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Old 21.10.2009, 11:01
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Relocating from Geneva to France

I've been browsing through this forum for answers to my specific situation, but did not get a clear idea.

We are currently living in Geneva with a Permit C. I am a EU national, while my wife is a US citizen.

We are now thinking of buying a house in France due to the housing situation in Geneva, and such a simple relocation appears to have quite some implications on many issues, such as
  • Visa/Work
  • Social Security
  • Tax
  • Health Insurance
Any contributions to any of these topics are very much welcome. I will keep a running list here of information that I am finding out for other people who are in a similar situation.
Thorsten
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Old 21.10.2009, 11:03
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Re: Relocating from Geneva to France

Unemployment

just looked up some information regarding unemployment.

Switzerland:
  • 80% of income if earnings are less than 3.797 CHF
  • 70% of income if it is more.
  • Maximum insured income is 8.900 CHF, which means that maximum unemployment benefits are 6.230 CHF
  • Maximum payment period is two years
  • Taxes and AHV apply
  • Source (in German): http://www.treffpunkt-arbeit.ch/date...arbeitslos.pdf
France:
  • 75% of gross earnings if gross monthly pay was less than EUR 1 020.40;
  • EUR 25.51 per day if gross monthly pay was between EUR 1 020.40 and EUR 1 117.57;
  • 40.4% of gross daily earnings + EUR 10.46 per day if gross monthly earnings were between EUR 1 117.57 and EUR 1 845.88;
  • 57.4% of of gross daily earnings if gross monthly earnings were between EUR 1 845.88 and EUR 10 728.
  • Maximum insured income is therefore 10.728 EUR, which means that the maximum benefits are 6.157 EUR
  • Not sure about whether this is then taxed and whether you've got to pay AHV in Switzerland or something similiar in France. My assumption is that it is fairly similar.
  • Maximum payment period is 23 month
  • Source: http://ec.europa.eu/eures/main.jsp?c...yId=FR&living=
Given an exchange rate of 1 EUR = 1.51 CHF, this means that for someone earning more than about 10.853 CHF (7.184 EUR), the French system is better as it has a higher cap - unless the French apply the same cap as the Swiss do for these specific cases....
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Old 04.11.2009, 15:32
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Re: Relocating from Geneva to France

Quote:
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Unemployment

just looked up some information regarding unemployment.

Switzerland:
  • 80% of income if earnings are less than 3.797 CHF
  • 70% of income if it is more.
  • Maximum insured income is 8.900 CHF, which means that maximum unemployment benefits are 6.230 CHF
Maximum insured is actually 10'500 CHF (at least in Geneva).
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Old 16.11.2009, 23:11
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Re: Relocating from Geneva to France

Yup. 10'500 CHF it is.
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