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  #241  
Old 24.05.2018, 11:59
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Re: Leaving Switzerland Permanently

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I have searched around a bit on the forum but haven't found what I'm looking for so far. I seem to remember seeing a list of stuff to do for people leaving Switzerland - does anyone know where to find that?

Cheers!
What about taxes ? Does the income tax department send notifications etc to overseas addresses ?
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  #242  
Old 24.05.2018, 12:16
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Re: Leaving Switzerland Permanently

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What about taxes ? Does the income tax department send notifications etc to overseas addresses ?
You´re supposed to file taxes and pay before you deregister
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  #243  
Old 24.05.2018, 23:31
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Re: Leaving Switzerland Permanently

Hi, rdczh. For us in Zurich we had to go to the tax office (in the same building) the day we deregistered and give them contact information for someone living in Switzerland who would handle all the tax correspondence.

It typically takes the tax office three years to process our tax returns (not sure if this is because we are U.S. citizens or why that is). So in other words, it will likely take us three years after leaving Switzerland to fully pay our taxes, and the tax office sends all the correspondence the the contact who lives in Switzerland.
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  #244  
Old 15.06.2018, 07:44
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Re: Leaving Switzerland Permanently

I think an alternative here is to nominate someone who can handle your tax correspondence on your behalf after you have left. I did this for a friend of mine, and was no hassle at all. I had to sign some papers, and tbh I’m pretty sure i would have been liable if she owed money and didn’t pay. Howeve4 she was a good friend and there was no problem.
The other choice is to nominate a company, I am just about to leave myself and the company I use to prepare my tax return offer this service (for a fee of course)
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  #245  
Old 15.06.2018, 09:08
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Re: Leaving Switzerland Permanently

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Hi, rdczh. For us in Zurich we had to go to the tax office (in the same building) the day we deregistered and give them contact information for someone living in Switzerland who would handle all the tax correspondence.

It typically takes the tax office three years to process our tax returns (not sure if this is because we are U.S. citizens or why that is). So in other words, it will likely take us three years after leaving Switzerland to fully pay our taxes, and the tax office sends all the correspondence the the contact who lives in Switzerland.
After submission of a final tax return ZH will magically have all your tax computations done for current & previous years in a few weeks.
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  #246  
Old 18.06.2018, 20:45
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Re: Leaving Switzerland Permanently

Hi, fatmanfilms. Unfortunately this is not correct. We de-registered in January 2017 and have yet to receive a final tax statement for tax year 2015, 2016 and 2017.
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  #247  
Old 31.07.2018, 15:14
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Re: Leaving Switzerland Permanently

I am notifying my departure soon for 31st August.
I have most things sorted out.
But I am unsure about my tax situation.

I will be officially a non-resident from 1.9.18 to 31.12.18.

To complicate matters I switched cantons this year. So I have 2 months in one canton and then 6 months in a second canton, followed by the 4 months abroad.

The first canton has not even sent me a tax form to fill in for for 2017 yet and I have only just had the bill for 2016, so they are way behind with things. The second canton has sent me an estimate bill of just CHF 90.-- because my income is almost nothing and I am basically just hanging around sorting stuff out this year.

I will still have an address and a post box in CH so there is no issue with either canton contacting me.

But since normally you pay tax where you are resident in CH on 31.12 and I am not going to be resident in CH on that day, will I be taxed at all on income in CH for 2018? Will I even be sent forms in 2019 (for 2018)? Any experiences?
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  #248  
Old 31.07.2018, 15:35
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Re: Leaving Switzerland Permanently

You will be taxed based on where you lived on you last day here.

Pro-rated.

Tom
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  #249  
Old 31.07.2018, 15:38
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Re: Leaving Switzerland Permanently

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You will be taxed based on where you lived on you last day here.

Pro-rated.

Tom
Thank you. So the first canton gets/requires nothing for Jan and Feb 2018 and only the second canton sends me tax forms for the 6 months to Aug?

I switched cantons before, years ago, and the first canton didn't ask for anything - and again it was only for two months.
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  #250  
Old 31.07.2018, 15:44
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Re: Leaving Switzerland Permanently

No, the second canton will get taxes for 8 months, extrapolating your income for the full year to determine the tax rate.

Tom
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  #251  
Old 31.07.2018, 15:47
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Re: Leaving Switzerland Permanently

So I won't have any issues then since the estimate is so low. I will file my 2018 tax documents next year with my final canton and only pay the finalized bill when it comes. Thank you for you help.
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  #252  
Old 17.10.2018, 12:44
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Re: Leaving Switzerland Permanently

Hi,

Just a quick note - it is very important for anyone who is leaving Switzerland permanently to seek independent advice on their second pillar. There are strategies that can save you significant amounts in withdrawal taxes. If anyone wants to know more please get in touch.

Regards, WS.
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  #253  
Old 18.10.2018, 16:12
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Re: Leaving Switzerland Permanently

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Hi,

Just a quick note - it is very important for anyone who is leaving Switzerland permanently to seek independent advice on their second pillar. There are strategies that can save you significant amounts in withdrawal taxes. If anyone wants to know more please get in touch.

Regards, WS.
we have C permit and are planinng to leave Switzerland permanently end Jan 2019, would appreciate if you could adv. us on our AHV and Quellesteuer taxes I paid. Can I claimed back the Quellensteuer? I m moving back to Singapore.
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  #254  
Old 18.10.2018, 18:46
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Re: Leaving Switzerland Permanently

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we have C permit and are planinng to leave Switzerland permanently end Jan 2019, would appreciate if you could adv. us on our AHV and Quellesteuer taxes I paid. Can I claimed back the Quellensteuer? I m moving back to Singapore.
I suspect the costs will exceed the withholding tax, generally people who just spring up with such advise are insurance salesman hoping for a huge commission.
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  #255  
Old 05.11.2018, 16:16
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Re: Leaving Switzerland Permanently

My wife (swiss) and I (american with permit c) are moving to the US. Our bank (UBS) says they will cancel out accounts after we move which is difficult as we have our pensions and AVS paid here and have local bills. We WILL maintain a second residence in Valais and hence a local address. My question is this: If we tell the Control des Habitants that we are leaving, is there any risk that our banks will learn of our departure from them?

I've been told the Control des Habitants does not inform banks but that doesn't the banks from asking them. Not sure if that ever happens but need advice.
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  #256  
Old 05.11.2018, 16:23
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Re: Leaving Switzerland Permanently

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My wife (swiss) and I (american with permit c) are moving to the US. Our bank (UBS) says they will cancel out accounts after we move which is difficult as we have our pensions and AVS paid here and have local bills. We WILL maintain a second residence in Valais and hence a local address. My question is this: If we tell the Control des Habitants that we are leaving, is there any risk that our banks will learn of our departure from them?

I've been told the Control des Habitants does not inform banks but that doesn't the banks from asking them. Not sure if that ever happens but need advice.
If you have assists of 250,000 or more you can get an account for foreigners from UBS.
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  #257  
Old 05.11.2018, 16:54
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Re: Leaving Switzerland Permanently

I see no reason for your Swiss wife not to keep bank-accounts here.
I once emigrated from Switzerland, totally officially, telling all the authoroties about it and kept all my bank-accounts. Admitting a long time ago, still I find it hard to believe I could not do this again.
Put the account in the name of your wife. Change the bank - UBS is a burnt child, what it lacked in professionality before it now avoids.
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  #258  
Old 05.11.2018, 19:31
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Re: Leaving Switzerland Permanently

Thanks. UBS has told us we must close our accounts. PostFinance has said we can maintain account, but no credit card, and no e-banking. Well, the whole reason for keeping an account is for paying bills, receiving pensions, and doing it online. With no e-banking, its worthless for us. I've thought about just not informing the banks though I prefer to be honest. Having said that, I see no down-side for not informing banks of our move. Is there a downside for not informing banks of our move? I can't imagine they would confiscate our funds.
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  #259  
Old 05.11.2018, 20:16
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Re: Leaving Switzerland Permanently

Well, where are you going to get your mail sent to if you can't do online banking?

Sooner or later they'll find out and the accounts will be closed.

The only way out of this is to give up the US citizenship and not move to the US. Changing the account to your wife only will not work because of moving to the States.
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  #260  
Old 05.11.2018, 20:47
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Re: Leaving Switzerland Permanently

Thanks for your reply. Fully understand but I just thought that since we still own a home in Valais, will pay a small tax in Switzerland on it, keep a local mailing address, and have family to forward important mail, I am trying to assess the risk of the bank finding out that we are de-registered.
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