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Old 13.07.2008, 13:00
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Hello, help us decide if we can move to Switzerland?

hello,
we are a family of 5 (kids are 10, 8 and 5 years old) currently living in Brittany, France; we're living on one salary and, believe me, even if the salary is quite OK, it's almost impossible to keep up and very hard to get a second income if you don't speak fluent French (as is the case). Suddenly we have a good opportunity to relocate in Zürich with a very good job and one interesting salary income, however we have a difficult decision as we have a congenital heart case in one of our kids that will for sure need surgeries, all covered in France, but that could change drastically living in Switzerland. Another thing is our kids are fluent in French and English and a little Spanish but not a word in German. I guess Zürich's international atmosphere would help to have better chances to get a second income than that one in Brittany. We don't have too much time to loose taking the decision. We would very grateful on any advice and experience on these matters.
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Old 13.07.2008, 13:17
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Re: decisions to take

I'd say post another thread in Insurance and ask the specific question there.

Health insurance is something you pay yourself here and you are wise to check. I can also give you an English-speaking insurance contact if you need to bounce off someone in the business.
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Old 13.07.2008, 13:18
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Re: decisions to take

Good morning and Welcome to the Forum.
With the complete lack of information about qualifications etc. it is very difficult to judge how hard it would be to acquire a second income here. Many jobs, as you can see if you look through the Threads, need German. It is also clear from the Threads that childcare in Switzerland is comparatively hard to find and also expensive. The school system doesn't encourage both parents to work.
The children would probably cope with the language problem Ok - often help is given through the schools. Medical problems are in another league.
I cannot help you further but there are others in the Forum with more experience in these things. You may well get posts from them. I suggest though, that you look through the posts already in the Forum to give yourselves more basic knowledge of the difficulties involved. Post specific questions in the appropriate areas afterwards.
Hope all goes well.
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Old 13.07.2008, 14:28
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Re: Hello, help us decide if we can move to Switzerland?

Thank you both for your advice, I'll move on into more specific forums then
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Old 13.07.2008, 15:18
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Re: Hello, help us decide if we can move to Switzerland?

Look for posts by Jenny in the family section (you can do this with the search function); I remember vaguely that if you just have basic coverage you cannot be excluded for cover on preexising diseases.

So this type of heart disease should be covered; also, basic insurance here is very good compared to most EU countries; they cover almost everything (especially serious problems), but you pay 10% of the costs up to a maximum. I think this max is 700 CHF per year, but you would have to check in more detail if the same amount applies to every company, and for a child, or a family, etc. You could try pm'ing Jenny and check out the faq under www.comparis.ch, go to medical insurance first, and create some free offers for your family so you can budget premiums already.

Could your family live of this income you are offered? (without counting on 2 incomes?) If so, I wouldn't see major problems in the move, as you have more chance in Zurich than in the rest of Switzerland getting that second job. Good luck whatever you do
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Old 13.07.2008, 17:11
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Re: Hello, help us decide if we can move to Switzerland?

I appreciate your advice, sounds encouraging
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Old 13.07.2008, 17:20
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Re: Hello, help us decide if we can move to Switzerland?

Muze7,
I am new in here, I can't seem to get to Jenny anywhere, would you mind giving me a hint? Thanks in advance
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Old 13.07.2008, 17:29
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Re: Hello, help us decide if we can move to Switzerland?

Hi Tomate

Here's the link to jenny's profile

http://www.englishforum.ch/members/610-jenny.html

Good Luck
Nats
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Old 13.07.2008, 17:45
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Re: Hello, help us decide if we can move to Switzerland?

You have no problems with pre-existing conditions. See this thread.
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Old 14.07.2008, 15:41
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Re: Hello, help us decide if we can move to Switzerland?

thanks NatsBrit, she was very kind...we're looking into that
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Old 17.07.2008, 13:11
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Re: Hello, help us decide if we can move to Switzerland?

Hi,
Could you live in France, jut over the basel border so that you're in the French healthcare & education system but able to benefit from the Swiss wages and job opportunities? A lot of us do it and the commute is only a 50 minute train journey!
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Old 17.07.2008, 13:52
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Re: Hello, help us decide if we can move to Switzerland?

Hi there

Good luck with your move, obviously a difficult time but once you sort the insurance issues healthcare cover here is so excellent.

There are a couple of OUTSTANDING congenital heart disease cardiologists in Zurich - at the University Hospital and elsewhere in the city - in fact they are pretty well known names throughout the medical world.

As far as cardiology in Switzerland goes, Bern has the top cardiologists, then Zurich, then Geneva/Lausanne too.

My husband (a cardiologist) has spent some time working on adult CHD issues - it's amazing what is and can be done nowadays, the prognosis is so good compared to a few years ago.
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Old 19.07.2008, 09:45
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Re: Hello, help us decide if we can move to Switzerland?

hello Sarahw,
I have been looking into this because obviously I wouldn't be able to afford a private surgery option; this is something that scares me about moving. I have been told through the health system and my obligatory insurance I shouldn't care about it.
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Old 19.07.2008, 09:47
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Re: Hello, help us decide if we can move to Switzerland?

hi Set,
that is an option I have thought about, I lived in Basel some years ago and that I learnt that was usual. How does it go about with the taxes, the migratory dept. and all that?
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Old 19.07.2008, 10:51
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Re: Hello, help us decide if we can move to Switzerland?

Do you pay taxes in France or CH?
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Old 19.07.2008, 18:28
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Re: Hello, help us decide if we can move to Switzerland?

You seem to all make the move without hesitation, my wife is quite fearful abut not speaking a word of German. Are there many german speakers amongst you?
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Old 19.07.2008, 18:41
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Re: Hello, help us decide if we can move to Switzerland?

What about migratory status? When we arrived to Canada we had a working permit; to get to all the "citizens' rights" (credits for house, social security, etc.) you need to get to the next level: landed immigrant. The social security told us we would be to expensive for the system with my daughter's heart case...we moved to France and as we entered the country we became part of the system, we bought a house, car, got social security without questions had 2 surgeries, etc. How does it go in Switzerland? Has anybody been in France with a health problem and moved to CH smoothly?
I have had wonderful advice and direction from Jenny Goodwin, she has the best disposition, thank you Jenny
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Old 19.07.2008, 20:06
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Re: Hello, help us decide if we can move to Switzerland?

i have been here 13 plus years and I would recommend you stay in France. Everything is alot more expensive here, including health insurance, food, rent, private schooling, which your kids will need if they don't speak german in zurich. When I first came here without german, pffff, forget it, nobody wanted to speak to me. I think your family will be miserable here in this country. They are NOT very foreigner friendly not to mention NOT children friendly either. If I could choose, I would move to France,Spain or Italy where the people are open and friendly. Good luck whatever your decision.
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Old 19.07.2008, 21:14
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Re: Hello, help us decide if we can move to Switzerland?

hi, my family moved to switzerland when i was 11, my brother was 9 and my sister 6. we din't speak a word of german either. we went to public schools and got great help. my mother talked to the school first. we had extra german lessons at the school, for free. the teachers were great and helped us. we started speaking german within a short time. we didn't need a private school. yes were we thrown in at the deep end, but we have absolutly no regrets. we made friends quickly and loved it, even though i was quite shy. kids pick up the language really quickly. i think switzerland is a great place to live and a great place for kids!
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Old 17.08.2008, 21:33
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Re: Hello, help us decide if we can move to Switzerland?

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Hi,
Could you live in France, jut over the basel border so that you're in the French healthcare & education system but able to benefit from the Swiss wages and job opportunities? A lot of us do it and the commute is only a 50 minute train journey!
hello Set,
I've been looking into things, there's a document covering the situations about border workers between France and Switzerland, however it seems to apply to certain cantons where ZH is not included, have you got any idea about this?
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