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Old 15.09.2018, 20:08
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low-budget monthly living costs in Italy

I'm looking for advice for a Swiss person who is considering moving to Italy.

Could anyone please hazard an informed guess at (or link to) some sort of monthly budget breakdown for Italy, like these for Switzerland? http://www.budgetberatung.ch/Budget-...nen.114.0.html

Obviously rental prices will vary enormously according to the area, so let's just say, as a starting point, a small, modest, no-frills area on the outermost periphery of Milano.

This is not for me, but for someone who would have a monthly old-age pension (= AHV pension from Switzerland) of just under CHF 2000 and who is trying to assess whether life would be more bearable in Italy than in Switzerland.

I've tried finding a similar forum to this, for Italy, but failed… but then I guess nothing compares to EF. If anyone could link to a currently active advice forum in Italy, in English or in German, I'd be grateful.

Besides a budget, any advice on what other factors should be considered, would be welcome. As far as I can tell, the language will not be an issue.

Thanks very much.
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Old 15.09.2018, 20:25
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Re: low-budget monthly living costs in Italy

Knowing that the average salary in Italy is approx. 1500 euro, the pension you have mentioned above seems5to be in the average. However, apart from budgeting and so on, there are many things in Italy that do not work. Could Ticino not be an option? I'm personally from ticino and i would really suggest to consider this option rather than going to Italy.
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Old 15.09.2018, 20:49
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Re: low-budget monthly living costs in Italy

I found a site which seems interesting:

http://www.expat.com/en/destination/europe/italy/

Since i'm connected with the mobile I could not give a proper look though.
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Old 15.09.2018, 20:52
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Re: low-budget monthly living costs in Italy

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Could Ticino not be an option? I'm personally from ticino and i would really suggest to consider this option rather than going to Italy.
Are you insane?

Cost of living in Ticino is far higher than in Italy.

Tom
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Old 15.09.2018, 21:13
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Re: low-budget monthly living costs in Italy

I know that. But I was not talking about costs.
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Old 15.09.2018, 21:53
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Re: low-budget monthly living costs in Italy

The costs are, for as long as this person stays in Switzerland, the most pressing factor.

Thanks for that link, StelladOriente. There, I found http://www.expat.com/forum/viewtopic.php?id=3741, which contains an array of reports (might be able to put something together from them, even though most are several years old) and it also links to some blogs, so I'm going over to have a look at those.

I wish there were something like Budgetberatung.ch.

Last edited by doropfiz; 15.09.2018 at 22:17.
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Old 15.09.2018, 22:23
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Re: low-budget monthly living costs in Italy

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I know that. But I was not talking about costs.
What, then?

Tom
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Old 15.09.2018, 22:27
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Re: low-budget monthly living costs in Italy

Clearly he would be much better off in Italy. Not sure outside Milan is the best option. Maybe some place like Varese if he wants to be close to Switzerland. It shouldn't be difficult to find a place for €600. The closer to Milan (or other popular area) the smaller this place will be.

Casa.it is like homegate.
Subito.it is like Ricardo.
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Old 15.09.2018, 23:19
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Re: low-budget monthly living costs in Italy

How is the health-insurance situation as someone who isn't Italian, not working but living in Italy?

I would rather try my luck in the sticks of Germany, TBH.
South Germany, of course.

Though, it's going down the drain quickly, too.
So it might not matter much in a few years.
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Old 16.09.2018, 00:29
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Re: low-budget monthly living costs in Italy

Tax
As I understand it, Italy has a reduced tax rate for old-age pensioners. It is a flat-rate of 5%.

I suppose it's worth investigating Southern Germany. Yes, I think you have a point.
For Baden-Württemberg, I found this, which gave me an instant mid-forehead heavy blow of mego:
https://www.swr.de/landesschau-bw/re...zhr/index.html

Healthcare
https://en.wikipedia.org/wiki/Healthcare_in_Italy says that the Italian health care system is for citizens and residents. I have read that elsewhere, too, so that shouldn't be a problem.
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Old 16.09.2018, 00:36
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Re: low-budget monthly living costs in Italy

Keep in mind that health care situation is very different in Italy compared to Switzerland. I can't go into details about legal stuff, but I know from first hand experience from my grandparents that hospitals in Italy are notoriously understaffed and underfunded Of course it will depend on the place and Northern Italy is usually better. But it's an important factor to keep in mind.
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Old 16.09.2018, 00:36
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Re: low-budget monthly living costs in Italy

Ah, yes.
Lovely.

Not that many pensioners actually get that much money.

I'm glad the government found a way to tax the rich

If I was Italian, I'd feel more comfortable retiring there, sure.

But this guy has supposedly lived his whole life in Zurich.

What's he gonna do in Italy? I suppose he speaks the language at least?

I'm not even sure if I want to retire to Germany - and I was born there and have been here only since 2005.
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Old 16.09.2018, 03:59
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Re: low-budget monthly living costs in Italy

He doesn't actually want to leave Zurich. However, his AHV (= old age state pension) is not enough to live on. It is less than CHF 2000. He has no pension plan ("BVG-Rente"). He is supposedly entitled to top-up benefits ("Ergänzungsleistungen") and social benefits ("Sozialhilfe").

The amounts he has been allocated are low, and leave him really struggling and miserable. There's a separate thread about that: https://www.englishforum.ch/daily-li...-how-help.html.

That's why he's considering leaving. He's thinking about Italy because he at least knows a few people there.

Last edited by doropfiz; 16.09.2018 at 04:42. Reason: adding link to the other thread
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Old 16.09.2018, 09:41
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Re: low-budget monthly living costs in Italy

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What, then?

Tom
About the italian system in general, their burocracy, their health system. In my opinion italy is a good place to have holiday, but not so good for the long term.... But of course it depends from what one is used to, a Swiss for example will struggle, somebody from a poor country probably wouldn't mind.
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Old 16.09.2018, 10:15
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Re: low-budget monthly living costs in Italy

I would consider Sud Tirol.
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Old 16.09.2018, 10:39
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Re: low-budget monthly living costs in Italy

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Clearly he would be much better off in Italy. Not sure outside Milan is the best option. Maybe some place like Varese if he wants to be close to Switzerland. It shouldn't be difficult to find a place for €600. The closer to Milan (or other popular area) the smaller this place will be.
Cost of living anywhere near Switzerland are much higher than areas south of Milano.

Tom
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Old 16.09.2018, 10:46
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Re: low-budget monthly living costs in Italy

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How is the health-insurance situation as someone who isn't Italian, not working but living in Italy?
.
As far as I understand he will need to buy separate insurance . Which is probably not a bad thing.

I know plenty of people who live in Italy and the bad things IMO are exaggerated. It's like here. People come to bitch.



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What's he gonna do in Italy? I suppose he speaks the language at least?
What's he do in Zurich? He can do the same stuff no? He'll need to learn bocci and go out and hang with the other oldies.
Or I'm sure he can find a community of other retired German speakers.

From the other post, it sounds like a miserable life here. His money will go much further in Italy, Spain, Portugal, Croatia, Romania...
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Old 16.09.2018, 11:10
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Re: low-budget monthly living costs in Italy

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Cost of living anywhere near Switzerland are much higher than areas south of Milano.

Tom
Sure. There are many nice places. Just he needs that avoid Milan, Rome, Florence, Venice. I have friends in Varese who live on less than €2000 /m. She's a high school teacher and he doesn't work.

Turnio is not a bad option for a moderately priced city.

Last edited by miniMia; 16.09.2018 at 20:24. Reason: Good lord! What was autocorrect thinking?! How do you turn that sh!t off? :D
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