Go Back   English Forum Switzerland > Living in Switzerland > Introductions  
Reply
 
Thread Tools Display Modes
  #1  
Old 16.05.2018, 17:29
Newbie 1st class
 
Join Date: May 2018
Location: Zurich
Posts: 26
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 5 Posts
SJLPHI has no particular reputation at present
PhD in Zurich from Canada

Hello,

my name is Steven and I am going to be moving to Zurich in September to start working as PhD candidate in the physics department. I am currently finishing up my Masters Degree in Ottawa, ON, Canada and I have not yet been to Zurich. I did spend 2 months in Geneva/CERN last summer and absolutely loved my experience there.

However I did not get a full extent of experience in living conditions in Switzerland because I stayed in France(Saint Genis-Poully) and my Canadian institute covered everything including rent and per diem.

In Zurich, my nominal salary is 47,040chf and I've been doing some research about the cost of living and etc. I am planning to live in the outskirts of the city, and will likely going to be trading my car in Canada with my friend's car who is currently living in Geneva. I am also planning to arrive with my wife and she is a French citizen.

There are several questions I would like to ask the people who live there. I would appreciate it greatly if I could get in contact with anyone from the area.

Thank you
-SJL
Reply With Quote
  #2  
Old 16.05.2018, 17:55
Newbie
 
Join Date: Apr 2018
Location: USA currently
Posts: 9
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
bruiny has no particular reputation at present
Re: PhD in Zurich from Canada

Hi Steven,
welcome aboard.
I'm currently ongoing interviews for Switzerland. I'm thinking of going for my PhD sometimes after I arrive.

Have fun in Switzerland.
Reply With Quote
  #3  
Old 16.05.2018, 18:52
vostok4's Avatar
Member
 
Join Date: May 2013
Location: Dietikon
Posts: 198
Groaned at 3 Times in 2 Posts
Thanked 133 Times in 77 Posts
vostok4 has earned the respect of manyvostok4 has earned the respect of manyvostok4 has earned the respect of many
Re: PhD in Zurich from Canada

There are lots of people from the Zurich area, or who have lived there, on these forums. Just ask your questions, good luck and enjoy Switzerland.
Reply With Quote
  #4  
Old 16.05.2018, 19:59
Medea Fleecestealer's Avatar
Forum Legend
 
Join Date: Jul 2011
Location: Misery, but not the SoT one
Posts: 19,625
Groaned at 356 Times in 271 Posts
Thanked 14,373 Times in 8,264 Posts
Medea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond repute
Re: PhD in Zurich from Canada

Welcome to the forum and soon to Switzerland. There's lots of useful info/links in the various sticky threads so have a look at those first and see if your questions are already answered.

I'd also suggest you get hold of a copy of "Living and Working in Switzerland" by David Hampshire. It's full of useful info for both before and after you move. You can order it from your local bookshop or via the internet.

First thing you need to do is check how swopping cars would work here. Cars have to be registered in the canton their owner lives in so if your friend is moving out of the country you may need to re-register it in Zurich with the various attendant costs plus car insurance of course.
Reply With Quote
  #5  
Old 16.05.2018, 22:38
Newbie 1st class
 
Join Date: May 2018
Location: Zurich
Posts: 26
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 5 Posts
SJLPHI has no particular reputation at present
Re: PhD in Zurich from Canada

Thank you everyone,

I have been reading some encouraging and discouraging threads so far.

In particular I am concerned about the cost of living for the two of us, and the potential scamming. We both currently live without TV, we do not go out to restaurants often(we instead play music together), and most of our cost will be spent on residence and groceries.

From what I read online, I cannot find any place for rent in September. Most of the decent rental locations seem to be only available until Sept 30 awaiting for demolition and some place ask for a share of ~10,000chf which is not a totally new concept to me since these do exist in South Korea(I am originally from Korea) but I would want some clarification for these.

What do these property shares represent? Is this regular in Zurich? Also, is there a reason that the online market completely lacks rental properties only available for June and July? I would like to prepare, and have a place to live starting on day 1 or earlier.

Furthermore, there are a lot of information that I am hoping to get from the University since I've read that they are going to be working on my VISA and accidental health care insurance. I am going to ask them further about the spousal rights.

I am also going to be learning the Swiss-German. Likely through my University. Learning a new language is something that I've done before. I speak English, Korean and a little bit of Canadian French. Also my wife speaks French, English and Spanish and we are both eager to learn German+Swiss German.
Reply With Quote
  #6  
Old 16.05.2018, 22:41
Newbie 1st class
 
Join Date: May 2018
Location: Zurich
Posts: 26
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 5 Posts
SJLPHI has no particular reputation at present
Re: PhD in Zurich from Canada

I should also mention we are aiming to come well supplied in terms of electronics and clothing to last until the next point we return to Canada(near December) to bring more provisions.

We are hoping to almost exclusively contain our living cost to food and rent for the first year.

I've read that this is "doable" but not too comfortably.
Reply With Quote
  #7  
Old 17.05.2018, 06:55
roegner's Avatar
Forum Legend
 
Join Date: May 2011
Location: Zurich
Posts: 7,777
Groaned at 279 Times in 228 Posts
Thanked 8,290 Times in 4,183 Posts
roegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond repute
Re: PhD in Zurich from Canada

Quote:
View Post
I should also mention we are aiming to come well supplied in terms of electronics and clothing to last until the next point we return to Canada(near December) to bring more provisions.
As long as you remember that afaik voltage in Canada is different from what we have in Switzerland.
Reply With Quote
  #8  
Old 17.05.2018, 08:41
Medea Fleecestealer's Avatar
Forum Legend
 
Join Date: Jul 2011
Location: Misery, but not the SoT one
Posts: 19,625
Groaned at 356 Times in 271 Posts
Thanked 14,373 Times in 8,264 Posts
Medea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond repute
Re: PhD in Zurich from Canada

You need to factor in health insurance for both of you as well which could be around 300-400 a month each depending on what options you choose. Play around with this:

www.comparis.ch

The way Swiss health insurance works is that you select a franchise of between 300 and 2,500 francs. The lower the franchise, the higher your premiums and vice versa but whatever figure you choose is what you'll pay before the health insurance kicks in. So if you choose 2,500 then you have a medical bill for 245 then you pay that 245, not the insurance company. Once your franchise is used up then the health insurance picks up 90% of any bills, you pay the remaining 10% (part quote in French). This applies for the next 7,000 francs worth of cover (your share 700 francs 10%). After that the health insurance picks up everything - until it all goes back to square one at the start of the next year.

Most rentals will be looking for long term renters, but you can find some that are for shorter periods. Quite often people have to use temporary accommodation before finding a permanent place so be prepared for that.

www.immoscout24.ch
www.immostreet.ch
www.homegate.ch
www.home.ch

Private rentals, i.e not through an agency:

www.petitesannonces.ch
www.anibis.ch

Be prepared to put down 3 months' rent as a deposit and make sure this goes into a special rental deposit account.
Reply With Quote
  #9  
Old 17.05.2018, 10:26
Senior Member
 
Join Date: Jul 2014
Location: VD
Posts: 275
Groaned at 35 Times in 23 Posts
Thanked 231 Times in 109 Posts
bugger has become a little unpopular
Re: PhD in Zurich from Canada

He can get swisscare for 100f/m with a deductible of 300f
Reply With Quote
  #10  
Old 17.05.2018, 10:32
Medea Fleecestealer's Avatar
Forum Legend
 
Join Date: Jul 2011
Location: Misery, but not the SoT one
Posts: 19,625
Groaned at 356 Times in 271 Posts
Thanked 14,373 Times in 8,264 Posts
Medea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond repute
Re: PhD in Zurich from Canada

That'll help. Couldn't remember if they still covered PhD's.
Reply With Quote
  #11  
Old 18.05.2018, 05:27
Newbie 1st class
 
Join Date: May 2018
Location: Zurich
Posts: 26
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 5 Posts
SJLPHI has no particular reputation at present
Re: PhD in Zurich from Canada

Most of our electronics are really laptop with exchangeable power adapter plugs for 50/60HZ 110~220V and rest of it off of the USB.

I think I can best say I am scared of the financial situation.

Living off of 47,040 chf nominal, split in 12 months and 20% on tax leaves me with
3136chf - ~1500chf on rent
1636 - ~400chf on health care
~1236chf for living for 2. I do have some savings for 3 months deposits. I also wanted to ask

the 3 months deposit, how does that work? Does some that money go toward the first month's rent?
Reply With Quote
  #12  
Old 18.05.2018, 06:55
roegner's Avatar
Forum Legend
 
Join Date: May 2011
Location: Zurich
Posts: 7,777
Groaned at 279 Times in 228 Posts
Thanked 8,290 Times in 4,183 Posts
roegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond repute
Re: PhD in Zurich from Canada

Quote:
View Post
the 3 months deposit, how does that work? Does some that money go toward the first month's rent?
Sorry, no.

Edit: you could issue a guarantee instead, check here on the forum how that is done? No idea about the cost involved

Last edited by roegner; 18.05.2018 at 07:36.
Reply With Quote
  #13  
Old 20.10.2018, 23:04
Newbie 1st class
 
Join Date: May 2018
Location: Zurich
Posts: 26
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 5 Posts
SJLPHI has no particular reputation at present
Re: PhD in Zurich from Canada

Hello,

I just wanted to leave an update.

Monthly salary in my pocket is about 3200chf. KVG is investigating whether if my 123chf/month swisscare insurance is adequate. My wife is with a local insurance company which is costing approx 450chf.
3200
-123
-450
-400 = 4 x 100chf weekly grocery budget, it is realistic for the two of us.
-180 = 2 x 85chf on busspass in zone 110
-1090 = woko/ ethz-uzh PhD housing double occupancy.
=957chf in bank account each month after having spent money for the bare essentials.

There will be registration fee at the University each semester for about 300 chf.

It seems that at least for now, we're doing okay. We will be moving out as soon as my wife gets a job, or my external scholarship from Canada comes into effect and we've saved up enough for the deposit/move and etc.
Reply With Quote
The following 2 users would like to thank SJLPHI for this useful post:
  #14  
Old 21.10.2018, 00:12
cannut's Avatar
Forum Legend
 
Join Date: Jul 2008
Location: canada
Posts: 6,677
Groaned at 179 Times in 139 Posts
Thanked 5,851 Times in 3,218 Posts
cannut has a reputation beyond reputecannut has a reputation beyond reputecannut has a reputation beyond reputecannut has a reputation beyond reputecannut has a reputation beyond reputecannut has a reputation beyond repute
Re: PhD in Zurich from Canada

Quote:
View Post
I should also mention we are aiming to come well supplied in terms of electronics and clothing to last until the next point we return to Canada(near December) to bring more provisions.

We are hoping to almost exclusively contain our living cost to food and rent for the first year.

I've read that this is "doable" but not too comfortably.
Hockey stick includes ?
Reply With Quote
This user would like to thank cannut for this useful post:
  #15  
Old 21.10.2018, 00:19
Newbie 1st class
 
Join Date: May 2018
Location: Zurich
Posts: 26
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 5 Posts
SJLPHI has no particular reputation at present
Re: PhD in Zurich from Canada

Haha, I'm not THAT Canadian. I hate maple syrup and I don't watch hockey.
Reply With Quote
  #16  
Old 21.10.2018, 00:25
araqyl's Avatar
Forum Veteran
 
Join Date: Jul 2008
Location: Zurich, West-side
Posts: 1,593
Groaned at 6 Times in 5 Posts
Thanked 702 Times in 402 Posts
araqyl has a reputation beyond reputearaqyl has a reputation beyond reputearaqyl has a reputation beyond reputearaqyl has a reputation beyond reputearaqyl has a reputation beyond repute
Re: PhD in Zurich from Canada

Belated welcome to the forum, looks like you've got everything sorted! Great to see, and I hope you enjoy your time in Switzerland.
Reply With Quote
This user would like to thank araqyl for this useful post:
  #17  
Old 21.10.2018, 00:49
Newbie 1st class
 
Join Date: May 2018
Location: Zurich
Posts: 26
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 5 Posts
SJLPHI has no particular reputation at present
Re: PhD in Zurich from Canada

Thank you araqyl, but I am still figuring out my residence permit. I did my biometry this past week, and they were asking about the income/employment for my wife. I am also sorting out my health insurance. Right now KVG will be deciding whether if Swisscare is good enough.
Reply With Quote
  #18  
Old 21.10.2018, 11:25
Forum Veteran
 
Join Date: Oct 2009
Location: Switzerland
Posts: 830
Groaned at 26 Times in 18 Posts
Thanked 994 Times in 352 Posts
Pather has a reputation beyond reputePather has a reputation beyond reputePather has a reputation beyond reputePather has a reputation beyond repute
Re: PhD in Zurich from Canada

450 for health insurance is quite high, I would can check for a cheaper option.

400 for groceries per month for 2 people is not realistic, even if you shop at Aldis and Lidl.

Renting contracts begin usually, March, June and September. Try looking for a commune, it will help with your budget.

All the luck
Reply With Quote
  #19  
Old 21.10.2018, 11:31
Newbie 1st class
 
Join Date: May 2018
Location: Zurich
Posts: 26
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 5 Posts
SJLPHI has no particular reputation at present
Re: PhD in Zurich from Canada

Hi Pather,
We actually have been living off of 100 chf/week. It is not "realistic". It is real and fact. The ~450 in health insurance only for my wife is with a nice/premium with 300chf franchise. I don't want to cheap out on her health.

Also, when we move out. We want our own flat. Not a commune, but thank you for the advice.
Reply With Quote
This user would like to thank SJLPHI for this useful post:
  #20  
Old 12.11.2018, 00:21
Newbie
 
Join Date: Aug 2018
Location: basel
Posts: 6
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
cjcm has no particular reputation at present
Re: PhD in Zurich from Canada

Hey welcome to switzerland.

Knowing the academic industry, i can say that your phd support sounds appropriate.

One tip i was told that can help with rental housing is being prompt to reply and show keen interest and supply the owner with something like a cv saying more about you. Make it a little more personable than a job letter of interest. A married phd student in an employable field will advertise you well to an owner.

The university likely has some temp housing but there are usually waiting lists. Try to get on them.

Chase the basics first a temp address and then get to know where you would set up. Or just dive in and commit. Depends on your personality. Then aystematically get your residence in zurich ready so you can get the bank account in time for first month pay. Usually sometime after the twentieth of the month. For basic banking most banks seem similar, and there is also postfinance with die post. But ask around.

Then get liability insurance, and contents if u care for it, then health. Liability is important in case you damage someones property, for example water damage in an apartment or bumping into someone and their phone smashes. I belueve you have three months to get health care sorted. If you make an initial inquiry witha company then u should be covered with the basics and then lock in a plan that suits you. Some companies only operate in certain languages.

Expect bills for each item, like residence permits, everytime you change address, for each person.

A lot of bills can be paid online once your account works. There are poata on here about doing so.

If you travel to Lausanne let me know if you think it shares similarities with Ottawa. Ive mentioned this a few tines to people so itd be fun to hear another opinion.

Have funand best of luck in your studies!
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Hello from Calgary, Canada - Moving to Zurich in May Cygnet Introductions 9 18.02.2015 10:16
Moving from to Zurich from Canada Mylo Daily life 8 13.02.2015 09:29
From Canada to Zurich jtwenger Introductions 5 09.03.2014 23:24
New in Zurich from Quebec, Canada markval Introductions 5 19.09.2011 13:17
Working permit with a PhD from ETH Zurich vlad_island Permits/visas/government 16 26.03.2011 19:07


All times are GMT +2. The time now is 18:33.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2019, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0