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Old 23.01.2020, 15:03
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Equivalent to 70k€ in Munich for same way of living in Zurich?

Hey,

If I were to move to Zurich, I would like to know what salary I should expect to have the same way of living than the one I currently have in Munich with 70k€ (gross).

Based on that website: https://www.numbeo.com/cost-of-livin...y2=Switzerland

It would be somthing like 80% more ... meaning about 130k CHF. Makes sense ?

Thanks.
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Old 23.01.2020, 15:52
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Re: Equivalent to 70k€ in Munich for same way of living in Zurich?

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Hey,

If I were to move to Zurich, I would like to know what salary I should expect to have the same way of living than the one I currently have in Munich with 70k€ (gross).

Based on that website: https://www.numbeo.com/cost-of-livin...y2=Switzerland

It would be somthing like 80% more ... meaning about 130k CHF. Makes sense ?

Thanks.
No it is less imho

Your income tax among other contributions like healthcare from income here is much lower.
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Old 26.01.2020, 19:14
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Re: Equivalent to 70k€ in Munich for same way of living in Zurich?

My rule of thumb is you should be looking for numerically double your euro salary so that looks to be in the ball park. For the same standard of living you can manage with less but that's not the point of moving to Switzerland.
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Old 26.01.2020, 19:27
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Re: Equivalent to 70k€ in Munich for same way of living in Zurich?

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My rule of thumb is you should be looking for numerically double your euro salary so that looks to be in the ball park. For the same standard of living you can manage with less but that's not the point of moving to Switzerland.
It heavily depends.

In Germany, for a couple with children, literally everything regarding childcare is paid, so you can have two incomes without much extra costs. And the taxes are crazy-high on a single income already, so they won't go up (in % of what you earn) much even if you have two full salaries.

In Switzerland, while you do get some child support, if you want to send them to daycare (0-4 years old) it will be costly. Having two children in that age will be very prohibitivly expensive. And the second income does add taxes (on both incomes) so that extra money, if calculating childcare&higher taxes, is eaten away almost fully, if not completely.

On the other hand, if you're a single person, average income (say, 90k CHF in Switzerland) then your income will be rather lowly taxed compared to Germany. If you compare living in a town like Dietlikon (10m commute to city centre, reasonable flat prices) with living in a similar location in Munich, you'd have to earn close to the same level (I'd say at least 70k €, probably more) for a similar standard of living.

And then it comes to your interests.

Do you like travel? Point for Switzerland. Roughly same costs but much higher income means it just feels so much cheaper.
Do you like driving a car? While it might be a tiny bit more expensive in Switzerland, it's still cheaper when taking wages into account.
Do you enjoy swimming? Well, too bad for you if you are living in Munich, as no such thing as a yearly pass exists. They're thinking about it, though (lol)
Zürich: Yearly pass for just 240.-, and most health insurances even sponsor it. (Single entry in Munich is 5.30€, Zürich charges 8 CHF)

https://www.abendzeitung-muenchen.de...f13dd7f36.html

In short: Switzerland and Germany, that's not a DO THIS or DON'T DO THAT question, it heavily depends on your personal situation and your recreation activities, your interests..

Munich especially isn't that much cheaper than Switzerland..

For a single person with "average" interests earning 70k€ (before taxes) in Munich I'd say anything from 100k CHF onwards would be a reasonable improvement where I'd consider moving.
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