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  #61  
Old 03.10.2016, 21:32
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Re: Best country to retire

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Wow. Some really good suggestions, and great ideas.

...

Most likely scenario is that the OH decided for me and we went back home
psst, come here... listen carefully.

You fiddle all the thermostats and thermometers in the car and the house so that they show the temperature 5 Degrees higher than actual, do this now.

Whenever she says "It's cool in here." you walk over and look at the thermostat/thermometer and say "No, it's 24 Degrees, shall I turn the heating up?"

If you do this cunningly enough she will be a full 5 Degrees off by the time you reach retirement. When she says "I want to go home" all you need to do is show her the average temperature there, compared to, say Nice, or the Canary Islands.

If she figures it out she will kill you and you will spend your retirement in a deep freezer, but marriage is like that.
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  #62  
Old 03.10.2016, 22:05
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Re: Best country to retire

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Really? You must have missed the thousands of posts of people who gave good and relevant information, spent time searching for solutions and helped actively.
I was being positive. Most of the posts on this thread are useful and not sarcastic or ironic. That is a first.
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  #63  
Old 04.10.2016, 17:35
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Re: Best country to retire

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I am 55 and would like to retire at 58. I have about a million in liquid funds (including apartment, although that is strictly not liquid) and another half a million plus in my retirement fund.

I think me and the wife will get CHF 3000.00 per month from the CH government, plus another CHF 1000.00 from my country of origin (I have been in CH for almost 20 years) once we hit 65. Not sure what I get from my retirement fund.

I do not want to retire in Switzerland. Should I move to Italy, Spain, Romania, Germany, France or even the UK? Fiji? Ecuador?

I assume CHF 50K a year is quite comfortable in most countries?

As you can see from my open ended question, I have no clue, and just started thinking about this the day before yesterday.
In Europe Italy, Spain, and Greece would be good candidates. You can live very comfortably in all these countries with CHF 50k/year. I am not familiar with the healthcare in Greece but in northern Italy it's good, as well as in Spain.

Having lived in South America I'm not so sure that Ecuador is a good place to retire. Do a research on Costa Rica, it's well known for offering a good quality of life, nice weather, and safety.

Also do a research on Mexico. I have never lived there but three of my friends, coincidentally all french, lived there and simply loved it.

Have you thought about the US? Plenty of good places to retire depending on your weather preferences. If you like nature, don't mind cold winters, and prefer to be a bit more isolated, Vermont is very nice. If you prefer a decent weather all year round, Florida is good.

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Side question, did you made 1mil CHF in 20 years? Congratulation!
1mil CHF in 20 years in CH is not difficult to achieve if you invest wisely. Take advantage of compound interests!

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That is exactly what I have been doing. Ecuador is top of the list, but I am not an American. Thought I would throw this out to the English forum and see how much battering I would get
WTF Ecuador has to do with not being American?

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For me it will be Berlin. Great city, lots of cultural things to do, living on the outskirts of the city allows me to go for nice walks at the lakes and in the forests. And I hope to fullfil my dream of going back to university.

Downside is definitely the tax system...............
I loved Berlin, awesome city, but the the cold months there are terrible! Well, I think it depends on what you are used to...
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  #64  
Old 04.10.2016, 18:37
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Re: Best country to retire

From the experts! How'bout a college town?
http://www.aarp.org/work/retirement-...to.html#slide1
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  #65  
Old 04.10.2016, 19:09
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Re: Best country to retire

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If you like nature, don't mind cold winters, and prefer to be a bit more isolated, Vermont is very nice.
Vermont, specifically Lake Champlain, is on my list. Mostly because I've fallen in love with the pictures. No idea if the reality comes anywhere close.

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From the experts! How'bout a college town?
http://www.aarp.org/work/retirement-...to.html#slide1
A college town can be a great choice; one of those on my list is Bloomington IN, believe it or not. (Penance for not having returned to the Hoosier fold while the ILs were still alive.)

A university town means that a wide range of cultural events are available that otherwise might only be found in a larger city. Lots of opportunities to keep your mind active.

Only issue with a college town is the 'town and gown' thing - where will you fit in?
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  #66  
Old 04.10.2016, 19:13
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Re: Best country to retire

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Vermont, specifically Lake Champlain, is on my list. Mostly because I've fallen in love with the pictures. No idea if the reality comes anywhere close.



A college town can be a great choice; one of those on my list is Bloomington IN, believe it or not. (Penance for not having returned to the Hoosier fold while the ILs were still alive.)

A university town means that a wide range of cultural events are available that otherwise might only be found in a larger city. Lots of opportunities to keep your mind active.

Only issue with a college town is the 'town and gown' thing - where will you fit in?
Who knows! But at least the beer and night life will be cheep!
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  #67  
Old 04.10.2016, 19:29
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Re: Best country to retire

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Who knows! But at least the beer and night life will be cheep!
Quiet summers, half price wings on Thursday nights, short lines at the geriatric clinics, endless supply of poor students for yard work, shovelling snow, a decent bookstore...
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  #68  
Old 10.10.2016, 17:52
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Re: Best country to retire

I would consider ten, twenty or more years into the future after retirement.

By this, I mean the long term state of the economy, local trends in healthcare budgets, socio-political upheaval in the future, your right to even live there, and so on. Just as you want to avoid living in a country where healthcare will effectively be a distant memory due to cutbacks, you might actually want to avoid living anywhere that will end up having a boom - pushing the cost of living up.

Of course, in most cases we don't have a clue what will happen, but there are some signs in some cases that should make people think twice - Spain could well be a political and economic clusterf**c in another decade, for example.

Just saying, when looking where to rest your weary head, don't forget that the World doesn't stop turning when you hit 65.
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  #69  
Old 10.10.2016, 18:28
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Re: Best country to retire

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I would consider ten, twenty or more years into the future after retirement.

By this, I mean the long term state of the economy, local trends in healthcare budgets, socio-political upheaval in the future, your right to even live there, and so on. Just as you want to avoid living in a country where healthcare will effectively be a distant memory due to cutbacks, you might actually want to avoid living anywhere that will end up having a boom - pushing the cost of living up.

Of course, in most cases we don't have a clue what will happen, but there are some signs in some cases that should make people think twice - Spain could well be a political and economic clusterf**c in another decade, for example.

Just saying, when looking where to rest your weary head, don't forget that the World doesn't stop turning when you hit 65.
Erm. I think when people talk about retirement, they're not referring to the year in which the retire, but the entire period from retirement until death.
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  #70  
Old 10.10.2016, 18:52
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Re: Best country to retire

Malta? nice and warm almost all year round. With 300k plu syou can buy a nice apartment. Free healthcare (assuming you are EU national), and close to Europe.
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  #71  
Old 10.10.2016, 19:33
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Re: Best country to retire

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Erm. I think when people talk about retirement, they're not referring to the year in which the retire, but the entire period from retirement until death.
Then why is everyone talking about the countries they might move to on the basis of how they are now?
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  #72  
Old 11.10.2016, 00:35
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Re: Best country to retire

Let me throw this in the mix:

I retired 2 years ago and both my parents are still alive at 90. Retirement might not be quite what you expected...
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  #73  
Old 11.10.2016, 01:05
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Re: Best country to retire

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Let me throw this in the mix:

I retired 2 years ago and both my parents are still alive at 90. Retirement might not be quite what you expected...
Medical advances may mean that we live a lot longer than expected.

Imagine if we were all living to 150 or 200...
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  #74  
Old 11.10.2016, 01:07
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Re: Best country to retire

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Then why is everyone talking about the countries they might move to on the basis of how they are now?
I think they are talking about how the countries are expected to be during the period of retirement. At least I am. If anyone is talking otherwise, they can say so....

(crickets)
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  #75  
Old 11.10.2016, 08:17
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Re: Best country to retire

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Medical advances may mean that we live a lot longer than expected.

Imagine if we were all living to 150 or 200...
Sadly long life is not very often positive. My parents are at different stages of dementia and living in a wonderful care home. But even so place a heavy burden on my sister, also retired, who lives nearby. I have had to fly over to the UK twice in the last 2 months to give her a break.

This week my father finally forgot how to use the phone. I can't tell you what a relief that is.

We also have two friends in the same position with mothers who are 102 and 104...
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  #76  
Old 11.10.2016, 08:38
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Re: Best country to retire

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Medical advances may mean that we live a lot longer than expected.

Imagine if we were all living to 150 or 200...
Fortunately, living past 125 is highly likely to remain imaginary forever.
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  #77  
Old 11.10.2016, 08:51
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Re: Best country to retire

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Medical advances may mean that we live a lot longer than expected.

Imagine if we were all living to 150 or 200...
That would mean that there might be like 20 billion people on earth. Even if technically possible it would be unsustainable.
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  #78  
Old 12.10.2016, 12:22
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Re: Best country to retire

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I think they are talking about how the countries are expected to be during the period of retirement. At least I am. If anyone is talking otherwise, they can say so....
That's not what's been written. Lines like "you can live very comfortably in all these countries with CHF 50k/year" are pretty current (I'm not criticising the post, it was very good, but it is clearly discussing these places now, not in twenty years).

Feel free to give an example of a few posts where how these places will be in the future, in a decade or two, is considered.
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  #79  
Old 12.10.2016, 12:37
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Re: Best country to retire

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That's not what's been written. Lines like "you can live very comfortably in all these countries with CHF 50k/year" are pretty current (I'm not criticising the post, it was very good, but it is clearly discussing these places now, not in twenty years).
You think that will change in 20 years? I don't.
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Old 12.10.2016, 12:49
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Re: Best country to retire

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You think that will change in 20 years? I don't.
One of the countries mentioned in that post was Greece. Do you know where they were 20 years ago? Entering an economic boom fuelled by the impending Olympics and falsified economic data.

But no doubt nothing else changes over twenty years. Thank you for your opinion.
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