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Old 04.02.2021, 12:35
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Re: Getting health insurance in US upon arrival

I would think any U.K. travel insurance would expect to see intention to return to the U.K. (possibly return flight booked). What airline is he flying with? Some airlines such as Emirates for example are including Covid insurance as part of the booking. Hed have to book a return flight, but depending on cost it might be worthwhile? If hes not book flight yet!
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Old 04.02.2021, 12:37
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Re: Getting health insurance in US upon arrival

Could this be an option? https://www.uhc.com/individual-and-f...alth-insurance
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Old 04.02.2021, 13:38
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Re: Getting health insurance in US upon arrival

Thanks, we checked this out. This insurance specifically excludes NY, which bans short term insurance. So this won't work in my son's case.
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Old 04.02.2021, 13:43
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Re: Getting health insurance in US upon arrival

It seems I've left off another fundamental bit of information. My son is a dual national US and Italian, which seems to simplify the situation.

The choice has been made: Cigna long-term coverage with cancellation after the first month as an Italian citizen. This was confirmed to be acceptable in a phone call with Cigna, who are aware of his dual citizenship.

Thanks again for all the advice!
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Old 28.02.2021, 05:12
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Re: Getting health insurance in US upon arrival

We were actually in a similar situation when we had to leave at the height of the pandemic last year ( terminal family member ).

Anyhow, we also thought about getting traveler's insurance to bridge the gap bewteen when our new insurance would start.

We were going to go with Seven Corners, and went as far as purchasing it. After purchasing, though, we were unclear if it would actually cover us for what we needed it to. So, we had to call them and turns out that it would not, and we had to then cancel the traveler's insurance.

We had contacted our Swiss insurer to see if we could purchase travel insurance, or extend our coverage somehow, and they said we could not. Our Swiss health insurance had to be cancelled the day that we left.

Long story short, we had like one or two weeks before the new health insurance would start in the U.S. , and after looking at different options we chose to be uncovered for that amount of time. We did have some accident insurance ( again, long story ), but if we had gotten Covid , God help us.

It was a stressful time to say the least.

Your son's situation is a bit different as he'll be without insurance for a month. So, I'm not at all saying he should 'chance it ', but instead, if any way possible he should talk with his employer about getting the insurance established sooner ( we tried that too, but couldn't ), or if he can afford it try to get some kind of private insurance.

Best of luck to y'all


**edit** Glad to see he's found a solution !!

Last edited by TheLaughingCow; 28.02.2021 at 05:14. Reason: adding additional comment
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