, especially trying to haggle over rental issues in French. They can be pricey, and I'm afraid I can't recommend anyone since it was a while ago, but you could end up saving money in the long run by getting the place you want, especially since you will be booting the moving costs yourself.

Good luck, if you need any more info on surrounding areas, feel free to message

PS - and welcome - the EF is a great resource, and for social stuff you might want to check out a site called www.glocals.Com which is a great way to meet people and see what's on
__________________
It's not God I have a problem with, it's the fanclub ...
Reply With Quote
This user would like to thank Momus for this useful post:
  #32  
Old 02.04.2012, 17:59
dodgyken's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Democratic Republic Kenistan
Posts: 10,653
Groaned at 280 Times in 231 Posts
Thanked 19,403 Times in 7,402 Posts
dodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond repute
Re: UK Family of 4 moving to Switzerland

The absolute best advice is:

1) Go to google - and have a look at the map of Geneva and surrounding areas.

2) Go to SBB - and enter the name of the village/town - and the destination your office. See how long it takes.

3) Go to homegate.ch - and look for properties in that area.
Reply With Quote
  #33  
Old 02.04.2012, 18:00
GenevaSculler's Avatar
Forum Veteran
 
Join Date: May 2008
Location: Geneva
Posts: 1,251
Groaned at 7 Times in 5 Posts
Thanked 1,033 Times in 534 Posts
GenevaSculler has a reputation beyond reputeGenevaSculler has a reputation beyond reputeGenevaSculler has a reputation beyond reputeGenevaSculler has a reputation beyond reputeGenevaSculler has a reputation beyond repute
Re: UK Family of 4 moving to Switzerland

As previously mentioned, use homegate.ch to give a decent idea of housing prices and you will quickly see that anywhere within realistic commuting distance is going to be a very similar price - I would recommend that you budget 2,500 - 3,000CHF for a decent sized 2/3 bed flat.

Bear in mind that commuting from France into Geneva is not easy, as the public transport systems are not well linked up, and driving with everyone else into Geneva is slow (and expensive to park).

Basic healthcare insurance is around 275CHF per adult and 100CHF per child.

If your wife is working, childcare options are also not simple for example finding a place in a creche can take quite some time, and you may need to look at other options such as a maman du jour.

Whilst that all may sound quite negative, there are many big positives to living in Geneva, especially for an outdoor family life - lakes and mountains are on your doorstep, and Geneva itself is physically small so you can be quickly out in the open air.

In summary if they are offering a sufficiently good salary then I would definitely come and have a good look around.
Reply With Quote
This user would like to thank GenevaSculler for this useful post:
  #34  
Old 02.04.2012, 18:19
Senior Member
 
Join Date: Jan 2012
Location: Anywhere but deadheadland
Posts: 365
Groaned at 9 Times in 7 Posts
Thanked 261 Times in 139 Posts
jonbvn has an excellent reputationjonbvn has an excellent reputationjonbvn has an excellent reputationjonbvn has an excellent reputation
Re: UK Family of 4 moving to Switzerland

OP,

This is how I see living in Geneva - my office here is very close to yours BTW.
  • Salary has to be a minimum of CHF150k per year to make it worthwhile.
  • Realistically, I think living in France is a wise option. Apts this side of the lake are CHF3k plus for a 2 bed.
  • Check out your parking options at work. They may be very limited.
  • A relocation agent is essential IMHO.
  • Parlez vous Francais? Quite important, especially if you become a Frontalier.
Reply With Quote
The following 3 users would like to thank jonbvn for this useful post:
  #35  
Old 02.04.2012, 18:27
Momus's Avatar
Member
 
Join Date: Sep 2007
Location: Lausanne
Posts: 213
Groaned at 4 Times in 3 Posts
Thanked 102 Times in 42 Posts
Momus is considered knowledgeableMomus is considered knowledgeableMomus is considered knowledgeable
Re: UK Family of 4 moving to Switzerland

Quote:
View Post
OP,
[*]Salary has to be a minimum of CHF150k per year to make it worthwhile.
[/LIST]
Totally agreed, especially with children !
Reply With Quote
The following 2 users would like to thank Momus for this useful post:
  #36  
Old 02.04.2012, 18:35
Newbie 1st class
 
Join Date: Mar 2012
Location: Geneva
Posts: 19
Groaned at 0 Times in 0 Posts
Thanked 3 Times in 2 Posts
rdgalvin has no particular reputation at present
Re: UK Family of 4 moving to Switzerland

Jonbvn, thanks for your note. I think as someone who has only spend 2 years in the industry and is moving to Switzerland of my own free will to get the position I want, I will find it hard to secure such a wage. I aim to look at around the 100k CHF per annum, as this appears to be sufficient to support a family of 3-4.

I am seriously considering a move over the French border to significantly reduce my monthly rental cost, but like mentioned earlier - travel logistics are tough and the significant bottle-neck at the bridges could add additional heart ache to my journey. In terms of train-commutable locations, where would you suggest within the realms of Geneva +- 30/45 mins commute?

I need to look into the parking option, and to see whether it would be viable for me to take a vehicle over there, as I would need to register/tax/certify the vehicle after a period of time and I dont truly know my plans for travel.

I speak a little "petite" bit of French, taken from my GCSE's some 9-10 years ago. I can certainly brush up on my French, as this would be of greater importance should I opt to live over the border...

Thanks again for the note!

Ryan
Reply With Quote
  #37  
Old 02.04.2012, 18:37
Newbie 1st class
 
Join Date: Mar 2012
Location: Geneva
Posts: 19
Groaned at 0 Times in 0 Posts
Thanked 3 Times in 2 Posts
rdgalvin has no particular reputation at present
Re: UK Family of 4 moving to Switzerland

Quote:
View Post
Totally agreed, especially with children !
Agreed, but it would be difficult (I think) for me to command such a salary!? What type of position/level would you expect to be at to command such a rate... as I am only 2-3 years into my career. Allbeit that I work for a multinational investment bank in technology, I dont see such an offer being made... :-(
Reply With Quote
  #38  
Old 02.04.2012, 18:48
Senior Member
 
Join Date: Jan 2012
Location: Anywhere but deadheadland
Posts: 365
Groaned at 9 Times in 7 Posts
Thanked 261 Times in 139 Posts
jonbvn has an excellent reputationjonbvn has an excellent reputationjonbvn has an excellent reputationjonbvn has an excellent reputation
Re: UK Family of 4 moving to Switzerland

Quote:
View Post
Jonbvn, thanks for your note. I think as someone who has only spend 2 years in the industry and is moving to Switzerland of my own free will to get the position I want, I will find it hard to secure such a wage. I aim to look at around the 100k CHF per annum, as this appears to be sufficient to support a family of 3-4.
On CHF100k you will really struggle. IMHO, that it a show stopper and I would suggest you reconsider.
Reply With Quote
The following 3 users would like to thank jonbvn for this useful post:
  #39  
Old 02.04.2012, 18:52
GenevaSculler's Avatar
Forum Veteran
 
Join Date: May 2008
Location: Geneva
Posts: 1,251
Groaned at 7 Times in 5 Posts
Thanked 1,033 Times in 534 Posts
GenevaSculler has a reputation beyond reputeGenevaSculler has a reputation beyond reputeGenevaSculler has a reputation beyond reputeGenevaSculler has a reputation beyond reputeGenevaSculler has a reputation beyond repute
Re: UK Family of 4 moving to Switzerland

Agreed, the salary you mention is much more in line with your stated experience. With two kids that will be quite hard. The problem is that 30-45 mins commute inside Switzerland means out towards Morges or Lausanne, and the prices there are really not much cheaper - the only way to save significant money on rent is to make your commute significantly more difficult than most other people are prepared to put up with.

Is your wife planning to work once your baby has reached creche age? Dual incomes will make a big difference.
Reply With Quote
  #40  
Old 02.04.2012, 19:19
Forum Legend
 
Join Date: May 2006
Location: Near Geneva
Posts: 3,216
Groaned at 35 Times in 29 Posts
Thanked 4,162 Times in 1,847 Posts
Anjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond repute
Re: UK Family of 4 moving to Switzerland

Quote:
View Post
Jonbvn, thanks for your note. I think as someone who has only spend 2 years in the industry and is moving to Switzerland of my own free will to get the position I want, I will find it hard to secure such a wage. I aim to look at around the 100k CHF per annum, as this appears to be sufficient to support a family of 3-4.

I am seriously considering a move over the French border to significantly reduce my monthly rental cost, but like mentioned earlier - travel logistics are tough and the significant bottle-neck at the bridges could add additional heart ache to my journey. In terms of train-commutable locations, where would you suggest within the realms of Geneva +- 30/45 mins commute?

I need to look into the parking option, and to see whether it would be viable for me to take a vehicle over there, as I would need to register/tax/certify the vehicle after a period of time and I dont truly know my plans for travel.

I speak a little "petite" bit of French, taken from my GCSE's some 9-10 years ago. I can certainly brush up on my French, as this would be of greater importance should I opt to live over the border...

Thanks again for the note!

Ryan
It is possible to live perfectly well in Geneva on 80-100,000chf if you find a reasonably priced place to live. Which will almost certainly be a flat, not a house. It's the norm here and is perfectly fine with small children, just takes a bit of getting used to.
The hard part will be finding the flat and it really is a huge problem here at the moment so you must ask for help from your company, for me I think that would be a deal breaker.

You really should restrict your search to south of the lake (I gave you a possible search area earlier), getting a train in from up the north side and then attempting to cross town by bus to Route de Florissant will take forever. Doing that journey in a car would be a nightmare, it'll be bad enough if you use a car coming from the south side, but at least there are no bridges to cross if you're coming in from there.

Parking will be a concern, especially at work (a lot of places restrict their allocation of spaces to 'encourage' workers to use public transport, which is fine if you're living in the city, but can be tricky if you're having to use a car to get in from a small village somewhere out in the sticks)!
There are a lot of places being built along the Route National past Saint Julien on the french side ((Viry, Valleiry) which are on the D bus route with a change in Saint Julien to take you into Geneva. Otherwise you could P+R, but the demand for spaces there out-strips supply.

Brush up that 'petite' bit of french, but I'm more concern as to whether your wife speaks it or not to be honest as she's the one that'll be stuck at home with the children. Happened to me (a few centuries ago admittedly) and it wasn't fun.

Anyway, come over for your interview armed with a list of questions, and search on here and glocals. A lot of info on both sites.
Reply With Quote
This user would like to thank Anjela for this useful post:
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Transfer of Jurisdiction from UK Family Court to Switzerland. Upthehatters2008 Family matters/health 45 05.07.2013 00:51
Family moving from the Uk to St Gallen Debs1981 Introductions 4 25.04.2012 13:19
Family of 4 moving to Luzern Relocating_Family Housing in general 11 04.01.2012 10:53
Family of 4 moving to Zurich virgocouple Housing in general 16 26.12.2011 20:38
Irish family moving to Switzerland Andilek Introductions 35 12.07.2007 21:51


All times are GMT +2. The time now is 04:11.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2022, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0