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  #221  
Old 04.02.2017, 13:42
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Re: Leaving Switzerland Permanently

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This may tell you more on the AHV side of things.

https://www.ahv-iv.ch/p/890.e

As for keeping your C permit, I doubt it. Normally it expires after 6 months if you don't deregister - which is what you should do if moving to another country. It is possible to put a C permit on hold for up to 4 years, but you have to ask permission from your gemeinde/cantonal migration office and retiring to another country for a few years will likely not be an acceptable reason. Better to go through the process of getting Swiss citizenship if you can, then you'd have no problems.
Thank for yr adv. Will becoming a naturised Swiss citizen permit me to retire permanently in Asia n receive my monthly AHV money send to me overseas whereby there is no social security agreement with Switzerland.
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  #222  
Old 04.02.2017, 14:51
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Re: Leaving Switzerland Permanently

If you're not a Swiss/EU/EFTA national then I think you'd have to take your pension money with you.

https://www.ahv-iv.ch/p/10.03.e
(page 42 onwards)

Whether that would be the case if you gain Swiss nationality, you'd have to check with your local AHV office.
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  #223  
Old 04.02.2017, 16:53
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Re: Leaving Switzerland Permanently

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If you're not a Swiss/EU/EFTA national then I think you'd have to take your pension money with you.

https://www.ahv-iv.ch/p/10.03.e
(page 42 onwards)

Whether that would be the case if you gain Swiss nationality, you'd have to check with your local AHV office.
Thank you very much my friend for the link, will check with some Swiss nationality retiree residing in Thailand for detail information. Have a great weekend.
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  #224  
Old 04.02.2017, 16:55
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Re: Leaving Switzerland Permanently

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If you're not a Swiss/EU/EFTA national then I think you'd have to take your pension money with you.

https://www.ahv-iv.ch/p/10.03.e
(page 42 onwards)

Whether that would be the case if you gain Swiss nationality, you'd have to check with your local AHV office.
That was the case with us.
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  #225  
Old 05.02.2017, 13:33
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Re: Leaving Switzerland Permanently

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That was the case with us.
May I ask what nationality you hold.
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  #226  
Old 05.02.2017, 17:34
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Re: Leaving Switzerland Permanently

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May I ask what nationality you hold.
Look at their profile - American.
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  #227  
Old 26.03.2017, 15:06
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Re: Leaving Switzerland Permanently

This thread might be linked in here already but worth repeating anyway.
Going back.
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  #228  
Old 02.07.2017, 14:42
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Re: Leaving Switzerland Permanently

Hello
I am leaving Switzerland... I am coming back to Spain. Is there a way to bring with me a part of the pension? What should I do?

Thanks
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  #229  
Old 02.07.2017, 16:23
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Re: Leaving Switzerland Permanently

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Hello
I am leaving Switzerland... I am coming back to Spain. Is there a way to bring with me a part of the pension? What should I do?

Thanks
"Permanent departure from Switzerland

You may draw on your pension if you can prove that you are leaving Switzerland permanently to settle abroad.

Payout of the pension fund to persons moving to an EU / EFTA member state

Anyone leaving Switzerland to settle in an EU/EFTA member state, may generally not cash in their pension from the compulsory pension plan as persons in the new country of domicile are insured by law to receive old age, survivors' and invalidity benefits. The mandatory portion of your pension assets must therefore remain in a blocked account (vested benefits account or policy) in Switzerland and can only be paid out when you reach retirement age. The extra-mandatory portion of your pension, however, may be paid out in cash. The mandatory and extra-mandatory portions of your pension are listed on the personal insurance certificate under the heading ‘Retirement provision information’.

What you need to do

Contact the pension fund you paid into with your last employer or the vested benefits institution where you have an account or a policy. Notify them of your departure from Switzerland and provide them with the necessary documents."

https://www.ch.ch/en/withdraw-pension-early/
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  #230  
Old 02.07.2017, 16:47
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Re: Leaving Switzerland Permanently

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Hello
I am leaving Switzerland... I am coming back to Spain. Is there a way to bring with me a part of the pension? What should I do?

Thanks
You need to find out if Spain requires insurance against old age pension, if it does not you can take 100% as cash. Your employment position in Spain could effect the answer to the question.

There is a specific form for Spain so try likely it can be done http://www.sfbvg.ch/xml_3/internet/E...on/d51/f62.cfm

I successfully got 100% of my second pillar when I moved to Malta. https://www.englishforum.ch/finance-...s-pension.html


Media's quote 'may usually not' does NOT mean can't be, this is usually misunderstood.

Every pension advisor I spoke to said it was impossible when leaving for an EU country, they interpret the law, rather than read what is written.
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  #231  
Old 02.07.2017, 17:16
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Re: Leaving Switzerland Permanently

Thank you very much!! 
I am not sure if I have understand everthing in the web page...
https://www.ch.ch/en/withdraw-pension-early/
Two types of pensions:
- The mandatory portion of my pension assets must therefore remain in a blocked account.
- The extra-mandatory portion of my pension assets. (may be paid out in cash)
The mandatory and extra-mandatory portions of my pension are listed on the personal insurance certificate under the heading ‘Retirement provision information’.
About these, I have some questions:
- What is the “personal insurance certificate”? Is it some kind of document that the department of pensions in the canton used to sent by mail?
- The documents pensions use to send me are in German (I don´t speak German), How should be the correct heading ‘Retirement provision information’ in German?
- How can I prove that I leaving permanent Switzerland?
- Should I create the blocked account in the bank? Which is the correct name for this type of account in Swiss-German?
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  #232  
Old 02.07.2017, 17:37
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Re: Leaving Switzerland Permanently

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Thank you very much!! 
I am not sure if I have understand everthing in the web page...
https://www.ch.ch/en/withdraw-pension-early/
Two types of pensions:
- The mandatory portion of my pension assets must therefore remain in a blocked account.
- The extra-mandatory portion of my pension assets. (may be paid out in cash)
The mandatory and extra-mandatory portions of my pension are listed on the personal insurance certificate under the heading ‘Retirement provision information’.
About these, I have some questions:
- What is the “personal insurance certificate”? Is it some kind of document that the department of pensions in the canton used to sent by mail?
- The documents pensions use to send me are in German (I don´t speak German), How should be the correct heading ‘Retirement provision information’ in German?
- How can I prove that I leaving permanent Switzerland?
- Should I create the blocked account in the bank? Which is the correct name for this type of account in Swiss-German?
Ignore most of what is written, 'must' is an interpretation & not written in law it's a poor interpretation of the law.

Just contact your Pillar 2 provider, they issue a certificate each year but will beer ask you for it.
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  #233  
Old 02.07.2017, 19:15
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Re: Leaving Switzerland Permanently

Many Thanks, I will ask!

But who is my 2Pillar provider? My employer?
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  #234  
Old 02.07.2017, 21:21
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Re: Leaving Switzerland Permanently

Yes, start with them. If they don't do it in-house, they'll give you the details of the company who does it for them.
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  #235  
Old 19.09.2017, 14:40
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Re: Leaving Switzerland Permanently

Yes I need to leave Switzerland too.

Been away from the family (in the UK) for too long, contract didn't get renewed and family needs extra support. I found it was relatively easy to come to Switzerland, the whole registration process, joyfully receiving a statement from HMRC that I was no longer tax resident, creating a bank account and then registering in various places was not too painful....

...but leaving Switzerland that's a different matter. Retrieving 2nd pillar sums from 3 ex-employer's pension providers, finding out how to retrieve 1st pillar sums, completing a shortened year tax statement to the Federal authorities, providing a Swiss financial account to (hopefully ) get my tax rebates, forward dating my exit date for de-registration, quitting the medical insurance, getting rid of excess belongings and registering being back in the UK without getting crucified by HMRC is proving to be "complicated"....
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  #236  
Old 19.09.2017, 17:45
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Re: Leaving Switzerland Permanently

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Retrieving 2nd pillar sums from 3 ex-employer's pension providers, ....
Why do you have to do that?

When you left employer 1, the 2nd pillar sums should have been passed on into the pension fund of employer 2. Likewise, when you left employer 2, the 2nd pillar sums should have been passed on into the pension fund of employer 3. It should all be there, together, in the pension fund of employer 3.
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  #237  
Old 19.09.2017, 21:54
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Re: Leaving Switzerland Permanently

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and registering being back in the UK without getting crucified by HMRC is proving to be "complicated"....
It's not that complex: you may be on emergency tax for a few months with a new UK job but you'll get it back. Good luck with the move. Send all relevant companies a copy of your deregistration letter from the gemeinde and it will be quite straightforward.
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  #238  
Old 03.10.2017, 12:43
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Re: Leaving Switzerland Permanently

@wildwarp, do you have any info on how to provide a shortened year end tax statement?
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  #239  
Old 03.10.2017, 14:14
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Re: Leaving Switzerland Permanently

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I would recommend to you, that you ask the office at your community. They have for sure all information, what you need.
I can absolutely guarantee they will not know, the same is true of most pension companies. It's quite possible to take 100% depending on employment status & insurance requirement in your new residence. I even started a thread after taking 100% cash when leaving for the EU,
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  #240  
Old 05.10.2017, 13:05
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Re: Leaving Switzerland Permanently

I checked on the process for Zurich by visiting the Stathaus Zurich in person (Stadthausquai 17. Very helpful people with an information booth for any questions and directions.

You can report as early as 30 days prior to leaving Switzerland permanently, and as late as the last day. Bring with you your Ausweis and your Ermachtigung (provided to you when you first arrived in Switzerland).

Then go to the tax office in the same building with following info as applicable to your situation:
Lohnausweise (wage statement from job)
AHV pay slips
Pension statements
Documents on paid daily allowances of unemployment benefits or sickness allowances
Documents for any other income
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