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Old 13.06.2021, 13:12
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Re: access to public health insurance during retirement in EU countries

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From the link:

"If you receive both a pension from the country you now live in and your UK State Pension, you cannot get an S1 form. This is because the country you live in will be responsible for your healthcare.

If you receive your UK State Pension as well as a pension from an EU member state, but are now living in a different EU state, the country to which you paid contributions toward your pension for the longest period becomes responsible for your healthcare."

Iirc, even if you move to the UK you'd still have to keep up your Swiss health insurance payments since they'd be responsible for any medical expenses. Try searching the forum to confirm that though because I'm not 100% sure.
Thats interesting as I lived in CH longer than in UK as an adult however I purchased voluntary contributions in the UK so have 35 qualifying years.

Swiss medical insurance is cheaper than my BUPA international, I will take my Swiss pension at 63 & pay Swiss insurance whilst living in Malta, although I currently do get free medical care at the main University hospital, which is the only place to go for any serious operation.
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Old 13.06.2021, 13:16
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Re: access to public health insurance during retirement in EU countries

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Looks like if you can get an EHIC card at the country of residence, then provided this is an EU country, then you’re exempt from contributions in Switzerland
You can't, you have to be paying national insurance contributions or be receiving a state pension to get an EHIC. The EHIC is provided from the country paying the pension, so if a Swiss pension you need to pay Swiss health insurance.

Working in the UK & retiring to CH, gives free health insurance paid by the UK government, a huge bonus to the UK pension.
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FMF can confirm that he's retired in Malta and still paying Swiss health insurance.

Tom
I will pay Swiss health insurance when I take my Swiss pension whilst living in Malta. UK has a special deal with Malta that non working pre official retirement age get free local healthcare but no EHIC, so I need private health / accident insurance as I spend 3 months skiing in France & Switzerland.
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Depends, you have to look at the details in my case:
Return to the UK = No
Portugal = No as I paid in more years to the UK than in Switzerland. (can use the UK -2- Portugal agreement to get local Portuguese health insurance)

Caution in the case of Portugal you need to prove your health insurance within 3 months of leaving otherwise you are going to get monthly bills forever for the Swiss health insurance as I understand it.
If you are in receipt of a Swiss pension from age 63 v 67 for UK, you have to pas Swiss health insurance to return to the UK. Once you get a UK pension it depends on which has more years of contributions.
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Do Swiss basic health insurance premiums have a different price depending on the location you choose to retire ?
Yes, living in the UK costs nearly twice as much as living in Malta.
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  #23  
Old 17.06.2021, 20:12
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Re: access to public health insurance during retirement in EU countries

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Thats interesting as I lived in CH longer than in UK as an adult however I purchased voluntary contributions in the UK so have 35 qualifying years.

Swiss medical insurance is cheaper than my BUPA international, I will take my Swiss pension at 63 & pay Swiss insurance whilst living in Malta, although I currently do get free medical care at the main University hospital, which is the only place to go for any serious operation.
How many years of voluntary contributions are allowed ? is there a cap based on number of years spent in the UK ?
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  #24  
Old 17.06.2021, 20:15
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Re: access to public health insurance during retirement in EU countries

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How many years of voluntary contributions are allowed ? is there a cap based on number of years spent in the UK ?
No, you just have to be eligible to pay them when you leave the UK.
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